CACCCredit Acceptance Corporation
564.81USD-2.32%Mkt Cap: 5.92B USDP/E: 14.12Last update: 2026-06-01

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the under…

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Key Statistics

Company
Market Cap5.92B USD
Enterprise Value12.38B USD
Revenue (TTM)1.28B USD
Gross Profit1.42B USD
Net Income (TTM)423.90M USD
Revenue/Share114.78 USD
Last Price564.81 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees2.3K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN
Valuation
P/E (Trailing)14.12
P/E (Forward)10.48
PEG1.77
EV/EBITDA
EV/Revenue9.71
P/S4.70
P/B3.95
EPS (TTM)40.14
EPS (Forward)54.73
52W Range
401.9092% of range579.79
52W High579.79 USD
52W Low401.90 USD
Profitability
Gross Margin61.90%
Oper. Margin52.71%
EBITDA Margin0.00%
Profit Margin18.53%
ROE27.82%
ROA4.91%
Growth
Revenue Growth12.70%
Earnings Growth43.20%
Cash Flow & Leverage
Operating CF1.05B USD
CapEx (TTM)1.60M USD
FCF Margin
FCF Yield
Net Debt6.38B USD
Net Debt/EBITDA
Balance Sheet
Debt/Equity4.17
Current Ratio3.87
Quick Ratio3.63
Book Value/Sh145.26 USD
Cash/Share2.457 USD
Dividends
Fwd Div Rate
Trail. Div Rate0.0000 USD
Div. Yield
5Y Avg Yield
Payout Ratio0.00%
Ex-Div Date
Pay Date
Splits
Last Split2:1
Split DateDec 21, 1994
Analyst Consensus
Rating3.0 (Hold)
Target (Mean)536.67 USD
Target Range500.00 USD560.00 USD
# Analysts3
Ownership
Shares Out.10.46M
Float5.12M
Insiders56.24%
Institutions69.34%
Short Interest
Short Ratio6.5d
Short % Float28.75%
Short % Out.9.64%
Shares Short1.01M
Short (prev mo.)1.00M
Technical
SMA 50497.20 (+13.6%)
SMA 200481.54 (+17.3%)
Beta1.36
S&P 52W Chg27.94%
Avg Vol (30d)135.85K
Avg Vol (10d)132.94K
Technical Indicators
RSI (14)69.2
MACD16.6243
MACD Signal15.4405
MACD Hist.+1.1837
BB Upper577.98 USD
BB Middle540.22 USD
BB Lower502.47 USD
BB Width13.98%
ATR (14)18.43 USD
Vol Ratio (20d)1.10x