PZUPowszechny Zaklad Ubezpieczen SA
68.26PLN+0.89%Mkt Cap: 14.93B $P/E: 9.35

Powszechny Zaklad Ubezpieczen SA provides life and non-life insurance products and services in Poland, the Baltic States, and Ukraine. It operates through Corporate Insurance; Mass Insurance; Group Insurance and Individu…

Industry Peers

Insurance - Property & Casualty
Screen all
vs Insurance - Property & Casualty
P/E
Avg
P/B
Avg
Div Yield
Lower
1M Perf
Higher
PGR
The Progressive Corporation
$135.20BUSDP/E 11.8
TRV
The Travelers Companies, Inc.
$72.79BUSDP/E 10.2
ALL
The Allstate Corporation
$64.44BUSDP/E 5.5
IFC
Intact Financial Corporation
$38.47BUSDP/E 15.9
FFH
Fairfax Financial Holdings Limited
$36.40BUSDP/E 8.4
ALL-PH
The Allstate Corporation
$30.04BUSDP/E 3.4
CINF
Cincinnati Financial Corporation
$29.70BUSDP/E 11.0
WRB
W. R. Berkley Corporation
$26.83BUSDP/E 15.3
MKL
Markel Group Inc.
$24.77BUSDP/E 14.3
L
Loews Corporation
$23.98BUSDP/E 14.8
UNI
Unipol Assicurazioni S.p.A.
$20.71BUSDP/E 13.1
GJF
Gjensidige Forsikring ASA
$12.70BUSDP/E 20.9
AIZ
Assurant, Inc.
$13.85BUSDP/E 14.3
CNA
CNA Financial Corporation
$13.84BUSDP/E 11.4
ADM
Admiral Group plc
$11.91BUSDP/E 15.1
AFG
American Financial Group, Inc.
$11.86BUSDP/E 13.6
ORI
Old Republic International Corporation
$10.20BUSDP/E 10.3
KNSL
Kinsale Capital Group, Inc.
$8.18BUSDP/E 15.6
THG
The Hanover Insurance Group, Inc.
$7.75BUSDP/E 11.2
DFY
Definity Financial Corporation
$6.66BUSDP/E 23.5
MCY
Mercury General Corporation
$6.12BUSDP/E 7.3
SIGI
Selective Insurance Group, Inc.
$6.00BUSDP/E 13.7
RLI
RLI Corp.
$5.75BUSDP/E 14.6
LMND
Lemonade, Inc.
$5.49BUSD
HGTY
Hagerty, Inc.
$4.25BUSDP/E 51.6
PLMR
Palomar Holdings, Inc.
$3.71BUSDP/E 19.5
TURSG
Türkiye Sigorta A.S.
$2.89BUSDP/E 5.6
SKWD
Skyward Specialty Insurance Group, Inc.
$2.49BUSDP/E 14.8
SLDE
Slide Insurance Holdings, Inc.
$2.43BUSDP/E 5.8
HCI
HCI Group, Inc.
$2.33BUSDP/E 8.0
HMN
Horace Mann Educators Corporation
$2.17BUSDP/E 13.5
KMPR
Kemper Corporation
$1.70BUSDP/E 40.0
PRCH
Porch Group, Inc.
$1.66BUSD
LDA
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros
$1.43BUSDP/E 15.1
UFCS
United Fire Group, Inc.
$1.38BUSDP/E 10.9
PRA
ProAssurance Corporation
$1.29BUSDP/E 19.8
UVE
Universal Insurance Holdings, Inc.
$1.20BUSDP/E 6.4
TRUP
Trupanion, Inc.
$1.17BUSDP/E 45.6
SAFT
Safety Insurance Group, Inc.
$1.14BUSDP/E 18.3
ROOT
Root, Inc.
$976.96MUSDP/E 18.3
REVO
REVO Insurance S.p.A.
$865.23MUSDP/E 32.6
DGICB
Donegal Group Inc.
$874.37MUSDP/E 13.3
HRTG
Heritage Insurance Holdings, Inc.
$821.02MUSDP/E 4.2
EG7
FBD Holdings plc
$734.66MUSDP/E 13.1
HIPO
Hippo Holdings Inc.
$753.22MUSDP/E 6.6
DGICA
Donegal Group Inc.
$714.69MUSDP/E 10.8
ACIC
American Coastal Insurance Corporation
$559.28MUSDP/E 5.4
AII
American Integrity Insurance Group, Inc.
$377.52MUSDP/E 4.0
SJOVA
Sjóvá-Almennar tryggingar hf.
$336.72MUSDP/E 16.2
GBLI
Global Indemnity Group, LLC
$365.96MUSDP/E 10.7
NODK
NI Holdings, Inc.
$329.55MUSD
KINS
Kingstone Companies, Inc.
$291.44MUSDP/E 9.1
PGH
Personal Group Holdings Plc
$131.85MUSDP/E 17.5
PRHI
Presurance Holdings, Inc.
$18.95MUSD
HALL
Hallmark Financial Services Inc
$145.5KUSD
IFC-PG
Intact Financial Corporation
P/E 2.2
IFC-PF
Intact Financial Corporation
P/E 2.1
IFC-PE
Intact Financial Corporation
P/E 2.1
IFC-PA
Intact Financial Corporation
P/E 2.0
SIGIP
Selective Insurance Group, Inc.
P/E 2.9
ALL-PI
The Allstate Corporation
P/E 1.5
IFC-PI
Intact Financial Corporation
P/E 2.2
Indicators:|

