19.42USD+2.53%Mkt Cap: 250.71M USDP/E: 34.45Last update: 2026-06-01
TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. The company offers auto, home, renters, life, health, motorcycle, umbrella, boat, recreational…
Industry Peers
Insurance Brokers77.97BUSDP/E 20.2
52.65BUSDP/E 33.2
19.51BUSDP/E 18.7
11.13BUSDP/E 19.5
3.73BUSD—
3.15BUSDP/E 29.0
1.98BUSD—
1.80BUSD—
Indicators:|
Key Statistics
Company
Market Cap250.71M USD
Enterprise Value365.67M USD
Revenue (TTM)267.53M USD
Gross Profit62.81M USD
Net Income (TTM)7.96M USD
Revenue/Share17.97 USD
Last Price19.42 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees400
CountryUS
SectorFinancial Services
IndustryInsurance Brokers
ISIN—
Valuation
P/E (Trailing)34.45
P/E (Forward)17.07
PEG—
EV/EBITDA5.71
EV/Revenue1.37
P/S0.91
P/B3.85
EPS (TTM)0.56
EPS (Forward)1.10
52W Range
16.5614% of range36.85
52W High36.85 USD
52W Low16.56 USD
Profitability
Gross Margin26.84%
Oper. Margin16.96%
EBITDA Margin23.95%
Profit Margin3.40%
ROE9.55%
ROA2.14%
Growth
Revenue Growth35.30%
Earnings Growth32.30%
Cash Flow & Leverage
Operating CF53.50M USD
CapEx (TTM)62.27M USD
FCF Margin-15.70%
FCF Yield-16.76%
Net Debt-116.31M USD
Net Debt/EBITDA-1.82
Balance Sheet
Debt/Equity0.10
Current Ratio3.42
Quick Ratio2.88
Book Value/Sh4.880 USD
Cash/Share9.606 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.0000 USD
Div. Yield—
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div Date—
Pay Date—
Analyst Consensus
Rating2.0 (Buy)
Target (Mean)24.57 USD
Target Range21.00 USD – 31.00 USD
# Analysts7
Ownership
Shares Out.13.00M
Float11.51M
Insiders14.83%
Institutions85.83%
Short Interest
Short Ratio2.0d
Short % Float7.00%
Short % Out.4.37%
Shares Short568.35K
Short (prev mo.)607.05K
Technical
SMA 5018.78 (+3.4%)
SMA 20023.85 (-18.6%)
Beta—
S&P 52W Chg27.70%
Avg Vol (30d)234.79K
Avg Vol (10d)183.63K
Technical Indicators
RSI (14)50.9
MACD-0.0888
MACD Signal-0.1142
MACD Hist.+0.0254
BB Upper19.58 USD
BB Middle18.79 USD
BB Lower18.00 USD
BB Width8.44%
ATR (14)1.041 USD
Vol Ratio (20d)0.50x