NPL Nova S.A. (GPW: PRI) Stock Analysis & Fundamentals

PRINPL Nova S.A.Partial data

GPW · PL · Financial Services · Credit Services · nplnova.pl

3.560PLN-3.78%Mkt Cap: 3.32M $P/E: —10d ago

NPL Nova S.A. provides debt collection and financing services in Poland. It provides financing in the form of factoring and loans. The company also engages in fund management activities, provides legal services, and offe…

Industry Peers

Credit Services

Screen all

Visa Inc.

$682.48BUSDP/E 31.1

Mastercard Incorporated Class A

$502.58BUSDP/E 31.5

AXP

American Express Company

$229.54BUSDP/E 20.6

COF

Capital One Financial Corporation

$135.42BUSDP/E 12.2

PYPL

PayPal Holdings, Inc.

Affirm Holdings, Inc.

$25.90BUSDP/E 70.3

SOFI

SoFi Technologies, Inc.

OneMain Holdings, Inc.

$7.39BUSDP/E 9.7

ENVA

Enova International, Inc.

$6.33BUSDP/E 18.9

CACC

Credit Acceptance Corporation

Bread Financial Holdings Inc. Common Stock

$4.38BUSDP/E 8.9

SEZL

Sezzle Inc. Common Stock

$4.01BUSDP/E 26.1

UPST

Upstart Holdings, Inc.

$2.93BUSDP/E 58.8

AGM

Federal Agricultural Mortgage Corporation

$2.40BUSDP/E 12.1

Key Statistics

Company

Market Cap3.32M $

Enterprise Value3.70M $

Revenue (TTM)781.50K $

Gross Profit608.86K $

Net Income (TTM)-1.10M $

Revenue/Share0.2125 USD

Last Price3.560 PLN

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees15

CountryPL

SectorFinancial Services

IndustryCredit Services

ISINPLPRGNK00017

Valuation

P/E (Trailing)—

P/E (Forward)—

PEG—

EV/EBITDA-6.93

EV/Revenue4.74

P/S4.41

P/B0.82

EPS (TTM)-1.37

EPS (Forward)—

52W Range

2.70086% of range3.700

52W High3.700 PLN

52W Low2.700 PLN

Profitability

Gross Margin54.97%

Oper. Margin-65.58%

EBITDA Margin-68.39%

Profit Margin-99.45%

ROE-25.48%

ROA-14.53%

Growth

Revenue Growth-35.60%

Earnings Growth—

Cash Flow & Leverage

Operating CF-286.79K $

CapEx (TTM)18.06K $

FCF Margin-7.19%

FCF Yield-1.69%

Net Debt256.91K $

Net Debt/EBITDA-0.48

Balance Sheet

Debt/Equity0.13

Current Ratio1.30

Quick Ratio1.04

Book Value/Sh4.528 PLN

Cash/Share0.2990 PLN

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 PLN

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div DateOct 18, 2021

Pay Date—

Analyst Consensus

Rating—

Target (Mean)—

Target Range—

# Analysts—

Ownership

Shares Out.3.68M

Float1.47M

Insiders60.02%

Institutions23.19%

Technical

SMA 503.406 (+4.5%)

SMA 2003.110 (+14.5%)

Beta0.06

S&P 52W Chg19.97%

Avg Vol (30d)1.14K

Avg Vol (10d)782

Technical Indicators

RSI (14)67.3

MACD0.0984

MACD Signal0.0666

MACD Hist.+0.0318

BB Upper3.583 PLN

BB Middle3.305 PLN

BB Lower3.027 PLN

BB Width16.82%

ATR (14)0.0607 PLN

Vol Ratio (20d)0.01x