VEL — Velocity Financial, Inc.

VELVelocity Financial, Inc.

NYSE · US · Financial Services · Mortgage Finance · velfinance.com

17.44USD-1.25%Mkt Cap: 682.26M USDP/E: 6.19Last update: 2026-06-01

Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor loans u…

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Indicators:|

Key Statistics

Company

Market Cap682.26M USD

Enterprise Value7.32B USD

Revenue (TTM)271.59M USD

Gross Profit203.31M USD

Net Income (TTM)105.05M USD

Revenue/Share7.131 USD

Last Price17.44 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees364

CountryUS

SectorFinancial Services

IndustryMortgage Finance

ISIN—

Valuation

P/E (Trailing)6.19

P/E (Forward)5.12

PEG—

EV/EBITDA—

EV/Revenue26.97

P/S2.53

P/B1.01

EPS (TTM)2.81

EPS (Forward)3.42

52W Range

16.1924% of range21.39

52W High21.39 USD

52W Low16.19 USD

Profitability

Gross Margin74.86%

Oper. Margin38.22%

EBITDA Margin0.00%

Profit Margin33.72%

ROE15.62%

ROA1.42%

Growth

Revenue Growth132.10%

Earnings Growth11.30%

Cash Flow & Leverage

Operating CF18.16M USD

CapEx (TTM)1.57M USD

FCF Margin—

FCF Yield—

Net Debt6.63B USD

Net Debt/EBITDA—

Balance Sheet

Debt/Equity9.72

Current Ratio27.35

Quick Ratio27.11

Book Value/Sh17.26 USD

Cash/Share2.229 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Analyst Consensus

Rating—

Target (Mean)22.17 USD

Target Range20.00 USD – 23.50 USD

# Analysts3

Ownership

Shares Out.39.26M

Float5.26M

Insiders3.02%

Institutions98.89%

Short Interest

Short Ratio14.7d

Short % Float21.67%

Short % Out.2.80%

Shares Short1.10M

Short (prev mo.)1.01M

Technical

SMA 5018.36 (-5.0%)

SMA 20018.76 (-7.1%)

Beta0.76

S&P 52W Chg27.70%

Avg Vol (30d)65.72K

Avg Vol (10d)73.91K

Technical Indicators

RSI (14)45.4

MACD-0.3682

MACD Signal-0.3924

MACD Hist.+0.0242

BB Upper19.54 USD

BB Middle17.83 USD

BB Lower16.12 USD

BB Width19.18%

ATR (14)0.5340 USD

Vol Ratio (20d)0.20x