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UVEUniversal Insurance Holdings, Inc.
NYSE · US · Financial Services · Insurance - Property & Casualty · universalinsuranceholdings.com
38.22USD+2.08%Mkt Cap: 1.07B $P/E: 5.65

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such…

Industry Peers

Insurance - Property & Casualty
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SIGIP
Selective Insurance Group, Inc.
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IFC-PA
Intact Financial Corporation
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ALL-PI
The Allstate Corporation
—P/E 1.5
IFC-PE
Intact Financial Corporation
—P/E 2.1
IFC-PI
Intact Financial Corporation
—P/E 2.2
Indicators:|

Key Statistics

Company
Market Cap1.07B $
Enterprise Value571.28M $
Revenue (TTM)1.60B $
Gross Profit385.05M $
Net Income (TTM)182.95M $
Revenue/Share57.69 USD
Last Price38.22 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees929
CountryUS
SectorFinancial Services
IndustryInsurance - Property & Casualty
ISIN—
Valuation
P/E (Trailing)5.65
P/E (Forward)8.69
PEG—
EV/EBITDA2.10
EV/Revenue0.36
P/S0.67
P/B1.94
EPS (TTM)6.76
EPS (Forward)4.40
52W Range
21.9674% of range43.93
52W High43.93 USD
52W Low21.96 USD
Profitability
Gross Margin24.03%
Oper. Margin18.62%
EBITDA Margin16.98%
Profit Margin11.41%
ROE33.20%
ROA6.44%
Growth
Revenue Growth-0.30%
Earnings Growth30.60%
Cash Flow & Leverage
Operating CF381.49M $
CapEx (TTM)4.44M $
FCF Margin21.12%
FCF Yield31.73%
Net Debt-495.48M $
Net Debt/EBITDA-1.82
Balance Sheet
Debt/Equity0.18
Current Ratio0.55
Quick Ratio0.37
Book Value/Sh19.67 USD
Cash/Share21.34 USD
Dividends
Fwd Div Rate0.6400 USD
Trail. Div Rate0.6400 USD
Div. Yield1.71%
5Y Avg Yield3.71%
Payout Ratio9.47%
Ex-Div DateJul 31, 2026
Pay DateAug 7, 2026
Analyst Consensus
Rating3.0 (Hold)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)44.00 USD
Upside (mean)+15.1%
Target Range44.00 USD – 44.00 USD
# Analysts1
Ownership
Shares Out.27.91M
Float25.34M
Insiders11.28%
Institutions75.68%
Short Interest
Short Ratio4.8d
Short % Float4.10%
Short % Out.3.42%
Shares Short955.20K
Short (prev mo.)496.97K
Technical
SMA 5039.25 (-2.6%)
SMA 20034.25 (+11.6%)
Beta0.73
S&P 52W Chg19.63%
Avg Vol (30d)164.59K
Avg Vol (10d)251.76K
Technical Indicators
RSI (14)41.9
MACD0.4044
MACD Signal0.8760
MACD Hist.-0.4716
BB Upper44.45 USD
BB Middle40.73 USD
BB Lower37.02 USD
BB Width18.24%
ATR (14)1.463 USD
Vol Ratio (20d)1.01x