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IPFInternational Personal Finance plc
LSE · GB · Financial Services · Credit Services · ipfin.co.uk
248.00GBp+0.20%Mkt Cap: 598.79M $P/E: 10.33

International Personal Finance plc, together with its subsidiaries, engages in financial services business in Europe and Mexico. The company provides home credit installment loans; hybrid loans; credit card; retail credi…

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Credit Services
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Indicators:|

Key Statistics

Company
Market Cap598.79M $
Enterprise Value1.25B $
Revenue (TTM)801.63M $
Gross Profit663.80M $
Net Income (TTM)58.91M $
Revenue/Share3.672 USD
Last Price248.00 GBp
Fiscal Year EndDec 2025
MR QuarterDec 2025
Employees8.2K
CountryGB
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)10.33
P/E (Forward)8.05
PEG0.90
EV/EBITDA6.95
EV/Revenue1.56
P/S0.75
P/B1.00
EPS (TTM)0.24
EPS (Forward)0.31
52W Range
137.0092% of range257.50
52W High257.50 GBp
52W Low137.00 GBp
Profitability
Gross Margin82.81%
Oper. Margin19.30%
EBITDA Margin22.51%
Profit Margin8.14%
ROE9.93%
ROA4.05%
Growth
Revenue Growth9.90%
Earnings Growth-43.00%
Cash Flow & Leverage
Operating CF-4.89M $
CapEx (TTM)38.26M $
FCF Margin-8.36%
FCF Yield-11.19%
Net Debt662.93M $
Net Debt/EBITDA3.67
Balance Sheet
Debt/Equity1.17
Current Ratio3.83
Quick Ratio3.77
Book Value/Sh2.489 GBp
Cash/Share0.1390 GBp
Dividends
Fwd Div Rate0.1300 GBp
Trail. Div Rate0.1280 GBp
Div. Yield5.17%
5Y Avg Yield7.12%
Payout Ratio50.00%
Ex-Div DateMar 26, 2026
Pay Date—
Analyst Consensus
Rating—
Target (Mean)—
Target Range—
# Analysts—
Ownership
Shares Out.222.13M
Float160.80M
Insiders8.69%
Institutions95.91%
Technical
SMA 50247.69 (+0.1%)
SMA 200232.03 (+6.9%)
Beta0.41
S&P 52W Chg20.05%
Avg Vol (30d)263.15K
Avg Vol (10d)544.34K
Technical Indicators
RSI (14)53.2
MACD0.0086
MACD Signal0.0146
MACD Hist.-0.0060
BB Upper248.40 GBp
BB Middle247.80 GBp
BB Lower247.20 GBp
BB Width0.48%
ATR (14)1.280 GBp
Vol Ratio (20d)0.79x