45.22USD-1.65%Mkt Cap: 1.83B USDP/E: 11.37Last update: 2026-06-01
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplement…
Industry Peers
Insurance - Property & Casualty124.99BNOKP/E 19.2
123.60BTRYP/E 7.3
112.84BUSDP/E 9.8
61.63BUSDP/E 8.6
54.52BPLNP/E 8.6
53.36BUSDP/E 4.6
46.95BCADP/E 14.1
46.24BISKP/E 22.4
Indicators:|
Key Statistics
Company
Market Cap1.83B USD
Enterprise Value2.34B USD
Revenue (TTM)1.71B USD
Gross Profit664.50M USD
Net Income (TTM)162.10M USD
Revenue/Share41.71 USD
Last Price45.22 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees1.8K
CountryUS
SectorFinancial Services
IndustryInsurance - Property & Casualty
ISINGB00BK7YQK64
Valuation
P/E (Trailing)11.37
P/E (Forward)9.01
PEG1.16
EV/EBITDA8.76
EV/Revenue1.37
P/S1.08
P/B1.27
EPS (TTM)3.98
EPS (Forward)5.07
52W Range
40.0462% of range48.33
52W High48.33 USD
52W Low40.04 USD
Profitability
Gross Margin38.76%
Oper. Margin13.91%
EBITDA Margin15.62%
Profit Margin9.98%
ROE10.93%
ROA1.06%
Growth
Revenue Growth3.10%
Earnings Growth8.70%
Cash Flow & Leverage
Operating CF553.20M USD
CapEx (TTM)—
FCF Margin16.08%
FCF Yield15.08%
Net Debt497.50M USD
Net Debt/EBITDA1.86
Balance Sheet
Debt/Equity0.40
Current Ratio2.84
Quick Ratio0.09
Book Value/Sh35.94 USD
Cash/Share2.385 USD
Dividends
Fwd Div Rate1.440 USD
Trail. Div Rate1.410 USD
Div. Yield3.11%
5Y Avg Yield3.48%
Payout Ratio35.43%
Ex-Div DateJun 15, 2026
Pay DateJun 30, 2026
Splits
Last Split2:1
Split DateDec 16, 1997
Analyst Consensus
Rating1.7 (Buy)
Target (Mean)52.00 USD
Target Range51.00 USD – 53.00 USD
# Analysts2
Ownership
Shares Out.40.38M
Float39.92M
Insiders1.63%
Institutions104.31%
Short Interest
Short Ratio4.8d
Short % Float3.05%
Short % Out.2.21%
Shares Short893.70K
Short (prev mo.)911.43K
Technical
SMA 5044.77 (+1.0%)
SMA 20044.74 (+1.1%)
Beta0.13
S&P 52W Chg27.70%
Avg Vol (30d)190.97K
Avg Vol (10d)251.78K
Technical Indicators
RSI (14)52.2
MACD0.5110
MACD Signal0.4753
MACD Hist.+0.0357
BB Upper47.81 USD
BB Middle45.76 USD
BB Lower43.70 USD
BB Width8.98%
ATR (14)1.074 USD
Vol Ratio (20d)0.44x