AFRMAffirm Holdings, Inc.
84.58USD+0.87%Mkt Cap: 28.33B $P/E: 76.89

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused ap…

Industry Peers

Credit Services
Screen all
vs Credit Services
P/E
Pricier
P/B
Pricier
1M Perf
Lower
V
Visa Inc.
$688.68BUSDP/E 31.5
MA
Mastercard Incorporated Class A
$476.60BUSDP/E 31.3
AXP
American Express Company
$240.15BUSDP/E 22.0
COF
Capital One Financial Corporation
$126.36BUSDP/E 62.9
PYPL
PayPal Holdings, Inc.
$40.11BUSDP/E 8.5
SYF
Synchrony Financial
$25.68BUSDP/E 7.9
SOFI
SoFi Technologies, Inc.
$23.40BUSDP/E 40.5
ALLY
Ally Financial Inc.
$13.89BUSDP/E 11.0
FCFS
FirstCash, Inc.
$9.73BUSDP/E 27.8
OMF
OneMain Holdings, Inc.
$6.87BUSDP/E 8.9
CACC
Credit Acceptance Corporation
$6.87BUSDP/E 16.4
EDEN
Edenred SE
$5.88BUSDP/E 11.0
SEZL
Sezzle Inc. Common Stock
$6.16BUSDP/E 23.5
ENVA
Enova International, Inc.
$5.85BUSDP/E 19.1
NNI
Nelnet, Inc.
$4.86BUSDP/E 11.8
SLM
SLM Corporation
$4.83BUSDP/E 7.1
BFH
Bread Financial Holdings Inc. Common Stock
$4.13BUSDP/E 8.3
UPST
Upstart Holdings, Inc.
$3.33BUSDP/E 84.8
WU
Western Union Company
$2.50BUSDP/E 5.9
KRU
KRUK Spólka Akcyjna
$2.08BUSDP/E 7.9
EZPW
EZCORP, Inc.
$2.19BUSDP/E 19.2
AGM
Federal Agricultural Mortgage Corporation
$2.18BUSDP/E 11.6
ECPG
Encore Capital Group, Inc.
$1.94BUSDP/E 7.1
HOFI
Hoist Finance AB (publ)
$1.54BUSDP/E 14.4
MOL
Moltiply Group S.p.A.
$1.51BUSDP/E 36.2
AGM-A
Federal Agricultural Mortgage Corporation
$1.56BUSDP/E 8.3
ATLC
Atlanticus Holdings Corporation
$1.46BUSDP/E 11.5
OPFI
OppFi Inc. Class A Common Stock
$1.43BUSDP/E 4.9
JCAP
Jefferson Capital Inc. Common Stock
$1.04BUSDP/E 3.7
WRLD
World Acceptance Corporation
$965.09MUSDP/E 30.2
B2I
B2 Impact ASA
$864.97MUSDP/E 14.1
NAVI
Avient Corporation
$809.25MUSD
GDOT
Green Dot Corporation
$756.71MUSD
PRAA
PRA Group, Inc.
$697.22MUSD
HYQ
Hypoport SE
$643.41MUSDP/E 21.0
BFF
BFF Bank S.p.A.
$636.10MUSDP/E 11.9
IPF
International Personal Finance plc
$598.79MUSDP/E 10.3
GLJ
Grenke AG
$578.15MUSDP/E 9.3
FCH
Funding Circle Holdings plc
$525.72MUSDP/E 12.2
GSY
goeasy Ltd.
$554.76MUSD
GF
Generalfinance S.p.A.
$407.89MUSDP/E 13.1
ACR
Axactor ASA
$379.20MUSDP/E 5.2
RM
Regional Management Corp.
$383.61MUSDP/E 8.5
LPRO
Open Lending Corporation
$367.98MUSD
ISFIN
Is Finansal Kiralama Anonim Sirketi
$326.55MUSDP/E 3.6
OPRT
Oportun Financial Corporation
$271.11MUSDP/E 15.9
BST
BEST S.A.
$246.68MUSDP/E 7.4
SUS
S&U plc
$248.30MUSDP/E 9.6
FOA
Finance of America Companies In
$244.26MUSDP/E 12.2
CRDFA
Creditwest Faktoring Anonim Sirketi
$266.44MUSDP/E 12.2
GARFA
Garanti Faktoring A.S.
$265.01MUSDP/E 4.6
MFIN
Medallion Financial Corp.
$233.90MUSDP/E 6.8
INTRUM
Intrum AB (publ)
$204.85MUSD
CPSS
Consumer Portfolio Services, Inc.
$208.74MUSDP/E 11.3
VAKFN
Vakif Finansal Kiralama A.S.
$192.50MUSDP/E 4.1
DFCH
Distribution Finance Capital Holdings plc
$123.07MUSDP/E 8.6
SUIG
Sui Group Holdings Limited Common Stock
$100.32MUSD
DGR1R
DelfinGroup AS
$75.87MUSDP/E 6.7
QLIRO
Qliro AB (publ)
$62.46MUSD
LIDFA
Lider Faktoring A.S.
$75.77MUSDP/E 3.1
ALG
ALBIS Leasing AG
$64.51MUSDP/E 14.7
PVT
RMS Mezzanine, a.s.
$53.16MUSDP/E 18.7
TIME
Time Finance plc
$49.83MUSDP/E 7.1
KK
Kruso Kapital S.p.A.
$47.19MUSDP/E Infinity
VRM
Vroom, Inc.
$43.43MUSD
GVT
Grupa Virtus Spolka Akcyjna
$28.75MUSD
SEKFK
Seker Finansal Kiralama A.S.
$24.49MUSDP/E 4.7
FRS
FORIS AG
$18.28MUSD
AFCC-H
Automotive Finco Corp.
$19.20MUSDP/E 33.3
ORCH
Orchard Funding Group plc
$14.51MUSDP/E 4.5
CAP
Capitea S.A.
$10.79MUSDP/E 4.3
TUF
LIBERO football finance AG I
$8.12MUSD
MLRZE
Raize - Instituição de Pagamentos, S.A.
$7.61MUSDP/E Infinity
CRWN
Crown Capital Partners Inc.
$8.27MUSD
MIT
The Mint Corporation
$5.15MUSD
PRI
NPL Nova S.A.
$3.13MUSD
ACD
Accord Financial Corp.
$3.43MUSD
PBF
PBS Finanse S.A.
$3.12MUSDP/E 118.0
MWT
M.W. Trade SA
$1.99MUSD
AGM-PE
Federal Agricultural Mortgage Corporation
P/E 1.9
AGM-PD
Federal Agricultural Mortgage Corporation
P/E 1.9
COF-PJ
Capital One Financial Corporation
P/E 0.7
SLMBP
SLM Corporation
P/E 34.5
BTMWW
Bitcoin Depot Inc. Warrant
SYF-PA
Synchrony Financial
P/E 2.5
ATLCP
Atlanticus Holdings Corporation 7.625% Series B Cumulative Perpetual Preferred Stock no par value per share
P/E 3.2
ATLCL
Atlanticus Holdings Corporation 6.125% Senior Notes due 2026
GAINI
Gladstone Investment Corporation 7.875% Notes due 2030
COF-PI
Capital One Financial Corporation
P/E 0.7
AGM-PF
Federal Agricultural Mortgage Corporation
P/E 1.7
Indicators:|

