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ECPGEncore Capital Group, Inc.
NAS · US · Financial Services · Credit Services · encorecapital.com
92.32USD+2.75%Mkt Cap: 1.98B $P/E: 7.19

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer…

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Credit Services
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Indicators:|

Key Statistics

Company
Market Cap1.98B $
Enterprise Value5.79B $
Revenue (TTM)1.85B $
Gross Profit965.83M $
Net Income (TTM)256.83M $
Revenue/Share81.58 USD
Last Price92.32 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees7.3K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)7.19
P/E (Forward)6.91
PEG0.17
EV/EBITDA8.16
EV/Revenue3.13
P/S1.07
P/B1.92
EPS (TTM)12.84
EPS (Forward)13.36
52W Range
35.6796% of range94.60
52W High94.60 USD
52W Low35.67 USD
Profitability
Gross Margin54.60%
Oper. Margin38.70%
EBITDA Margin38.32%
Profit Margin14.52%
ROE26.29%
ROA4.81%
Growth
Revenue Growth21.00%
Earnings Growth100.00%
Cash Flow & Leverage
Operating CF153.20M $
CapEx (TTM)26.27M $
FCF Margin-12.40%
FCF Yield-11.59%
Net Debt3.81B $
Net Debt/EBITDA5.37
Balance Sheet
Debt/Equity4.10
Current Ratio18.24
Quick Ratio18.06
Book Value/Sh48.13 USD
Cash/Share10.60 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.0000 USD
Div. Yield—
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div Date—
Pay Date—
Analyst Consensus
Rating1.8 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)113.33 USD
Upside (mean)+22.8%
Target Range105.00 USD – 120.00 USD
$105.00+22.8% to mean$120.00
# Analysts3
Ownership
Shares Out.21.44M
Float20.94M
Insiders3.85%
Institutions110.30%
Short Interest
Short Ratio4.3d
Short % Float8.15%
Short % Out.6.59%
Shares Short1.41M
Short (prev mo.)1.43M
Technical
SMA 5084.24 (+9.6%)
SMA 20064.58 (+42.9%)
Beta1.27
S&P 52W Chg20.25%
Avg Vol (30d)310.28K
Avg Vol (10d)338.50K
Technical Indicators
RSI (14)63.4
MACD2.3136
MACD Signal2.4791
MACD Hist.-0.1655
BB Upper96.34 USD
BB Middle89.04 USD
BB Lower81.75 USD
BB Width16.39%
ATR (14)2.889 USD
Vol Ratio (20d)0.81x