Essent Group Ltd. (NYSE: ESNT) Stock Analysis & Fundamentals

ESNTEssent Group Ltd.

NYSE · US · Financial Services · Mortgage Finance · ir.essentgroup.com

—Mkt Cap: —P/E: —

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operate…

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Key Statistics

Company

Market Cap—

Enterprise Value5.96B $

Revenue (TTM)1.32B $

Gross Profit1.01B $

Net Income (TTM)689.97M $

Revenue/Share14.01 USD

Last Price—

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees518

CountryUS

SectorFinancial Services

IndustryMortgage Finance

ISIN—

Valuation

P/E (Trailing)—

P/E (Forward)8.72

PEG—

EV/EBITDA6.94

EV/Revenue4.50

P/S4.66

P/B1.09

EPS (TTM)7.17

EPS (Forward)7.86

52W Range

—

52W High—

52W Low—

Profitability

Gross Margin76.01%

Oper. Margin65.75%

EBITDA Margin64.88%

Profit Margin53.56%

ROE11.99%

ROA9.27%

Growth

Revenue Growth13.60%

Earnings Growth7.80%

Cash Flow & Leverage

Operating CF856.05M $

CapEx (TTM)7.36M $

FCF Margin52.17%

FCF Yield—

Net Debt-202.25M $

Net Debt/EBITDA-0.24

Balance Sheet

Debt/Equity0.09

Current Ratio1.79

Quick Ratio1.10

Book Value/Sh63.01 USD

Cash/Share7.769 USD

Dividends

Fwd Div Rate1.400 USD

Trail. Div Rate1.320 USD

Div. Yield2.03%

5Y Avg Yield1.91%

Payout Ratio18.41%

Ex-Div DateAug 31, 2026

Pay DateSep 10, 2026

Analyst Consensus

Rating2.3 (Buy)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)74.71 USD

Target Range65.00 USD – 80.00 USD

# Analysts7

Ownership

Shares Out.89.88M

Float86.59M

Insiders5.56%

Institutions97.70%

Short Interest

Short Ratio4.5d

Short % Float4.25%

Short % Out.2.91%

Shares Short2.62M

Short (prev mo.)2.68M

Technical

SMA 5064.55 USD

SMA 20062.24 USD

Beta0.76

S&P 52W Chg21.00%

Avg Vol (30d)—

Avg Vol (10d)630.18K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—