Chime Financial, Inc. (NAS: CHYM) Stock Analysis & Fundamentals | ScreenerHero

Create free account

CHYMChime Financial, Inc.

NAS · US · Technology · Software - Application · chime.com

20.48USD-2.48%Mkt Cap: 7.80B $P/E: —1d ago

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including ch…

Industry Peers

Software - Application

vs Software - Application

P/B

Pricier

1M Perf

Lower

$170.06BUSDP/E 21.5

$153.34BUSDP/E 112.7

Uber Technologies, Inc.

$146.89BUSDP/E 17.9

Salesforce, Inc.

$128.30BUSDP/E 18.2

Cadence Design Systems, Inc.

$103.52BUSDP/E 87.5

ServiceNow, Inc.

$102.39BUSDP/E 59.1

$92.68BUSDP/E 650.9

Automatic Data Processing, Inc.

$89.52BUSDP/E 20.9

$81.50BUSDP/E 11.7

$71.39BUSDP/E 15.9

$41.05BUSDP/E 28.4

Constellation Software Inc.

$41.21BUSDP/E 53.6

$34.97BUSDP/E 20.1

Roper Technologies, Inc.

$34.15BUSDP/E 21.1

$30.23BUSDP/E 38.1

Fair Isaac Corporation

$27.71BUSDP/E 37.9

Dassault Systèmes SE

$25.44BUSDP/E 19.4

Zoom Communications, Inc.

$25.31BUSDP/E 12.7

Quantinuum Inc.

SS&C Technologies Holdings, Inc.

$14.94BUSDP/E 19.3

$13.12BUSDP/E 10.9

Dynatrace, Inc.

$12.80BUSDP/E 81.3

Unity Software Inc.

Tyler Technologies, Inc.

$12.03BUSDP/E 40.4

Guidewire Software, Inc.

$10.24BUSDP/E 66.2

$9.34BUSDP/E 96.1

Bentley Systems, Incorporated

$9.08BUSDP/E 34.4

$8.48BUSDP/E 28.8

The Sage Group plc

$7.99BUSDP/E 20.4

Manhattan Associates, Inc.

$8.24BUSDP/E 38.9

Clear Secure, Inc.

$7.45BUSDP/E 44.6

Clearwater Analytics Holdings, Inc.

InterDigital, Inc.

$7.32BUSDP/E 27.0

$6.66BUSDP/E 26.4

ServiceTitan, Inc.

Procore Technologies, Inc.

$5.97BUSDP/E 16.6

The Descartes Systems Group Inc.

$6.13BUSDP/E 34.5

Commvault Systems, Inc.

$5.87BUSDP/E 89.1

Paycom Software, Inc.

$5.86BUSDP/E 14.5

$5.67BUSDP/E 38.2

$5.20BUSDP/E 19.6

Paylocity Holding Corporation

$5.60BUSDP/E 22.3

$5.55BUSDP/E 2.1

Open Text Corporation

$5.55BUSDP/E 10.7

$5.36BUSDP/E 13.2

Pegasystems Inc.

$5.01BUSDP/E 16.2

Pattern Group Inc.

$4.74BUSDP/E 23.9

Octave Intelligence PLC

$4.69BUSDP/E 15.2

$4.49BUSDP/E 31.6

Octave Intelligence plc

$4.38BUSDP/E 14.2

Lumine Group Inc.

$4.02BUSDP/E 33.6

$3.63BUSDP/E 30.2

Asseco Poland S.A.

$3.41BUSDP/E 17.4

BILL Holdings, Inc.

$3.60BUSDP/E Infinity

Webull Corporation

RingCentral, Inc.

$3.27BUSDP/E 41.5

NCR Atleos Corporation

$3.20BUSDP/E 19.4

CCC Intelligent Solutions Holdings Inc.

$3.03BUSDP/E 86.0

Q2 Holdings, Inc.

$3.01BUSDP/E 42.6

PDF Solutions, Inc.

$2.96BUSDP/E 393.3

Diebold Nixdorf, Incorporated

$2.94BUSDP/E 29.3

$2.94BUSDP/E 76.8

$3.03BUSDP/E 36.5

SoundHound AI, Inc.

Freshworks Inc.

$2.80BUSDP/E 16.6

$2.72BUSDP/E 202.1

$2.29BUSDP/E 15.7

Alarm.com Holdings, Inc.

