178.32USD+2.37%Mkt Cap: 2.28B $P/E: 7.811d ago
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and…
Industry Peers
Insurance - Property & CasualtyIndicators:|
Key Statistics
Company
Market Cap2.28B $
Enterprise Value1.42B $
Revenue (TTM)927.40M $
Gross Profit552.35M $
Net Income (TTM)299.00M $
Revenue/Share75.85 USD
Last Price178.32 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees594
CountryUS
SectorFinancial Services
IndustryInsurance - Property & Casualty
ISIN—
Valuation
P/E (Trailing)7.81
P/E (Forward)9.65
PEG0.97
EV/EBITDA3.08
EV/Revenue1.53
P/S2.45
P/B2.11
EPS (TTM)22.82
EPS (Forward)18.47
52W Range
136.3757% of range210.50
52W High210.50 USD
52W Low136.37 USD
Profitability
Gross Margin59.56%
Oper. Margin47.89%
EBITDA Margin49.69%
Profit Margin33.16%
ROE28.72%
ROA11.82%
Growth
Revenue Growth12.20%
Earnings Growth1.70%
Cash Flow & Leverage
Operating CF444.45M $
CapEx (TTM)3.63M $
FCF Margin48.47%
FCF Yield19.75%
Net Debt-946.38M $
Net Debt/EBITDA-2.05
Balance Sheet
Debt/Equity0.07
Current Ratio1.00
Quick Ratio0.79
Book Value/Sh84.41 USD
Cash/Share79.44 USD
Dividends
Fwd Div Rate1.600 USD
Trail. Div Rate1.600 USD
Div. Yield0.92%
5Y Avg Yield1.94%
Payout Ratio7.01%
Ex-Div DateAug 21, 2026
Pay DateSep 18, 2026
Analyst Consensus
Rating1.6 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)238.33 USD
Upside (mean)+33.7%
Target Range225.00 USD – 255.00 USD
$225.00+33.7% to mean$255.00
# Analysts3
Ownership
Shares Out.12.76M
Float10.93M
Insiders14.28%
Institutions77.51%
Short Interest
Short Ratio2.2d
Short % Float3.95%
Short % Out.3.37%
Shares Short429.95K
Short (prev mo.)303.74K
Technical
SMA 50164.16 (+8.6%)
SMA 200170.87 (+4.4%)
Beta1.03
S&P 52W Chg19.63%
Avg Vol (30d)134.87K
Avg Vol (10d)168.14K
Technical Indicators
RSI (14)57.4
MACD4.5693
MACD Signal5.4090
MACD Hist.-0.8397
BB Upper188.30 USD
BB Middle176.60 USD
BB Lower164.91 USD
BB Width13.24%
ATR (14)5.162 USD
Vol Ratio (20d)0.82x