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HMNHorace Mann Educators Corporation
NYSE · US · Financial Services · Insurance - Property & Casualty · horacemann.com
51.65USD-0.79%Mkt Cap: 2.09B $P/E: 12.98

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplement…

Industry Peers

Insurance - Property & Casualty
Screen all
vs Insurance - Property & Casualty
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IFC-PF
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IFC-PG
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SIGIP
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IFC-PA
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IFC-PE
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ALL-PI
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Indicators:|

Key Statistics

Company
Market Cap2.09B $
Enterprise Value2.58B $
Revenue (TTM)1.71B $
Gross Profit664.50M $
Net Income (TTM)162.10M $
Revenue/Share41.71 USD
Last Price51.65 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees1.8K
CountryUS
SectorFinancial Services
IndustryInsurance - Property & Casualty
ISINGB00BK7YQK64
Valuation
P/E (Trailing)12.98
P/E (Forward)10.18
PEG1.16
EV/EBITDA9.65
EV/Revenue1.51
P/S1.22
P/B1.42
EPS (TTM)3.98
EPS (Forward)5.07
52W Range
40.0492% of range52.61
52W High52.61 USD
52W Low40.04 USD
Profitability
Gross Margin38.76%
Oper. Margin13.91%
EBITDA Margin15.62%
Profit Margin9.98%
ROE10.93%
ROA1.06%
Growth
Revenue Growth3.10%
Earnings Growth8.70%
Cash Flow & Leverage
Operating CF553.20M $
CapEx (TTM)—
FCF Margin16.08%
FCF Yield13.22%
Net Debt497.50M $
Net Debt/EBITDA1.86
Balance Sheet
Debt/Equity0.40
Current Ratio2.84
Quick Ratio0.09
Book Value/Sh36.40 USD
Cash/Share2.385 USD
Dividends
Fwd Div Rate1.440 USD
Trail. Div Rate1.410 USD
Div. Yield2.79%
5Y Avg Yield3.48%
Payout Ratio35.43%
Ex-Div DateJun 15, 2026
Pay DateJun 30, 2026
Splits
Last Split2:1
Split DateDec 16, 1997
Analyst Consensus
Rating—
Target (Mean)52.00 USD
Upside (mean)+0.7%
Target Range51.00 USD – 53.00 USD
$51.00+0.7% to mean$53.00
# Analysts2
Ownership
Shares Out.40.38M
Float39.90M
Insiders1.65%
Institutions104.31%
Short Interest
Short Ratio4.4d
Short % Float3.82%
Short % Out.2.78%
Shares Short1.12M
Short (prev mo.)893.70K
Technical
SMA 5046.80 (+10.4%)
SMA 20045.02 (+14.7%)
Beta0.13
S&P 52W Chg20.05%
Avg Vol (30d)185.42K
Avg Vol (10d)389.47K
Technical Indicators
RSI (14)71.7
MACD1.4300
MACD Signal1.1430
MACD Hist.+0.2869
BB Upper52.75 USD
BB Middle48.76 USD
BB Lower44.77 USD
BB Width16.36%
ATR (14)1.173 USD
Vol Ratio (20d)0.75x