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GFGeneralfinance S.p.A.
BIT · IT · Financial Services · Credit Services · generalfinance.it
28.40EUR-0.70%Mkt Cap: 390.04M $P/E: 12.51

Generalfinance S.p.A. provides factoring service for distressed companies in Italy. It operates in two segments, Corporate and Retail. Generalfinance S.p.A. was formerly known as Prestoleasing S.p.A. and changed its name…

Industry Peers

Credit Services
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vs Credit Services
P/E
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P/B
Pricier
Div Yield
Avg
1M Perf
Avg
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PYPL
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AFRM
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SOFI
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ALLY
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FCFS
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OMF
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CACC
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EDEN
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ENVA
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SEZL
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NNI
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SLM
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BFH
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UPST
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WU
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KRU
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AGM
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EZPW
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ECPG
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HOFI
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ATLC
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AGM-A
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MOL
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OPFI
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JCAP
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WRLD
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B2I
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NAVI
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GDOT
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PRAA
PRA Group, Inc.
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BFF
BFF Bank S.p.A.
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HYQ
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IPF
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GLJ
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FCH
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OPRT
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BST
BEST S.A.
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GARFA
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$284.78MUSDP/E 5.0
CRDFA
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MFIN
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DFCH
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SUIG
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DGR1R
DelfinGroup AS
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LIDFA
Lider Faktoring A.S.
$80.45MUSDP/E 3.3
ALG
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$67.73MUSDP/E 15.5
QLIRO
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PVT
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TIME
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VRM
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AFCC-H
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FRS
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ORCH
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CRWN
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MWT
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COF-PI
Capital One Financial Corporation
—P/E 0.7
ATLCL
Atlanticus Holdings Corporation 6.125% Senior Notes due 2026
—
SLMBP
SLM Corporation
—P/E 34.9
BTMWW
Bitcoin Depot Inc.
—
SYF-PA
Synchrony Financial
—P/E 2.5
AGM-PE
Federal Agricultural Mortgage Corporation
—P/E 1.9
ATLCP
Atlanticus Holdings Corporation
—P/E 3.2
COF-PJ
Capital One Financial Corporation
—P/E 0.7
AGM-PD
Federal Agricultural Mortgage Corporation
—P/E 1.9
AGM-PF
Federal Agricultural Mortgage Corporation
—P/E 1.7
GAINI
Gladstone Investment Corporation
—
Indicators:|

Key Statistics

Company
Market Cap390.04M $
Enterprise Value735.06M $
Revenue (TTM)77.04M $
Gross Profit66.16M $
Net Income (TTM)31.26M $
Revenue/Share6.098 USD
Last Price28.40 EUR
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees87
CountryIT
SectorFinancial Services
IndustryCredit Services
ISINIT0005144784
Valuation
P/E (Trailing)12.51
P/E (Forward)9.63
PEG—
EV/EBITDA—
EV/Revenue9.54
P/S5.10
P/B3.49
EPS (TTM)2.27
EPS (Forward)2.97
52W Range
14.9080% of range31.70
52W High31.70 EUR
52W Low14.90 EUR
Profitability
Gross Margin60.76%
Oper. Margin54.59%
EBITDA Margin0.00%
Profit Margin28.71%
ROE29.23%
ROA3.41%
Growth
Revenue Growth3.00%
Earnings Growth-3.10%
Cash Flow & Leverage
Operating CF13.69M $
CapEx (TTM)2.04M $
FCF Margin—
FCF Yield—
Net Debt342.28M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity6.57
Current Ratio4.74
Quick Ratio4.74
Book Value/Sh8.190 EUR
Cash/Share11.77 EUR
Dividends
Fwd Div Rate1.360 EUR
Trail. Div Rate1.360 EUR
Div. Yield4.84%
5Y Avg Yield—
Payout Ratio36.61%
Ex-Div DateApr 20, 2026
Pay Date—
Analyst Consensus
Rating—
Target (Mean)31.80 EUR
Upside (mean)+12.0%
Target Range30.60 EUR – 33.00 EUR
€30.60+12.0% to mean€33.00
# Analysts2
Ownership
Shares Out.12.64M
Float5.60M
Insiders64.34%
Institutions17.61%
Technical
SMA 5028.29 (+0.4%)
SMA 20024.10 (+17.8%)
Beta0.07
S&P 52W Chg20.90%
Avg Vol (30d)11.08K
Avg Vol (10d)11.37K
Technical Indicators
RSI (14)59.1
MACD0.1030
MACD Signal-0.1247
MACD Hist.+0.2277
BB Upper28.85 EUR
BB Middle27.18 EUR
BB Lower25.52 EUR
BB Width12.22%
ATR (14)0.9742 EUR
Vol Ratio (20d)0.93x