HMNHorace Mann Educators Corporation
52.11USD+2.24%Mkt Cap: 2.10B $P/E: 13.09

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplement…

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Indicators:|

Key Statistics

Company
Market Cap2.10B $
Enterprise Value2.60B $
Revenue (TTM)1.71B $
Gross Profit664.50M $
Net Income (TTM)162.10M $
Revenue/Share41.71 USD
Last Price52.11 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees1.8K
CountryUS
SectorFinancial Services
IndustryInsurance - Property & Casualty
ISINGB00BK7YQK64
Valuation
P/E (Trailing)13.09
P/E (Forward)10.31
PEG1.16
EV/EBITDA9.72
EV/Revenue1.52
P/S1.23
P/B1.43
EPS (TTM)3.98
EPS (Forward)5.06
52W Range
40.0479% of range55.32
52W High55.32 USD
52W Low40.04 USD
Profitability
Gross Margin38.76%
Oper. Margin13.91%
EBITDA Margin15.62%
Profit Margin9.98%
ROE10.93%
ROA1.06%
Growth
Revenue Growth3.10%
Earnings Growth8.70%
Cash Flow & Leverage
Operating CF553.20M $
CapEx (TTM)
FCF Margin16.08%
FCF Yield13.10%
Net Debt497.50M $
Net Debt/EBITDA1.86
Balance Sheet
Debt/Equity0.40
Current Ratio2.84
Quick Ratio0.09
Book Value/Sh36.40 USD
Cash/Share2.385 USD
Dividends
Fwd Div Rate1.440 USD
Trail. Div Rate1.410 USD
Div. Yield2.83%
5Y Avg Yield3.48%
Payout Ratio35.43%
Ex-Div DateJun 15, 2026
Pay DateJun 30, 2026
Splits
Last Split2:1
Split DateDec 16, 1997
Analyst Consensus
Rating1.7 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)52.00 USD
Upside (mean)-0.2%
Target Range51.00 USD53.00 USD
$51.00-0.2% to mean$53.00
# Analysts2
Ownership
Shares Out.40.38M
Float40.12M
Insiders1.65%
Institutions107.37%
Short Interest
Short Ratio4.3d
Short % Float4.56%
Short % Out.3.31%
Shares Short1.34M
Short (prev mo.)1.04M
Technical
SMA 5048.50 (+7.5%)
SMA 20045.41 (+14.8%)
Beta0.11
S&P 52W Chg19.63%
Avg Vol (30d)185.08K
Avg Vol (10d)267.45K
Technical Indicators
RSI (14)58.0
MACD1.1282
MACD Signal1.4210
MACD Hist.-0.2928
BB Upper55.04 USD
BB Middle51.73 USD
BB Lower48.43 USD
BB Width12.78%
ATR (14)1.180 USD
Vol Ratio (20d)1.05x