$2.31BUSDP/E 19.4

$2.20BUSDP/E 17.7

SOFTWAREONE HOLDING

$1.92BUSDP/E Infinity

SPS Commerce, Inc.

$2.10BUSDP/E 23.7

SoftwareOne Holding AG

$1.91BUSDP/E Infinity

Alkami Technology, Inc.

$1.79BUSDP/E 136.3

EverCommerce Inc.

$1.78BUSDP/E 77.4

BlackLine, Inc.

$1.65BUSDP/E 66.8

Digital Turbine, Inc.

Via Transportation, Inc.

$1.37BUSDP/E 25.6

Lightspeed Commerce Inc.

Blackbaud, Inc.

$1.36BUSDP/E 10.0

Wealthfront Corporation

Upbound Group, Inc.

$1.24BUSDP/E 14.7

ATOSS Software SE

$1.16BUSDP/E 22.0

$1.21BUSDP/E 43.0

$1.13BUSDP/E 26.2

Donnelley Financial Solutions, Inc.

$1.05BUSDP/E 30.6

Amplitude, Inc.

Kainos Group plc

$960.20MUSDP/E 21.9

Vitec Software Group AB (publ)

$863.93MUSDP/E 20.1

Mitek Systems, Inc.

$909.05MUSDP/E 59.2

Red Violet, Inc.

$899.02MUSDP/E 65.7

$837.38MUSDP/E 6.3

ZoomInfo Technologies Inc.

$863.52MUSDP/E 7.3

Pexip Holding ASA

$766.94MUSDP/E 30.7

Asseco South Eastern Europe S.A.

$783.31MUSDP/E 14.7

Viant Technology Inc.

$830.74MUSDP/E 31.6

Daily Journal Corporation

$828.27MUSDP/E 59.1

PSI Software SE

PagerDuty, Inc.

$739.67MUSDP/E 4.7

$696.37MUSDP/E 33.0

Asseco Business Solutions S.A.

$686.46MUSDP/E 18.5

PAR Technology Corporation

Better Collective A/S

$643.78MUSDP/E 23.4

$639.20MUSDP/E 21.8

Mensch und Maschine Software SE

$631.26MUSDP/E 17.8

$628.15MUSDP/E 116.1

Enghouse Systems Limited

$635.92MUSDP/E 12.2

Auction Technology Group plc

Blackline Safety Corp.

TXT e-solutions S.p.A.

$509.88MUSDP/E 20.0

$528.07MUSDP/E 58.2

Alfa Financial Software Holdings PLC

$499.53MUSDP/E 15.5

Silvaco Group, Inc.

$468.97MUSDP/E 15.3

Sprout Social, Inc.

QUALCO GROUP S.A.

$418.66MUSDP/E Infinity

$410.27MUSDP/E 38.2

Ribbon Communications Inc.

$412.17MUSDP/E 13.8

IVU Traffic Technologies AG

$380.74MUSDP/E 24.8

Rimini Street, Inc.

$394.31MUSDP/E 11.8

Smart Eye AB (publ)

Duos Technologies Group, Inc.

Gloo Holdings, Inc.

$349.99MUSDP/E 23.7

Verve Group Media SE N

$313.44MUSDP/E Infinity

$335.63MUSDP/E 78.7

Sword Group S.E.

$294.32MUSDP/E 14.2

$281.08MUSDP/E 8.9

$270.66MUSDP/E 31.4

Logo Yazilim Sanayi ve Ticaret A.S.

$312.14MUSDP/E 19.1

Lime Technologies AB (publ)

$252.36MUSDP/E 23.2

SmartCraft Group AB (publ)

$239.04MUSDP/E 32.3

Streamwide S.A.

$231.57MUSDP/E 33.5

Commerce.com, Inc.

$242.45MUSDP/E 171.0

AdvancedAdvT Limited

$219.23MUSDP/E 19.1

Linedata Services S.A.

$217.57MUSDP/E 13.8

SmartRent, Inc.

$216.03MUSDP/E 116.5

Asure Software, Inc.

Immersion Corporation

Cint Group AB (publ)

Profile Systems & Software SA

$205.59MUSDP/E 29.6

RTB Digital, Inc.

Computer Modelling Group Ltd.

$203.34MUSDP/E 17.0

Blaize Holdings, Inc.

Digimarc Corporation

Thryv Holdings, Inc.

$174.74MUSDP/E 11.9

eGain Corporation

$172.94MUSDP/E 4.7

Expensify, Inc.

