Neptune Insurance Holdings Inc. (NYSE: NP) Stock Analysis & Fundamentals

NPNeptune Insurance Holdings Inc.

NYSE · US · Financial Services · Insurance Brokers · neptuneflood.com

31.50USD+3.35%Mkt Cap: 4.36B $P/E: —1d ago

Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carr…

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Indicators:|

Key Statistics

Company

Market Cap4.36B $

Enterprise Value4.57B $

Revenue (TTM)167.99M $

Gross Profit93.60M $

Net Income (TTM)37.41M $

Revenue/Share1.452 USD

Last Price31.50 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees62

CountryUS

SectorFinancial Services

IndustryInsurance Brokers

ISIN—

Valuation

P/E (Trailing)—

P/E (Forward)48.76

PEG—

EV/EBITDA58.73

EV/Revenue27.23

P/S25.94

P/B-20.41

EPS (TTM)-0.18

EPS (Forward)0.65

52W Range

14.7891% of range33.24

52W High33.24 USD

52W Low14.78 USD

Profitability

Gross Margin58.67%

Oper. Margin35.56%

EBITDA Margin46.36%

Profit Margin23.45%

ROE-16.45%

ROA57.29%

Growth

Revenue Growth28.80%

Earnings Growth3.10%

Cash Flow & Leverage

Operating CF51.67M $

CapEx (TTM)3.98M $

FCF Margin—

FCF Yield—

Net Debt216.46M $

Net Debt/EBITDA2.78

Balance Sheet

Debt/Equity-1.05

Current Ratio1.01

Quick Ratio0.21

Book Value/Sh-1.5430 USD

Cash/Share0.0760 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Analyst Consensus

Rating—

Target (Mean)30.42 USD

Upside (mean)-3.4%

Target Range26.00 USD – 35.00 USD

$26.00-3.4% to mean$35.00

# Analysts12

Ownership

Shares Out.94.90M

Float49.54M

Insiders27.13%

Institutions65.39%

Short Interest

Short Ratio1.0d

Short % Float2.93%

Short % Out.0.60%

Shares Short830.88K

Short (prev mo.)1.13M

Technical

SMA 5027.36 (+15.1%)

SMA 20025.51 (+23.5%)

Beta—

S&P 52W Chg20.05%

Avg Vol (30d)595.67K

Avg Vol (10d)1.23M

Technical Indicators

RSI (14)64.8

MACD0.9343

MACD Signal0.5655

MACD Hist.+0.3687

BB Upper31.88 USD

BB Middle27.54 USD

BB Lower23.20 USD

BB Width31.51%

ATR (14)1.510 USD

Vol Ratio (20d)1.80x