PennyMac Financial Services, Inc. (NYSE: PFSI) Stock Analysis & Fundamentals

PFSIPennyMac Financial Services, Inc.

NYSE · US · Financial Services · Mortgage Finance · pfsi.pennymac.com

87.10USD+1.10%Mkt Cap: 4.52B $P/E: 9.261d ago

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing.…

Industry Peers

Mortgage Finance

Screen all

vs Mortgage Finance

P/E

Avg

P/B

Avg

Div Yield

Higher

1M Perf

Avg

RKT

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$44.56BUSD

UWMC

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Walker & Dunlop, Inc.

$1.88BUSDP/E 27.1

PAG

Paragon Banking Group PLC

MCAN Mortgage Corporation

$763.55MUSDP/E 12.7

VEL

Velocity Financial, Inc.

$724.65MUSDP/E 6.6

PBB

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$467.16MUSD

Atrium Mortgage Investment Corporation

$421.11MUSDP/E 11.7

Timbercreek Financial Corp.

$394.14MUSDP/E 17.7

HBLN

Hypothekarbank Lenzburg AG

Mortgage Advice Bureau (Holdings) plc

Firm Capital Mortgage Investment Corporation

$324.55MUSDP/E 12.4

GHI

Greystone Housing Impact Investors LP

$136.66MUSD

LUXOR-B

Investeringsselskabet Luxor A/S

$82.91MUSDP/E 14.9

IOR

Income Opportunity Realty Investors, Inc.

$74.98MUSDP/E 18.6

BLNE

Beeline Holdings, Inc.

$38.04MUSDP/E 0.7

BCF

Builders Capital Mortgage Corp.

$22.18MUSDP/E 8.1

MLHBB

Financiere Hoche Bains-Les-Bains SA

Indicators:|

Key Statistics

Company

Market Cap4.52B $

Enterprise Value29.90B $

Revenue (TTM)3.32B $

Gross Profit2.62B $

Net Income (TTM)501.08M $

Revenue/Share63.98 USD

Last Price87.10 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees5.7K

CountryUS

SectorFinancial Services

IndustryMortgage Finance

ISINUS70932M1071

Valuation

P/E (Trailing)9.26

P/E (Forward)6.17

PEG—

EV/EBITDA—

EV/Revenue9.01

P/S1.36

P/B1.05

EPS (TTM)9.41

EPS (Forward)14.13

52W Range

77.6711% of range160.36

52W High160.36 USD

52W Low77.67 USD

Profitability

Gross Margin59.26%

Oper. Margin14.56%

EBITDA Margin0.00%

Profit Margin11.34%

ROE11.63%

ROA1.70%

Growth

Revenue Growth-16.60%

Earnings Growth7.70%

Cash Flow & Leverage

Operating CF-1.65B $

CapEx (TTM)51.20M $

FCF Margin—

FCF Yield—

Net Debt25.38B $

Net Debt/EBITDA—

Balance Sheet

Debt/Equity5.35

Current Ratio0.96

Quick Ratio0.44

Book Value/Sh83.31 USD

Cash/Share9.670 USD

Dividends

Fwd Div Rate1.200 USD

Trail. Div Rate1.200 USD

Div. Yield1.38%

5Y Avg Yield1.18%

Payout Ratio12.75%

Ex-Div DateMay 18, 2026

Pay DateMay 28, 2026

Analyst Consensus

Rating1.9 (Buy)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)109.86 USD

Upside (mean)+26.1%

Target Range94.00 USD – 143.00 USD

$94.00+26.1% to mean$143.00

# Analysts7

Ownership

Shares Out.51.92M

Float27.47M

Insiders34.63%

Institutions66.87%

Short Interest

Short Ratio4.2d

Short % Float7.74%

Short % Out.4.38%

Shares Short2.27M

Short (prev mo.)2.01M

Technical

SMA 5086.09 (+1.2%)

SMA 200108.79 (-19.9%)

Beta1.44

S&P 52W Chg20.05%

Avg Vol (30d)407.64K

Avg Vol (10d)646.25K

Technical Indicators

RSI (14)59.2

MACD-0.0246

MACD Signal-0.9202

MACD Hist.+0.8956

BB Upper86.74 USD

BB Middle82.35 USD

BB Lower77.95 USD

BB Width10.67%

ATR (14)2.562 USD

Vol Ratio (20d)0.97x