18.38USD-0.97%Mkt Cap: 2.14B $P/E: 11.111d ago
Happen, Inc. operates as a bank holding company that provides financial and lending services. The company offers deposit products including savings accounts, checking accounts, and certificates of deposit, and provides c…
Industry Peers
Banks - Regional$134.98BUSDP/E 11.8
$134.88BUSDP/E 11.7
$129.46BUSDP/E 12.2
$126.54BUSDP/E 9.2
$126.30BUSDP/E 9.2
$97.40BUSDP/E 15.4
$98.34BUSDP/E 13.6
$97.88BUSDP/E 12.5
$81.63BUSDP/E 13.7
$69.09BUSDP/E 9.0
$73.17BUSDP/E 9.1
$65.95BUSDP/E 9.8
$63.15BUSDP/E 12.5
$63.01BUSDP/E 12.5
$63.00BUSDP/E 9.5
$60.90BUSDP/E 10.0
$60.88BUSDP/E 10.0
$62.27BUSDP/E 11.7
$55.84BUSDP/E 14.3
$50.71BUSDP/E 13.4
Key Statistics
Company
Market Cap2.14B $
Enterprise Value1.17B $
Revenue (TTM)1.39B $
Gross Profit586.46M $
Net Income (TTM)135.68M $
Revenue/Share12.09 USD
Last Price18.38 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees1.1K
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)11.11
P/E (Forward)7.67
PEG—
EV/EBITDA3.69
EV/Revenue0.84
P/S1.49
P/B1.32
EPS (TTM)1.67
EPS (Forward)2.34
52W Range
13.0562% of range21.67
52W High21.67 USD
52W Low13.05 USD
Profitability
Gross Margin42.08%
Oper. Margin21.45%
EBITDA Margin22.80%
Profit Margin13.58%
ROE9.04%
ROA1.17%
Growth
Revenue Growth6.50%
Earnings Growth51.50%
Cash Flow & Leverage
Operating CF-2.73B $
CapEx (TTM)140.34M $
FCF Margin86.93%
FCF Yield56.56%
Net Debt-901.40M $
Net Debt/EBITDA-2.84
Balance Sheet
Debt/Equity0.01
Current Ratio3.45
Quick Ratio2.38
Book Value/Sh13.58 USD
Cash/Share7.909 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.0000 USD
Div. Yield—
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div Date—
Pay Date—
Splits
Last Split1:5
Split DateJul 8, 2019
Analyst Consensus
Rating—
Target (Mean)24.78 USD
Upside (mean)+34.8%
Target Range22.00 USD – 29.00 USD
$22.00+34.8% to mean$29.00
# Analysts9
Ownership
Shares Out.115.41M
Float111.54M
Insiders3.08%
Institutions92.14%
Short Interest
Short Ratio2.6d
Short % Float5.15%
Short % Out.4.46%
Shares Short5.15M
Short (prev mo.)6.86M
Technical
SMA 5019.29 (-4.7%)
SMA 20017.65 (+4.1%)
Beta1.88
S&P 52W Chg18.16%
Avg Vol (30d)1.44M
Avg Vol (10d)1.06M
Technical Indicators
RSI (14)42.6
MACD0.0208
MACD Signal0.1285
MACD Hist.-0.1077
BB Upper20.77 USD
BB Middle19.27 USD
BB Lower17.78 USD
BB Width15.49%
ATR (14)0.7221 USD
Vol Ratio (20d)1.07x