98.14USD-1.05%Mkt Cap: 3.97B $P/E: 8.011d ago
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk man…
Industry Peers
Credit Services$694.40BUSDP/E 31.8
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$982.69MUSD
$856.31MUSDP/E 14.0
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MIT
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BTMWW
Bitcoin Depot Inc.—
—P/E 1.9
—
—P/E 3.2
—P/E 1.9
—P/E 2.5
—P/E 34.7
—P/E 0.7
—P/E 0.7
—P/E 1.7
ATLCL
Atlanticus Holdings Corporation 6.125% Senior Notes due 2026—
Indicators:|
Key Statistics
Company
Market Cap3.97B $
Enterprise Value4.21B $
Revenue (TTM)2.64B $
Gross Profit2.64B $
Net Income (TTM)518.00M $
Revenue/Share58.43 USD
Last Price98.14 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees6.0K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)8.01
P/E (Forward)7.70
PEG3.37
EV/EBITDA—
EV/Revenue1.59
P/S1.50
P/B1.22
EPS (TTM)12.25
EPS (Forward)12.74
52W Range
53.8379% of range109.70
52W High109.70 USD
52W Low53.83 USD
Profitability
Gross Margin0.00%
Oper. Margin33.99%
EBITDA Margin0.00%
Profit Margin13.47%
ROE15.57%
ROA2.29%
Growth
Revenue Growth6.10%
Earnings Growth49.30%
Cash Flow & Leverage
Operating CF2.09B $
CapEx (TTM)—
FCF Margin—
FCF Yield—
Net Debt241.00M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity1.32
Current Ratio—
Quick Ratio—
Book Value/Sh80.51 USD
Cash/Share90.01 USD
Dividends
Fwd Div Rate0.9200 USD
Trail. Div Rate0.8800 USD
Div. Yield0.93%
5Y Avg Yield1.77%
Payout Ratio7.18%
Ex-Div DateMay 29, 2026
Pay DateJun 15, 2026
Splits
Last Split1253:1000
Split DateNov 8, 2021
Analyst Consensus
Rating2.2 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)109.73 USD
Upside (mean)+11.8%
Target Range79.00 USD – 132.00 USD
$79.00+11.8% to mean$132.00
# Analysts15
Ownership
Shares Out.40.41M
Float39.76M
Insiders1.35%
Institutions112.08%
Short Interest
Short Ratio0.0d
Short % Float0.04%
Short % Out.0.03%
Shares Short11.61K
Short (prev mo.)2.72K
Technical
SMA 5094.48 (+3.9%)
SMA 20077.19 (+27.1%)
Beta1.13
S&P 52W Chg20.25%
Avg Vol (30d)668.67K
Avg Vol (10d)661.22K
Technical Indicators
RSI (14)48.6
MACD0.4827
MACD Signal1.6025
MACD Hist.-1.1198
BB Upper110.28 USD
BB Middle101.84 USD
BB Lower93.41 USD
BB Width16.56%
ATR (14)3.376 USD
Vol Ratio (20d)0.97x