Velocity Financial, Inc. (NYSE: VEL) Stock Analysis & Fundamentals

VELVelocity Financial, Inc.

NYSE · US · Financial Services · Mortgage Finance · velfinance.com

17.72USD+2.72%Mkt Cap: 695.60M $P/E: 6.311d ago

Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor loans u…

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Indicators:|

Key Statistics

Company

Market Cap695.60M $

Enterprise Value7.33B $

Revenue (TTM)271.59M $

Gross Profit203.31M $

Net Income (TTM)105.05M $

Revenue/Share7.131 USD

Last Price17.72 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees364

CountryUS

SectorFinancial Services

IndustryMortgage Finance

ISIN—

Valuation

P/E (Trailing)6.31

P/E (Forward)5.91

PEG—

EV/EBITDA—

EV/Revenue27.00

P/S2.56

P/B1.00

EPS (TTM)2.81

EPS (Forward)3.00

52W Range

16.1929% of range21.39

52W High21.39 USD

52W Low16.19 USD

Profitability

Gross Margin74.86%

Oper. Margin38.22%

EBITDA Margin0.00%

Profit Margin33.72%

ROE15.62%

ROA1.42%

Growth

Revenue Growth132.10%

Earnings Growth11.30%

Cash Flow & Leverage

Operating CF18.16M $

CapEx (TTM)1.57M $

FCF Margin—

FCF Yield—

Net Debt6.63B $

Net Debt/EBITDA—

Balance Sheet

Debt/Equity9.72

Current Ratio27.35

Quick Ratio27.11

Book Value/Sh17.67 USD

Cash/Share2.229 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Analyst Consensus

Rating—

Target (Mean)21.83 USD

Upside (mean)+23.2%

Target Range20.00 USD – 23.50 USD

$20.00+23.2% to mean$23.50

# Analysts3

Ownership

Shares Out.39.26M

Float5.03M

Insiders3.00%

Institutions98.89%

Short Interest

Short Ratio14.1d

Short % Float27.46%

Short % Out.3.54%

Shares Short1.39M

Short (prev mo.)1.40M

Technical

SMA 5017.65 (+0.4%)

SMA 20018.57 (-4.6%)

Beta0.69

S&P 52W Chg19.63%

Avg Vol (30d)64.72K

Avg Vol (10d)84.62K

Technical Indicators

RSI (14)50.1

MACD-0.0785

MACD Signal-0.0139

MACD Hist.-0.0646

BB Upper18.71 USD

BB Middle17.79 USD

BB Lower16.87 USD

BB Width10.36%

ATR (14)0.4951 USD

Vol Ratio (20d)1.34x