Velocity Financial, Inc. (NYSE: VEL) Stock Analysis & Fundamentals

VELVelocity Financial, Inc.

NYSE · US · Financial Services · Mortgage Finance · velfinance.com

18.46USD+2.50%Mkt Cap: 724.65M $P/E: 6.571d ago

Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor loans u…

Industry Peers

Mortgage Finance

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P/E

Cheaper

P/B

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1M Perf

Lower

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Indicators:|

Key Statistics

Company

Market Cap724.65M $

Enterprise Value7.36B $

Revenue (TTM)271.59M $

Gross Profit203.31M $

Net Income (TTM)105.05M $

Revenue/Share7.131 USD

Last Price18.46 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees364

CountryUS

SectorFinancial Services

IndustryMortgage Finance

ISIN—

Valuation

P/E (Trailing)6.57

P/E (Forward)6.15

PEG—

EV/EBITDA—

EV/Revenue27.11

P/S2.67

P/B1.04

EPS (TTM)2.81

EPS (Forward)3.00

52W Range

16.1944% of range21.39

52W High21.39 USD

52W Low16.19 USD

Profitability

Gross Margin74.86%

Oper. Margin38.22%

EBITDA Margin0.00%

Profit Margin33.72%

ROE15.62%

ROA1.42%

Growth

Revenue Growth132.10%

Earnings Growth11.30%

Cash Flow & Leverage

Operating CF18.16M $

CapEx (TTM)1.57M $

FCF Margin—

FCF Yield—

Net Debt6.63B $

Net Debt/EBITDA—

Balance Sheet

Debt/Equity9.72

Current Ratio27.35

Quick Ratio27.11

Book Value/Sh17.67 USD

Cash/Share2.229 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Analyst Consensus

Rating2.7 (Hold)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)21.83 USD

Upside (mean)+18.3%

Target Range20.00 USD – 23.50 USD

$20.00+18.3% to mean$23.50

# Analysts3

Ownership

Shares Out.39.26M

Float5.27M

Insiders3.00%

Institutions98.89%

Short Interest

Short Ratio18.4d

Short % Float27.46%

Short % Out.3.54%

Shares Short1.39M

Short (prev mo.)1.10M

Technical

SMA 5018.05 (+2.3%)

SMA 20018.62 (-0.8%)

Beta0.71

S&P 52W Chg20.05%

Avg Vol (30d)57.01K

Avg Vol (10d)106.52K

Technical Indicators

RSI (14)62.9

MACD0.0874

MACD Signal-0.0405

MACD Hist.+0.1278

BB Upper18.25 USD

BB Middle17.60 USD

BB Lower16.94 USD

BB Width7.44%

ATR (14)0.4526 USD

Vol Ratio (20d)1.07x