E-L Financial Corporation Limited (TSX: ELF) Stock Analysis & Fundamentals

ELFE-L Financial Corporation Limited

TSX · CA · Financial Services · Insurance - Life · e-lfinancial.ca

17.42CAD-0.63%Mkt Cap: 4.41B $P/E: 3.42Today

E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates in two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income s…

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Insurance - Life

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Key Statistics

Company

Market Cap4.41B $

Enterprise Value5.92B $

Revenue (TTM)3.08B $

Gross Profit2.07B $

Net Income (TTM)900.14M $

Revenue/Share9.134 USD

Last Price17.42 CAD

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees1.3K

CountryCA

SectorFinancial Services

IndustryInsurance - Life

ISIN—

Valuation

P/E (Trailing)3.42

P/E (Forward)69.64

PEG1.89

EV/EBITDA3.09

EV/Revenue1.92

P/S1.43

P/B0.64

EPS (TTM)5.12

EPS (Forward)0.25

52W Range

14.5665% of range18.97

52W High18.97 CAD

52W Low14.56 CAD

Profitability

Gross Margin67.22%

Oper. Margin78.12%

EBITDA Margin62.25%

Profit Margin43.07%

ROE13.55%

ROA4.13%

Growth

Revenue Growth97.80%

Earnings Growth179.40%

Cash Flow & Leverage

Operating CF260.31M $

CapEx (TTM)—

FCF Margin35.21%

FCF Yield24.54%

Net Debt183.60M $

Net Debt/EBITDA0.10

Balance Sheet

Debt/Equity0.07

Current Ratio3.87

Quick Ratio2.35

Book Value/Sh27.41 CAD

Cash/Share1.727 CAD

Dividends

Fwd Div Rate0.1600 CAD

Trail. Div Rate0.1600 CAD

Div. Yield0.92%

5Y Avg Yield1.12%

Payout Ratio3.13%

Ex-Div DateSep 29, 2026

Pay DateOct 16, 2026

Splits

Last Split100:1

Split DateJun 2, 2025

Analyst Consensus

Rating—

Target (Mean)—

Target Range—

# Analysts—

Ownership

Shares Out.345.64M

Float199.14M

Insiders57.90%

Institutions25.44%

Short Interest

Short Ratio1.6d

Short % Out.0.02%

Shares Short56.03K

Short (prev mo.)14.53K

Technical

SMA 5017.06 (+2.1%)

SMA 20016.90 (+3.1%)

Beta0.83

S&P 52W Chg18.16%

Avg Vol (30d)33.98K

Avg Vol (10d)33.82K

Technical Indicators

RSI (14)58.3

MACD0.1841

MACD Signal0.1204

MACD Hist.+0.0637

BB Upper17.86 CAD

BB Middle17.18 CAD

BB Lower16.51 CAD

BB Width7.86%

ATR (14)0.3089 CAD

Vol Ratio (20d)1.02x