42.70USD+1.26%Mkt Cap: 393.19M $P/E: 8.661d ago
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and …
Industry Peers
Credit Services$694.40BUSDP/E 31.8
$487.33BUSDP/E 31.9
$246.71BUSDP/E 22.6
$130.55BUSDP/E 65.0
$50.04BUSDP/E 10.6
$26.74BUSDP/E 72.6
$24.99BUSDP/E 7.7
$22.22BUSDP/E 38.5
$14.35BUSDP/E 11.4
$9.49BUSDP/E 27.1
$7.08BUSDP/E 9.1
$6.57BUSDP/E 12.3
$6.67BUSDP/E 15.9
$6.07BUSDP/E 43.1
$5.86BUSDP/E 19.1
$4.86BUSDP/E 11.8
$4.83BUSDP/E 7.1
$3.97BUSDP/E 8.0
$2.96BUSDP/E 75.3
$2.61BUSDP/E 6.1
$2.24BUSDP/E 11.9
$2.08BUSDP/E 7.9
$2.00BUSDP/E 17.6
$1.98BUSDP/E 7.2
$1.46BUSDP/E 13.6
$1.56BUSDP/E 15.4
$1.44BUSDP/E 34.6
$1.52BUSDP/E 8.1
$1.35BUSDP/E 4.6
$1.21BUSDP/E 3.8
$982.69MUSD
$856.31MUSDP/E 14.0
$906.44MUSDP/E 28.4
$814.89MUSD
$765.78MUSD
$702.17MUSD
$652.09MUSDP/E 21.3
$615.98MUSDP/E 11.5
$600.00MUSDP/E 10.4
$583.92MUSDP/E 9.4
$576.42MUSDP/E 13.4
$592.13MUSD
$375.29MUSDP/E 5.1
$379.05MUSDP/E 12.2
$371.53MUSD
$329.21MUSDP/E 3.6
$296.38MUSDP/E 17.4
$258.20MUSDP/E 10.0
$291.26MUSDP/E 13.3
$245.24MUSDP/E 7.4
$278.51MUSDP/E 4.9
$236.44MUSDP/E 6.9
$219.39MUSDP/E 10.9
$201.36MUSDP/E 10.9
$187.72MUSDP/E 4.0
$126.05MUSDP/E 8.8
$90.61MUSD
$74.63MUSDP/E 6.6
$64.59MUSD
$65.43MUSDP/E 14.9
$74.72MUSDP/E 3.1
$50.02MUSDP/E 7.2
$47.19MUSDP/E Infinity
$43.67MUSDP/E 15.3
$37.44MUSD
$24.77MUSD
$24.15MUSDP/E 4.6
$19.05MUSDP/E 33.0
$16.19MUSD
$14.39MUSDP/E 4.4
$11.65MUSDP/E 4.6
$8.25MUSD
$7.99MUSDP/E Infinity
$7.36MUSD
MIT
The Mint Corporation$5.15MUSD
$3.68MUSD
$3.13MUSD
$3.04MUSDP/E 115.0
$1.86MUSD
—P/E 3.2
—
—P/E 2.5
ATLCL
Atlanticus Holdings Corporation 6.125% Senior Notes due 2026—
—P/E 1.9
BTMWW
Bitcoin Depot Inc.—
—P/E 1.9
—P/E 0.7
—P/E 34.7
—P/E 0.7
—P/E 1.7
Indicators:|
Key Statistics
Company
Market Cap393.19M $
Enterprise Value2.05B $
Revenue (TTM)638.78M $
Gross Profit386.47M $
Net Income (TTM)44.41M $
Revenue/Share68.57 USD
Last Price42.70 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees2.1K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)8.66
P/E (Forward)5.80
PEG0.90
EV/EBITDA12.14
EV/Revenue3.21
P/S0.62
P/B1.06
EPS (TTM)4.93
EPS (Forward)7.37
52W Range
30.4679% of range46.00
52W High46.00 USD
52W Low30.46 USD
Profitability
Gross Margin60.50%
Oper. Margin23.29%
EBITDA Margin26.43%
Profit Margin7.92%
ROE11.90%
ROA2.11%
Growth
Revenue Growth9.60%
Earnings Growth68.60%
Cash Flow & Leverage
Operating CF309.07M $
CapEx (TTM)17.08M $
FCF Margin-17.63%
FCF Yield-28.64%
Net Debt1.66B $
Net Debt/EBITDA9.81
Balance Sheet
Debt/Equity4.52
Current Ratio40.70
Quick Ratio38.63
Book Value/Sh40.25 USD
Cash/Share0.5280 USD
Dividends
Fwd Div Rate1.200 USD
Trail. Div Rate1.200 USD
Div. Yield2.85%
5Y Avg Yield3.48%
Payout Ratio24.34%
Ex-Div DateMay 20, 2026
Pay DateJun 10, 2026
Analyst Consensus
Rating1.8 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)48.00 USD
Upside (mean)+12.4%
Target Range45.00 USD – 50.00 USD
$45.00+12.4% to mean$50.00
# Analysts3
Ownership
Shares Out.9.21M
Float6.53M
Insiders10.02%
Institutions88.89%
Short Interest
Short Ratio6.8d
Short % Float5.60%
Short % Out.4.48%
Shares Short412.27K
Short (prev mo.)342.54K
Technical
SMA 5037.70 (+13.3%)
SMA 20037.08 (+15.1%)
Beta1.00
S&P 52W Chg19.63%
Avg Vol (30d)50.58K
Avg Vol (10d)79.67K
Technical Indicators
RSI (14)63.2
MACD1.5324
MACD Signal1.5076
MACD Hist.+0.0249
BB Upper45.08 USD
BB Middle40.88 USD
BB Lower36.67 USD
BB Width20.58%
ATR (14)1.445 USD
Vol Ratio (20d)1.13x