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IPFInternational Personal Finance plc
LSE · GB · Financial Services · Credit Services · ipfin.co.uk
248.50GBp-0.20%Mkt Cap: 600.00M $P/E: 10.35

International Personal Finance plc, together with its subsidiaries, engages in financial services business in Europe and Mexico. The company provides home credit installment loans; hybrid loans; credit card; retail credi…

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Indicators:|

Key Statistics

Company
Market Cap600.00M $
Enterprise Value1.26B $
Revenue (TTM)801.63M $
Gross Profit663.80M $
Net Income (TTM)58.91M $
Revenue/Share3.672 USD
Last Price248.50 GBp
Fiscal Year EndDec 2025
MR QuarterDec 2025
Employees8.2K
CountryGB
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)10.35
P/E (Forward)8.06
PEG0.90
EV/EBITDA6.96
EV/Revenue1.57
P/S0.75
P/B1.00
EPS (TTM)0.24
EPS (Forward)0.31
52W Range
176.2089% of range257.50
52W High257.50 GBp
52W Low176.20 GBp
Profitability
Gross Margin82.81%
Oper. Margin19.30%
EBITDA Margin22.51%
Profit Margin8.14%
ROE9.93%
ROA4.05%
Growth
Revenue Growth9.90%
Earnings Growth-43.00%
Cash Flow & Leverage
Operating CF-4.89M $
CapEx (TTM)38.26M $
FCF Margin-8.36%
FCF Yield-11.16%
Net Debt662.93M $
Net Debt/EBITDA3.67
Balance Sheet
Debt/Equity1.17
Current Ratio3.83
Quick Ratio3.77
Book Value/Sh2.489 GBp
Cash/Share0.1390 GBp
Dividends
Fwd Div Rate0.1300 GBp
Trail. Div Rate0.1280 GBp
Div. Yield5.14%
5Y Avg Yield7.12%
Payout Ratio50.00%
Ex-Div DateJul 31, 2026
Pay Date—
Analyst Consensus
Rating—
Target (Mean)—
Target Range—
# Analysts—
Ownership
Shares Out.222.13M
Float161.32M
Insiders8.69%
Institutions95.97%
Technical
SMA 50247.95 (+0.2%)
SMA 200234.16 (+6.1%)
Beta0.41
S&P 52W Chg20.25%
Avg Vol (30d)257.43K
Avg Vol (10d)497.56K
Technical Indicators
RSI (14)53.0
MACD0.2479
MACD Signal0.2064
MACD Hist.+0.0415
BB Upper249.28 GBp
BB Middle248.22 GBp
BB Lower247.17 GBp
BB Width0.85%
ATR (14)1.212 GBp
Vol Ratio (20d)0.63x