8.670USD+2.36%Mkt Cap: 814.89M $P/E: —1d ago
Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfoli…
Industry Peers
Credit Services$694.40BUSDP/E 31.8
$487.33BUSDP/E 31.9
$246.71BUSDP/E 22.6
$130.55BUSDP/E 65.0
$50.04BUSDP/E 10.6
$26.74BUSDP/E 72.6
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$22.22BUSDP/E 38.5
$14.35BUSDP/E 11.4
$9.49BUSDP/E 27.1
$7.08BUSDP/E 9.1
$6.57BUSDP/E 12.3
$6.67BUSDP/E 15.9
$6.07BUSDP/E 43.1
$5.86BUSDP/E 19.1
$4.86BUSDP/E 11.8
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$2.96BUSDP/E 75.3
$2.61BUSDP/E 6.1
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$1.98BUSDP/E 7.2
$1.46BUSDP/E 13.6
$1.56BUSDP/E 15.4
$1.44BUSDP/E 34.6
$1.52BUSDP/E 8.1
$1.35BUSDP/E 4.6
$1.21BUSDP/E 3.8
$982.69MUSD
$856.31MUSDP/E 14.0
$906.44MUSDP/E 28.4
$765.78MUSD
$702.17MUSD
$652.09MUSDP/E 21.3
$615.98MUSDP/E 11.5
$600.00MUSDP/E 10.4
$583.92MUSDP/E 9.4
$576.42MUSDP/E 13.4
$592.13MUSD
$375.29MUSDP/E 5.1
$379.05MUSDP/E 12.2
$393.19MUSDP/E 8.7
$371.53MUSD
$329.21MUSDP/E 3.6
$296.38MUSDP/E 17.4
$258.20MUSDP/E 10.0
$291.26MUSDP/E 13.3
$245.24MUSDP/E 7.4
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$219.39MUSDP/E 10.9
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$126.05MUSDP/E 8.8
$90.61MUSD
$74.63MUSDP/E 6.6
$64.59MUSD
$65.43MUSDP/E 14.9
$74.72MUSDP/E 3.1
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$47.19MUSDP/E Infinity
$43.67MUSDP/E 15.3
$37.44MUSD
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$24.15MUSDP/E 4.6
$19.05MUSDP/E 33.0
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$14.39MUSDP/E 4.4
$11.65MUSDP/E 4.6
$8.25MUSD
$7.99MUSDP/E Infinity
$7.36MUSD
MIT
The Mint Corporation$5.15MUSD
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—P/E 1.7
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—P/E 0.7
—P/E 0.7
—P/E 1.9
ATLCL
Atlanticus Holdings Corporation 6.125% Senior Notes due 2026—
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—P/E 3.2
—P/E 34.7
BTMWW
Bitcoin Depot Inc.—
—P/E 2.5
Indicators:|
Key Statistics
Company
Market Cap814.89M $
Enterprise Value45.36B $
Revenue (TTM)329.00M $
Gross Profit329.00M $
Net Income (TTM)-80.00M $
Revenue/Share3.383 USD
Last Price8.670 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees670
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)—
P/E (Forward)9.18
PEG0.13
EV/EBITDA—
EV/Revenue137.87
P/S2.48
P/B0.34
EPS (TTM)-0.62
EPS (Forward)0.94
52W Range
7.33017% of range15.12
52W High15.12 USD
52W Low7.330 USD
Profitability
Gross Margin100.00%
Oper. Margin25.60%
EBITDA Margin0.00%
Profit Margin-13.11%
ROE-3.33%
ROA-0.16%
Growth
Revenue Growth-0.80%
Earnings Growth—
Cash Flow & Leverage
Operating CF441.00M $
CapEx (TTM)—
FCF Margin—
FCF Yield—
Net Debt44.54B $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity18.83
Current Ratio7.86
Quick Ratio7.60
Book Value/Sh25.31 USD
Cash/Share6.991 USD
Dividends
Fwd Div Rate0.6400 USD
Trail. Div Rate0.6400 USD
Div. Yield7.56%
5Y Avg Yield4.31%
Payout Ratio200.00%
Ex-Div DateJun 5, 2026
Pay DateJun 19, 2026
Analyst Consensus
Rating3.3 (Hold)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)9.188 USD
Upside (mean)+6.0%
Target Range8.000 USD – 13.00 USD
$8.000+6.0% to mean$13.00
# Analysts8
Ownership
Shares Out.93.99M
Float62.41M
Insiders2.29%
Institutions103.12%
Short Interest
Short Ratio7.2d
Short % Float24.24%
Short % Out.10.85%
Shares Short10.19M
Short (prev mo.)9.83M
Technical
SMA 508.269 (+4.8%)
SMA 20010.22 (-15.2%)
Beta1.21
S&P 52W Chg20.25%
Avg Vol (30d)1.12M
Avg Vol (10d)811.57K
Technical Indicators
RSI (14)57.8
MACD0.0708
MACD Signal0.0474
MACD Hist.+0.0234
BB Upper8.872 USD
BB Middle8.358 USD
BB Lower7.845 USD
BB Width12.30%
ATR (14)0.3083 USD
Vol Ratio (20d)0.59x