IPFInternational Personal Finance plc
247.50GBp0.00%Mkt Cap: 544.76M GBpP/E: 10.31Last update: 2026-05-13

International Personal Finance plc, together with its subsidiaries, engages in financial services business in Europe and Mexico. The company provides home credit installment loans; hybrid loans; credit card; retail credi…

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Indicators:|

Key Statistics

Valuation
P/E (Trailing)10.31
P/E (Forward)8.03
PEG0.90
P/B0.99
P/S0.74
EV/EBITDA6.95
EV/Revenue1.56
EPS (TTM)0.24
EPS (Forward)0.31
Cash Flow & Leverage
FCF Yield-11.31%
FCF Margin-8.36%
Operating CF-4.50M GBp
CapEx (TTM)35.20M GBp
Net Debt/EBITDA3.67
Net Debt609.90M GBp
Technical
SMA 50248.53 (-0.4%)
SMA 200225.52 (+9.7%)
Beta0.41
S&P 52W Chg24.23%
Avg Vol (30d)2.08M
Avg Vol (10d)623.69K
Technical Indicators
RSI (14)51.0
MACD0.1507
MACD Signal0.1483
MACD Hist.+0.0024
BB Upper248.17 GBp
BB Middle247.45 GBp
BB Lower246.73 GBp
BB Width0.58%
ATR (14)1.042 GBp
Vol Ratio (20d)0.11x
52W Range
137.0092% of range257.50
52W High257.50 GBp
52W Low137.00 GBp
Profitability
Gross Margin82.81%
EBITDA Margin22.51%
Profit Margin8.14%
Oper. Margin19.30%
ROE9.93%
ROA4.05%
Revenue Growth9.90%
Earnings Growth-43.00%
Balance Sheet
Debt/Equity1.17
Current Ratio3.83
Quick Ratio3.77
Book Value/Sh2.489 GBp
Cash/Share0.1390 GBp
Dividends
Fwd Div Rate0.1300 GBp
Trail. Div Rate0.1280 GBp
Div. Yield5.17%
5Y Avg Yield7.12%
Payout Ratio50.00%
Ex-Div DateMar 26, 2026
Pay Date
Ownership
Shares Out.221.39M
Float170.29M
Insiders12.34%
Institutions98.77%
Analyst Consensus
Rating
Target (Mean)
Target Range
# Analysts
Company
Market Cap544.76M GBp
Enterprise Value1.15B GBp
Revenue (TTM)737.50M GBp
Gross Profit610.70M GBp
Net Income (TTM)54.20M GBp
Revenue/Share3.378 GBp
Fiscal Year EndDec 2025
MR QuarterDec 2025
Employees8.2K
Last Price247.50 GBp
CountryGB
SectorFinancial Services
IndustryCredit Services
ISINUS44980X1090