Neptune Insurance Holdings Inc. (NYSE: NP) Stock Analysis & Fundamentals

NPNeptune Insurance Holdings Inc.

NYSE · US · Financial Services · Insurance Brokers · neptuneflood.com

31.92USD-1.24%Mkt Cap: 4.42B $P/E: —Today

Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carr…

Industry Peers

Insurance Brokers

Screen all

MRSH

Marsh & McLennan Companies, Inc.

$85.91BUSDP/E 22.3

AJG

Arthur J. Gallagher & Co.

Erie Indemnity Company

The Baldwin Insurance Group, Inc.

$2.58BUSD

LIFE

Ethos Technologies Inc.

$1.91BUSD

GSHD

Goosehead Insurance, Inc.

Sabre Insurance Group plc

Evropi Holdings Societe Anonyme

Reliance Global Group, Inc.

$2.25MUSD

EUC

Europejskie Centrum Odszkodowan S.A.

$723.3KUSDP/E 0.2

TBK

Transilvania Broker de Asigurare S.A.

—

Indicators:|

Key Statistics

Company

Market Cap4.42B $

Enterprise Value4.69B $

Revenue (TTM)167.99M $

Gross Profit93.60M $

Net Income (TTM)37.41M $

Revenue/Share1.452 USD

Last Price31.92 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees62

CountryUS

SectorFinancial Services

IndustryInsurance Brokers

ISIN—

Valuation

P/E (Trailing)—

P/E (Forward)49.90

PEG—

EV/EBITDA60.18

EV/Revenue27.90

P/S26.61

P/B-20.95

EPS (TTM)-0.18

EPS (Forward)0.65

52W Range

14.7886% of range34.61

52W High34.61 USD

52W Low14.78 USD

Profitability

Gross Margin58.67%

Oper. Margin35.56%

EBITDA Margin46.36%

Profit Margin23.45%

ROE-16.45%

ROA57.29%

Growth

Revenue Growth28.80%

Earnings Growth3.10%

Cash Flow & Leverage

Operating CF51.67M $

CapEx (TTM)3.98M $

FCF Margin—

FCF Yield—

Net Debt216.46M $

Net Debt/EBITDA2.78

Balance Sheet

Debt/Equity-1.05

Current Ratio1.01

Quick Ratio0.21

Book Value/Sh-1.5430 USD

Cash/Share0.0760 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Analyst Consensus

Rating2.0 (Buy)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)31.23 USD

Upside (mean)-2.2%

Target Range26.00 USD – 36.00 USD

$26.00-2.2% to mean$36.00

# Analysts13

Ownership

Shares Out.94.90M

Float49.54M

Insiders25.92%

Institutions62.90%

Short Interest

Short Ratio1.0d

Short % Float2.93%

Short % Out.0.60%

Shares Short830.88K

Short (prev mo.)1.13M

Technical

SMA 5027.98 (+14.1%)

SMA 20025.74 (+24.0%)

Beta—

S&P 52W Chg20.11%

Avg Vol (30d)556.08K

Avg Vol (10d)1.56M

Technical Indicators

RSI (14)57.9

MACD1.4669

MACD Signal1.3244

MACD Hist.+0.1425

BB Upper34.89 USD

BB Middle30.25 USD

BB Lower25.62 USD

BB Width30.64%

ATR (14)1.610 USD

Vol Ratio (20d)0.47x