BFHBread Financial Holdings, Inc.
88.81USD-0.57%Mkt Cap: 3.58B USDP/E: 7.23Last update: 2026-06-01

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk man…

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Key Statistics

Company
Market Cap3.58B USD
Enterprise Value3.84B USD
Revenue (TTM)2.64B USD
Gross Profit2.64B USD
Net Income (TTM)518.00M USD
Revenue/Share58.43 USD
Last Price88.81 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees6.0K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN
Valuation
P/E (Trailing)7.23
P/E (Forward)7.23
PEG2.08
EV/EBITDA
EV/Revenue1.45
P/S1.36
P/B1.11
EPS (TTM)12.25
EPS (Forward)12.31
52W Range
49.1779% of range99.13
52W High99.13 USD
52W Low49.17 USD
Profitability
Gross Margin0.00%
Oper. Margin33.99%
EBITDA Margin0.00%
Profit Margin13.47%
ROE15.57%
ROA2.29%
Growth
Revenue Growth6.10%
Earnings Growth49.30%
Cash Flow & Leverage
Operating CF2.09B USD
CapEx (TTM)
FCF Margin
FCF Yield
Net Debt241.00M USD
Net Debt/EBITDA
Balance Sheet
Debt/Equity1.32
Current Ratio
Quick Ratio
Book Value/Sh80.51 USD
Cash/Share90.01 USD
Dividends
Fwd Div Rate0.9200 USD
Trail. Div Rate0.8800 USD
Div. Yield1.03%
5Y Avg Yield1.77%
Payout Ratio7.18%
Ex-Div DateMay 29, 2026
Pay DateJun 15, 2026
Splits
Last Split1253:1000
Split DateNov 8, 2021
Analyst Consensus
Rating2.3 (Buy)
Target (Mean)96.19 USD
Target Range70.00 USD115.00 USD
# Analysts16
Ownership
Shares Out.40.41M
Float39.76M
Insiders1.48%
Institutions112.31%
Short Interest
Short Ratio0.0d
Short % Float0.00%
Short % Out.0.00%
Shares Short200
Short (prev mo.)6.82K
Technical
SMA 5083.01 (+7.0%)
SMA 20071.56 (+24.1%)
Beta1.15
S&P 52W Chg27.70%
Avg Vol (30d)553.99K
Avg Vol (10d)648.56K
Technical Indicators
RSI (14)58.2
MACD1.4413
MACD Signal1.3150
MACD Hist.+0.1263
BB Upper90.41 USD
BB Middle86.55 USD
BB Lower82.69 USD
BB Width8.93%
ATR (14)2.909 USD
Vol Ratio (20d)0.55x