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GFGeneralfinance S.p.A.
BIT · IT · Financial Services · Credit Services · generalfinance.it
27.60EUR-1.78%Mkt Cap: 379.05M $P/E: 12.16

Generalfinance S.p.A. provides factoring service for distressed companies in Italy. It operates in two segments, Corporate and Retail. Generalfinance S.p.A. was formerly known as Prestoleasing S.p.A. and changed its name…

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Credit Services
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ALG
ALBIS Leasing AG
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LIDFA
Lider Faktoring A.S.
$74.72MUSDP/E 3.1
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—
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Atlanticus Holdings Corporation 6.125% Senior Notes due 2026
—
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ATLCP
Atlanticus Holdings Corporation
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AGM-PD
Federal Agricultural Mortgage Corporation
—P/E 1.9
AGM-PE
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COF-PI
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SLM Corporation
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BTMWW
Bitcoin Depot Inc.
—
AGM-PF
Federal Agricultural Mortgage Corporation
—P/E 1.7
Indicators:|

Key Statistics

Company
Market Cap379.05M $
Enterprise Value721.33M $
Revenue (TTM)77.04M $
Gross Profit66.16M $
Net Income (TTM)31.26M $
Revenue/Share6.098 USD
Last Price27.60 EUR
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees87
CountryIT
SectorFinancial Services
IndustryCredit Services
ISINIT0005144784
Valuation
P/E (Trailing)12.16
P/E (Forward)9.36
PEG—
EV/EBITDA—
EV/Revenue9.36
P/S4.92
P/B3.37
EPS (TTM)2.27
EPS (Forward)2.95
52W Range
16.1574% of range31.70
52W High31.70 EUR
52W Low16.15 EUR
Profitability
Gross Margin60.76%
Oper. Margin54.59%
EBITDA Margin0.00%
Profit Margin28.71%
ROE29.23%
ROA3.41%
Growth
Revenue Growth3.00%
Earnings Growth-3.10%
Cash Flow & Leverage
Operating CF13.69M $
CapEx (TTM)2.04M $
FCF Margin—
FCF Yield—
Net Debt342.28M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity6.57
Current Ratio4.74
Quick Ratio4.74
Book Value/Sh8.190 EUR
Cash/Share11.77 EUR
Dividends
Fwd Div Rate1.360 EUR
Trail. Div Rate1.360 EUR
Div. Yield4.84%
5Y Avg Yield—
Payout Ratio36.61%
Ex-Div DateApr 20, 2026
Pay Date—
Analyst Consensus
Rating1.0 (Strong Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)31.53 EUR
Upside (mean)+14.3%
Target Range30.60 EUR – 33.00 EUR
€30.60+14.3% to mean€33.00
# Analysts3
Ownership
Shares Out.12.64M
Float5.60M
Insiders64.34%
Institutions17.68%
Technical
SMA 5027.98 (-1.4%)
SMA 20024.80 (+11.3%)
Beta0.07
S&P 52W Chg20.25%
Avg Vol (30d)10.91K
Avg Vol (10d)12.40K
Technical Indicators
RSI (14)43.4
MACD0.0643
MACD Signal0.2467
MACD Hist.-0.1825
BB Upper29.98 EUR
BB Middle28.56 EUR
BB Lower27.14 EUR
BB Width9.94%
ATR (14)0.9690 EUR
Vol Ratio (20d)0.33x