$159.96MUSDP/E 14.3

Lasernet Group AB

ReposiTrak, Inc.

$163.56MUSDP/E 24.3

AIB Data Centers Inc.

DHI Group, Inc.

$150.65MUSDP/E 73.3

Eagle Eye Solutions Group PLC

AROBS Transilvania Software S.A.

$152.34MUSDP/E 13.8

Hybrid Software Group PLC

$142.03MUSDP/E 30.8

$140.51MUSDP/E 12.6

Tribal Group plc

$139.81MUSDP/E 15.0

dotdigital Group Plc

$139.10MUSDP/E 14.1

$138.30MUSDP/E 22.5

$137.19MUSDP/E 23.2

TON Strategy Co

Link Bilgisayar Sistemleri Yazilimi ve Donanimi Sanayi ve Ticaret A.S.

$152.90MUSDP/E 17.9

Micro Systemation AB (publ)

$122.95MUSDP/E 28.2

Aptitude Software Group plc

$125.10MUSDP/E 31.1

accesso Technology Group plc

$113.55MUSDP/E 16.1

AI Financial Corporation

SoundThinking, Inc.

$106.62MUSDP/E 58.8

$111.39MUSDP/E 1.3

$103.58MUSDP/E 106.7

The Smarter Web Company Plc

$101.18MUSDP/E 25.0

$97.89MUSDP/E 30.8

Intellicheck, Inc.

$83.03MUSDP/E 34.2

$77.25MUSDP/E 25.5

Forum Markets, Incorporated

Intercede Group plc

$73.57MUSDP/E 18.8

Research Solutions, Inc.

$77.60MUSDP/E 15.5

$69.02MUSDP/E 14.5

WM Technology, Inc.

$67.48MUSDP/E 39.0

Health In Tech, Inc.

IDEX Biometrics ASA

Facephi Biometria, S.A.

$56.92MUSDP/E 198.0

Thinkific Labs Inc.

Aether Holdings, Inc.

NetSol Technologies, Inc.

$54.87MUSDP/E 30.8

Soluciones Cuatroochenta S.A.

$51.51MUSDP/E 23.2

Sleep Cycle AB (publ)

$47.62MUSDP/E 11.1

Space Hellas S.A.

$48.56MUSDP/E 16.1

Oxford Metrics plc

Generic Sweden AB

$45.74MUSDP/E 15.4

Quality & Reliability A.B.E.E.

$46.61MUSDP/E 60.6

Argo Corporation

Creative Realities, Inc.

$38.68MUSDP/E 68.3

Upsales Technology AB (publ)

$36.72MUSDP/E 17.3

Kafein Yazilim Hizmetleri Ticaret A.S.

01 Quantum Inc.

LSI Software S.A.

$34.96MUSDP/E 8.7

Nord Insuretech Group AB (publ)

INTERSHOP Communications Aktiengesellschaft

Fusemachines Inc.

NTG Clarity Networks Inc.

$26.22MUSDP/E 9.4

RESAAS Services Inc.

$25.70MUSDP/E Infinity

$23.86MUSDP/E 15.3

LivePerson, Inc.

Intelligent Protection Management Corp.

Konsolidator A/S

Crunchfish AB (publ)

Litium AB (publ)

Altitude Group plc

$19.48MUSDP/E 24.5

PSQ Holdings, Inc.

$18.66MUSDP/E 17.5

Firefly Neuroscience, Inc.

Bambuser AB (publ)

Advanced Blockchain AG

$16.95MUSDP/E 8.3

Alpha Modus Holdings, Inc.

Huddlestock Fintech AS

Seamless Distribution Systems AB (publ)

B+S Banksysteme Aktiengesellschaft

$14.11MUSDP/E 9.1

Shape Robotics A/S

$13.95MUSDP/E 5.5

Greater Than AB (publ)

Pennant International Group plc

$13.04MUSDP/E 0.4

Upland Software, Inc.

Smith Micro Software, Inc.

Acceleware Ltd.

Safeture AB (publ)

$12.25MUSDP/E 163.0

QPR Software Oyj

Myseum.AI, Inc.

Arcontech Group plc

$12.14MUSDP/E 13.9

ZOO Digital Group plc

DevPort AB (publ)

$11.40MUSDP/E 53.0

Logismos Information Systems S.A.

Neosperience S.p.A.

