ScreenerHero
PBFPBS Finanse S.A.
GPW · PL · Financial Services · Credit Services · pbsfinanse.pl
1.150PLN0.00%Mkt Cap: 3.04M $P/E: 115.00

PBS Finanse S.A. engages in real estate rental business in Poland. PBS Finanse S.A. was founded in 1991 and is based in Sanok, Poland.

Industry Peers

Credit Services
Screen all
V
Visa Inc.
$694.40BUSDP/E 31.8
MA
Mastercard Incorporated
$487.33BUSDP/E 31.9
AXP
American Express Company
$246.71BUSDP/E 22.6
COF
Capital One Financial Corporation
$130.55BUSDP/E 65.0
PYPL
PayPal Holdings, Inc.
$50.04BUSDP/E 10.6
AFRM
Affirm Holdings, Inc.
$26.74BUSDP/E 72.6
SYF
Synchrony Financial
$24.99BUSDP/E 7.7
SOFI
SoFi Technologies, Inc.
$22.22BUSDP/E 38.5
ALLY
Ally Financial Inc.
$14.35BUSDP/E 11.4
FCFS
FirstCash Holdings, Inc.
$9.49BUSDP/E 27.1
OMF
OneMain Holdings, Inc.
$7.08BUSDP/E 9.1
EDEN
Edenred SE
$6.57BUSDP/E 12.3
CACC
Credit Acceptance Corporation
$6.67BUSDP/E 15.9
SEZL
Sezzle Inc.
$6.07BUSDP/E 43.1
ENVA
Enova International, Inc.
$5.86BUSDP/E 19.1
NNI
Nelnet, Inc.
$4.86BUSDP/E 11.8
SLM
SLM Corporation
$4.83BUSDP/E 7.1
BFH
Bread Financial Holdings, Inc.
$3.97BUSDP/E 8.0
UPST
Upstart Holdings, Inc.
$2.96BUSDP/E 75.3
WU
The Western Union Company
$2.61BUSDP/E 6.1
AGM
Federal Agricultural Mortgage Corporation
$2.24BUSDP/E 11.9
KRU
KRUK Spólka Akcyjna
$2.08BUSDP/E 7.9
EZPW
EZCORP, Inc.
$2.00BUSDP/E 17.6
ECPG
Encore Capital Group, Inc.
$1.98BUSDP/E 7.2
HOFI
Hoist Finance AB (publ)
$1.46BUSDP/E 13.6
ATLC
Atlanticus Holdings Corporation
$1.56BUSDP/E 15.4
MOL
Moltiply Group S.p.A.
$1.44BUSDP/E 34.6
AGM-A
Federal Agricultural Mortgage Corporation
$1.52BUSDP/E 8.1
OPFI
OppFi Inc.
$1.35BUSDP/E 4.6
JCAP
Jefferson Capital, Inc.
$1.21BUSDP/E 3.8
INTRUM
Intrum AB (publ)
$982.69MUSD
B2I
B2 Impact ASA
$856.31MUSDP/E 14.0
WRLD
World Acceptance Corporation
$906.44MUSDP/E 28.4
NAVI
Navient Corporation
$814.89MUSD
GDOT
Green Dot Corporation
$765.78MUSD
PRAA
PRA Group, Inc.
$702.17MUSD
HYQ
Hypoport SE
$652.09MUSDP/E 21.3
BFF
BFF Bank S.p.A.
$615.98MUSDP/E 11.5
IPF
International Personal Finance plc
$600.00MUSDP/E 10.4
GLJ
Grenke AG
$583.92MUSDP/E 9.4
FCH
Funding Circle Holdings plc
$576.42MUSDP/E 13.4
GSY
goeasy Ltd.
$592.13MUSD
ACR
Axactor ASA
$375.29MUSDP/E 5.1
GF
Generalfinance S.p.A.
$379.05MUSDP/E 12.2
RM
Regional Management Corp.
$393.19MUSDP/E 8.7
LPRO
Open Lending Corporation
$371.53MUSD
ISFIN
Is Finansal Kiralama Anonim Sirketi
$329.21MUSDP/E 3.6
OPRT
Oportun Financial Corporation
$296.38MUSDP/E 17.4
SUS
S&U plc
$258.20MUSDP/E 10.0
CRDFA
Creditwest Faktoring Anonim Sirketi
$291.26MUSDP/E 13.3
BST
BEST S.A.
$245.24MUSDP/E 7.4
GARFA
Garanti Faktoring A.S.
$278.51MUSDP/E 4.9
MFIN
Medallion Financial Corp.
$236.44MUSDP/E 6.9
FOA
Finance of America Companies Inc.
$219.39MUSDP/E 10.9
CPSS
Consumer Portfolio Services, Inc.
$201.36MUSDP/E 10.9
VAKFN
Vakif Finansal Kiralama A.S.
$187.72MUSDP/E 4.0
DFCH
Distribution Finance Capital Holdings plc
$126.05MUSDP/E 8.8
SUIG
SUI Group Holdings Limited
$90.61MUSD
DGR1R
DelfinGroup AS
$74.63MUSDP/E 6.6
QLIRO
Qliro AB (publ)
$64.59MUSD
ALG
ALBIS Leasing AG
$65.43MUSDP/E 14.9
LIDFA
Lider Faktoring A.S.
$74.72MUSDP/E 3.1
TIME
Time Finance plc
$50.02MUSDP/E 7.2
KK
Kruso Kapital S.p.A.
$47.19MUSDP/E Infinity
PVT
RMS Mezzanine, a.s.
$43.67MUSDP/E 15.3
VRM
Vroom, Inc.
$37.44MUSD
GVT
Grupa Virtus Spolka Akcyjna
$24.77MUSD
SEKFK
Seker Finansal Kiralama A.S.
$24.15MUSDP/E 4.6
AFCC-H
Automotive Finco Corp.
$19.05MUSDP/E 33.0
FRS
FORIS AG
$16.19MUSD
ORCH
Orchard Funding Group plc
$14.39MUSDP/E 4.4
CAP
Capitea S.A.
$11.65MUSDP/E 4.6
TUF
LIBERO football finance AG I
$8.25MUSD
MLRZE
Raize - Instituição de Pagamentos, S.A.
$7.99MUSDP/E Infinity
CRWN
Crown Capital Partners Inc.
$7.36MUSD
MIT
The Mint Corporation
$5.15MUSD
ACD
Accord Financial Corp.
$3.68MUSD
PRI
NPL Nova S.A.
$3.13MUSD
MWT
M.W. Trade SA
$1.86MUSD
AGM-PF
Federal Agricultural Mortgage Corporation
—P/E 1.7
GAINI
Gladstone Investment Corporation
—
AGM-PD
Federal Agricultural Mortgage Corporation
—P/E 1.9
AGM-PE
Federal Agricultural Mortgage Corporation
—P/E 1.9
SYF-PA
Synchrony Financial
—P/E 2.5
COF-PJ
Capital One Financial Corporation
—P/E 0.7
SLMBP
SLM Corporation
—P/E 34.7
COF-PI
Capital One Financial Corporation
—P/E 0.7
ATLCL
Atlanticus Holdings Corporation 6.125% Senior Notes due 2026
—
ATLCP
Atlanticus Holdings Corporation
—P/E 3.2
BTMWW
Bitcoin Depot Inc.
—
Indicators:|

