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PZUPowszechny Zaklad Ubezpieczen SA
GPW · PL · Financial Services · Insurance - Property & Casualty · pzu.pl
72.62PLN+0.58%Mkt Cap: 15.79B $P/E: 9.89

Powszechny Zaklad Ubezpieczen SA provides life and non-life insurance products and services in Poland, the Baltic States, and Ukraine. It operates through Corporate Insurance; Mass Insurance; Group Insurance and Individu…

Industry Peers

Insurance - Property & Casualty
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The Progressive Corporation
$128.10BUSDP/E 11.1
TRV
Travelers Companies, Inc.
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ALL
The Allstate Corporation
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IFC
Intact Financial Corporation
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FFH
Fairfax Financial Holdings Limited
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ALL-PH
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CINF
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WRB
W. R. Berkley Corporation
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UNI
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L
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MKL
Markel Corporation
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ADM
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GJF
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CNA
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AFG
American Financial Group, Inc.
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ORI
Old Republic International Corporation
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KNSL
Kinsale Capital Group, Inc.
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THG
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Key Statistics

Company
Market Cap15.79B $
Enterprise Value24.43B $
Revenue (TTM)15.85B $
Gross Profit9.33B $
Net Income (TTM)1.70B $
Revenue/Share18.36 USD
Last Price72.62 PLN
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees31.5K
CountryPL
SectorFinancial Services
IndustryInsurance - Property & Casualty
ISIN—
Valuation
P/E (Trailing)9.89
P/E (Forward)11.56
PEG1.72
EV/EBITDA3.80
EV/Revenue1.54
P/S1.00
P/B1.70
EPS (TTM)7.30
EPS (Forward)6.29
52W Range
53.3694% of range73.76
52W High73.76 PLN
52W Low53.36 PLN
Profitability
Gross Margin58.88%
Oper. Margin34.43%
EBITDA Margin40.60%
Profit Margin10.35%
ROE18.89%
ROA1.25%
Growth
Revenue Growth-4.70%
Earnings Growth-22.60%
Cash Flow & Leverage
Operating CF2.66B $
CapEx (TTM)381.92M $
FCF Margin5.60%
FCF Yield5.62%
Net Debt-937.32M $
Net Debt/EBITDA-0.15
Balance Sheet
Debt/Equity1.04
Current Ratio4.60
Quick Ratio4.10
Book Value/Sh42.71 PLN
Cash/Share57.85 PLN
Dividends
Fwd Div Rate4.800 PLN
Trail. Div Rate0.0000 PLN
Div. Yield6.69%
5Y Avg Yield6.57%
Payout Ratio61.23%
Ex-Div DateSep 16, 2026
Pay Date—
Splits
Last Split10:1
Split DateNov 30, 2015
Analyst Consensus
Rating1.8 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)74.09 PLN
Upside (mean)+2.0%
Target Range62.70 PLN – 85.00 PLN
PLN62.70+2.0% to meanPLN85.00
# Analysts8
Ownership
Shares Out.863.52M
Float568.03M
Insiders34.19%
Institutions28.07%
Technical
SMA 5069.36 (+4.7%)
SMA 20066.55 (+9.1%)
Beta0.31
S&P 52W Chg18.16%
Avg Vol (30d)1.45M
Avg Vol (10d)1.33M
Technical Indicators
RSI (14)58.5
MACD0.8685
MACD Signal1.0910
MACD Hist.-0.2225
BB Upper74.10 PLN
BB Middle71.74 PLN
BB Lower69.38 PLN
BB Width6.58%
ATR (14)1.194 PLN
Vol Ratio (20d)1.52x