Bread Financial Holdings, Inc. (NYSE: BFH) Stock Analysis & Fundamentals | ScreenerHero

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BFHBread Financial Holdings, Inc.

NYSE · US · Financial Services · Credit Services · breadfinancial.com

108.35USD-0.35%Mkt Cap: 4.38B $P/E: 8.841d ago

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk man…

Industry Peers

Credit Services

vs Credit Services

P/E

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P/B

Avg

Div Yield

Higher

1M Perf

Lower

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Indicators:|

Key Statistics

Company

Market Cap4.38B $

Enterprise Value4.62B $

Revenue (TTM)2.64B $

Gross Profit2.64B $

Net Income (TTM)518.00M $

Revenue/Share58.43 USD

Last Price108.35 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees6.0K

CountryUS

SectorFinancial Services

IndustryCredit Services

ISIN—

Valuation

P/E (Trailing)8.84

P/E (Forward)8.70

PEG2.45

EV/EBITDA—

EV/Revenue1.75

P/S1.66

P/B1.35

EPS (TTM)12.25

EPS (Forward)12.45

52W Range

53.8398% of range109.70

52W High109.70 USD

52W Low53.83 USD

Profitability

Gross Margin0.00%

Oper. Margin33.99%

EBITDA Margin0.00%

Profit Margin13.47%

ROE15.57%

ROA2.29%

Growth

Revenue Growth6.10%

Earnings Growth49.30%

Cash Flow & Leverage

Operating CF2.09B $

CapEx (TTM)—

FCF Margin—

FCF Yield—

Net Debt241.00M $

Net Debt/EBITDA—

Balance Sheet

Debt/Equity1.32

Current Ratio—

Quick Ratio—

Book Value/Sh80.51 USD

Cash/Share90.01 USD

Dividends

Fwd Div Rate0.9200 USD

Trail. Div Rate0.8800 USD

Div. Yield0.85%

5Y Avg Yield1.77%

Payout Ratio7.18%

Ex-Div DateMay 29, 2026

Pay DateJun 15, 2026

Splits

Last Split1253:1000

Split DateNov 8, 2021

Analyst Consensus

Rating2.3 (Buy)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)97.00 USD

Upside (mean)-10.5%

Target Range70.00 USD – 115.00 USD

$70.00-10.5% to mean$115.00

# Analysts16

Ownership

Shares Out.40.41M

Float39.76M

Insiders1.35%

Institutions112.32%

Short Interest

Short Ratio0.0d

Short % Float0.05%

Short % Out.0.04%

Shares Short14.16K

Short (prev mo.)200

Technical

SMA 5091.91 (+17.9%)

SMA 20075.11 (+44.2%)

Beta1.17

S&P 52W Chg20.05%

Avg Vol (30d)586.25K

Avg Vol (10d)840.00K

Technical Indicators

RSI (14)78.9

MACD4.9303

MACD Signal4.4408

MACD Hist.+0.4895

BB Upper112.49 USD

BB Middle99.83 USD

BB Lower87.18 USD

BB Width25.35%

ATR (14)3.143 USD

Vol Ratio (20d)0.79x