$9.70MUSDP/E 5.1

Ranplan Group AB

SeaChange International, Inc.

RenoWorks Software Inc.

$8.48MUSDP/E Infinity

Tribe Property Technologies Inc.

Kentima Holding AB (publ)

$7.36MUSDP/E 15.5

SpectrumOne AB (publ)

Treasure Global Inc.

Real Messenger Corporation

Crimson Tide plc

FastPassCorp A/S

$6.53MUSDP/E 12.8

Wishpond Technologies Ltd.

Banzai International, Inc.

$6.48MUSDP/E 0.0

Digitalist Group Plc

$5.70MUSDP/E 40.8

Intouch Insight Ltd.

Mobio Technologies Inc.

Amaze Holdings, Inc.

XMReality AB (publ)

$4.78MUSDP/E Infinity

$4.57MUSDP/E 25.0

Symbolic Logic, Inc.

Dillistone Group Plc

Secure Blockchain Development Corp.

Zaplox AB (publ)

Divio Technologies AB (publ)

$3.30MUSDP/E Infinity

M.O.B.A. Network AB

RevoluGROUP Canada Inc.

Geekco Technologies Corporation

Diadrom Holding AB (publ)

Rosslyn Data Technologies plc

$2.37MUSDP/E Infinity

Freight Technologies, Inc.

Supply@ME Capital plc

Collective Audience, Inc.

Playgon Games Inc.

AnalytixInsight Inc.

$1.77MUSDP/E Infinity

Urbanimmersive Inc

SpringBig Holdings, Inc.

Exela Technologies, Inc.

Presto Automation Inc.

Movella Holdings Inc.

$20.4KUSDP/E 0.0

Boost Run, Inc.

Pexip Holding ASA

Bullfrog AI Holdings, Inc.

Aurora Innovation, Inc.

Magillem Design Services SA

Katapult Holdings Inc. Warrant

WM Technology Inc. Warrants

HeartBeam, Inc.

CID HoldCo, Inc.

Exela Technologies, Inc.

MSP Recovery, Inc.

Indicators:|

Key Statistics

Company

Market Cap7.80B $

Enterprise Value6.82B $

Revenue (TTM)2.32B $

Gross Profit1.92B $

Net Income (TTM)-1.01B $

Revenue/Share7.346 USD

Last Price20.48 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees1.5K

CountryUS

SectorTechnology

IndustrySoftware - Application

ISIN—

Valuation

P/E (Trailing)—

P/E (Forward)12.72

PEG—

EV/EBITDA-11.89

EV/Revenue2.95

P/S3.37

P/B5.44

EPS (TTM)-4.14

EPS (Forward)1.61

52W Range

15.8820% of range38.67

52W High38.67 USD

52W Low15.88 USD

Profitability

Gross Margin87.97%

Oper. Margin20.86%

EBITDA Margin-24.76%

Profit Margin-46.18%

ROE-72.05%

ROA-51.41%

Growth

Revenue Growth24.80%

Earnings Growth-33.80%

Cash Flow & Leverage

Operating CF52.78M $

CapEx (TTM)28.72M $

FCF Margin28.24%

FCF Yield8.38%

Net Debt-984.36M $

Net Debt/EBITDA1.72

Balance Sheet

Debt/Equity0.10

Current Ratio5.07

Quick Ratio4.10

Book Value/Sh3.767 USD

Cash/Share2.932 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Analyst Consensus

Rating1.6 (Buy)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)30.50 USD

Upside (mean)+48.9%

Target Range21.00 USD – 40.00 USD

$21.00+48.9% to mean$40.00

# Analysts18

Ownership

Shares Out.348.89M

Float218.91M

Insiders7.17%

Institutions101.89%

Short Interest

Short Ratio3.5d

Short % Float4.96%

Short % Out.3.80%

Shares Short14.46M

Short (prev mo.)11.50M

Technical

SMA 5019.13 (+7.0%)

SMA 20021.23 (-3.5%)

Beta—

S&P 52W Chg20.05%

Avg Vol (30d)4.72M

Avg Vol (10d)7.56M

Technical Indicators

RSI (14)61.4

MACD0.3006

MACD Signal-0.2150

MACD Hist.+0.5157

BB Upper20.46 USD

BB Middle17.83 USD

BB Lower15.20 USD

BB Width29.49%

ATR (14)1.178 USD

Vol Ratio (20d)1.39x