Key Statistics

Company
Market Cap28.33B $
Enterprise Value34.63B $
Revenue (TTM)3.97B $
Gross Profit2.18B $
Net Income (TTM)52.19M $
Revenue/Share11.96 USD
Last Price84.58 USD
Fiscal Year EndJun 2025
MR QuarterMar 2026
Employees2.2K
CountryUS
SectorTechnology
IndustryCredit Services
ISIN
Valuation
P/E (Trailing)76.89
P/E (Forward)21.59
PEG0.78
EV/EBITDA54.84
EV/Revenue8.72
P/S6.88
P/B7.22
EPS (TTM)1.10
EPS (Forward)3.78
52W Range
42.1073% of range100.00
52W High100.00 USD
52W Low42.10 USD
Profitability
Gross Margin67.51%
Oper. Margin8.51%
EBITDA Margin15.90%
Profit Margin1.62%
ROE1.70%
ROA0.47%
Growth
Revenue Growth32.60%
Earnings Growth3529.30%
Cash Flow & Leverage
Operating CF793.91M $
CapEx (TTM)192.19M $
FCF Margin7.58%
FCF Yield1.06%
Net Debt7.32B $
Net Debt/EBITDA11.59
Balance Sheet
Debt/Equity2.56
Current Ratio13.54
Quick Ratio9.57
Book Value/Sh11.30 USD
Cash/Share5.282 USD
Dividends
Fwd Div Rate
Trail. Div Rate0.0000 USD
Div. Yield
5Y Avg Yield
Payout Ratio0.00%
Ex-Div Date
Pay Date
Analyst Consensus
Rating1.7 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)83.89 USD
Upside (mean)-0.8%
Target Range55.10 USD105.00 USD
$55.10-0.8% to mean$105.00
# Analysts27
Ownership
Shares Out.294.36M
Float281.25M
Insiders4.34%
Institutions86.94%
Short Interest
Short Ratio3.9d
Short % Float6.33%
Short % Out.5.52%
Shares Short18.49M
Short (prev mo.)18.90M
Technical
SMA 5068.16 (+24.1%)
SMA 20066.38 (+27.4%)
Beta3.70
S&P 52W Chg20.05%
Avg Vol (30d)4.22M
Avg Vol (10d)5.24M
Technical Indicators
RSI (14)70.0
MACD4.3845
MACD Signal3.0843
MACD Hist.+1.3002
BB Upper86.38 USD
BB Middle72.40 USD
BB Lower58.42 USD
BB Width38.61%
ATR (14)4.148 USD
Vol Ratio (20d)0.88x