Key Statistics

Company
Market Cap3.04M $
Enterprise Value2.54M $
Revenue (TTM)891.98K $
Gross Profit188.93K $
Net Income (TTM)27.86K $
Revenue/Share0.0853 USD
Last Price1.150 PLN
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees50
CountryPL
SectorFinancial Services
IndustryCredit Services
ISINPLBEFSN00010
Valuation
P/E (Trailing)115.00
P/E (Forward)—
PEG—
EV/EBITDA—
EV/Revenue2.85
P/S3.41
P/B1.37
EPS (TTM)0.01
EPS (Forward)—
52W Range
0.444093% of range1.200
52W High1.200 PLN
52W Low0.4440 PLN
Profitability
Gross Margin20.96%
Oper. Margin-12.43%
EBITDA Margin0.00%
Profit Margin3.09%
ROE1.23%
ROA1.07%
Growth
Revenue Growth-4.00%
Earnings Growth—
Cash Flow & Leverage
Operating CF-238.32K $
CapEx (TTM)—
FCF Margin-11.22%
FCF Yield-3.29%
Net Debt-501.96K $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.00
Current Ratio5.55
Quick Ratio2.14
Book Value/Sh0.8390 PLN
Cash/Share0.1900 PLN
Dividends
Fwd Div Rate—
Trail. Div Rate0.0000 PLN
Div. Yield—
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div Date—
Pay Date—
Splits
Last Split1:10
Split DateFeb 27, 2014
Analyst Consensus
Rating—
Target (Mean)—
Target Range—
# Analysts—
Ownership
Shares Out.10.45M
Float3.61M
Insiders65.45%
Institutions0.00%
Technical
SMA 501.008 (+14.1%)
SMA 2000.7958 (+44.5%)
Beta-0.10
S&P 52W Chg20.25%
Avg Vol (30d)4.61K
Avg Vol (10d)140
Technical Indicators
RSI (14)60.4
MACD0.0493
MACD Signal0.0673
MACD Hist.-0.0180
BB Upper1.203 PLN
BB Middle1.174 PLN
BB Lower1.145 PLN
BB Width4.99%
ATR (14)0.0183 PLN
Vol Ratio (20d)0.00x