Key Statistics

Company
Market Cap14.93B $
Enterprise Value22.99B $
Revenue (TTM)15.85B $
Gross Profit9.33B $
Net Income (TTM)1.70B $
Revenue/Share18.36 USD
Last Price68.26 PLN
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees31.5K
CountryPL
SectorFinancial Services
IndustryInsurance - Property & Casualty
ISIN
Valuation
P/E (Trailing)9.35
P/E (Forward)10.43
PEG1.72
EV/EBITDA3.57
EV/Revenue1.45
P/S0.91
P/B1.54
EPS (TTM)7.30
EPS (Forward)6.29
52W Range
53.3677% of range72.72
52W High72.72 PLN
52W Low53.36 PLN
Profitability
Gross Margin58.88%
Oper. Margin34.43%
EBITDA Margin40.60%
Profit Margin10.35%
ROE18.89%
ROA1.25%
Growth
Revenue Growth-4.70%
Earnings Growth-22.60%
Cash Flow & Leverage
Operating CF2.66B $
CapEx (TTM)381.92M $
FCF Margin5.60%
FCF Yield5.94%
Net Debt-937.32M $
Net Debt/EBITDA-0.15
Balance Sheet
Debt/Equity1.04
Current Ratio4.60
Quick Ratio4.10
Book Value/Sh42.71 PLN
Cash/Share57.85 PLN
Dividends
Fwd Div Rate4.800 PLN
Trail. Div Rate4.800 PLN
Div. Yield7.31%
5Y Avg Yield6.57%
Payout Ratio61.23%
Ex-Div DateSep 16, 2026
Pay Date
Splits
Last Split10:1
Split DateNov 30, 2015
Analyst Consensus
Rating
Target (Mean)72.42 PLN
Upside (mean)+6.1%
Target Range62.70 PLN84.00 PLN
PLN62.70+6.1% to meanPLN84.00
# Analysts9
Ownership
Shares Out.863.52M
Float568.03M
Insiders34.19%
Institutions32.90%
Technical
SMA 5064.88 (+5.2%)
SMA 20064.16 (+6.4%)
Beta0.32
S&P 52W Chg20.05%
Avg Vol (30d)1.69M
Avg Vol (10d)1.63M
Technical Indicators
RSI (14)63.6
MACD0.6397
MACD Signal0.5392
MACD Hist.+0.1005
BB Upper69.44 PLN
BB Middle66.05 PLN
BB Lower62.66 PLN
BB Width10.26%
ATR (14)1.352 PLN
Vol Ratio (20d)0.39x