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RMRegional Management Corp.
NYSE · US · Financial Services · Credit Services · regionalmanagement.com
41.20USD-0.82%Mkt Cap: 379.38M $P/E: 8.36

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and …

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Indicators:|

Key Statistics

Company
Market Cap379.38M $
Enterprise Value2.04B $
Revenue (TTM)638.78M $
Gross Profit386.47M $
Net Income (TTM)44.41M $
Revenue/Share68.57 USD
Last Price41.20 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees2.1K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)8.36
P/E (Forward)5.59
PEG0.90
EV/EBITDA12.05
EV/Revenue3.19
P/S0.59
P/B1.02
EPS (TTM)4.93
EPS (Forward)7.37
52W Range
29.0872% of range46.00
52W High46.00 USD
52W Low29.08 USD
Profitability
Gross Margin60.50%
Oper. Margin23.29%
EBITDA Margin26.43%
Profit Margin7.92%
ROE11.90%
ROA2.11%
Growth
Revenue Growth9.60%
Earnings Growth68.60%
Cash Flow & Leverage
Operating CF309.07M $
CapEx (TTM)17.08M $
FCF Margin-17.63%
FCF Yield-29.69%
Net Debt1.66B $
Net Debt/EBITDA9.81
Balance Sheet
Debt/Equity4.52
Current Ratio40.70
Quick Ratio38.63
Book Value/Sh40.25 USD
Cash/Share0.5280 USD
Dividends
Fwd Div Rate1.200 USD
Trail. Div Rate1.200 USD
Div. Yield2.91%
5Y Avg Yield3.48%
Payout Ratio24.34%
Ex-Div DateMay 20, 2026
Pay DateJun 10, 2026
Analyst Consensus
Rating1.8 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)48.00 USD
Upside (mean)+16.5%
Target Range45.00 USD – 50.00 USD
$45.00+16.5% to mean$50.00
# Analysts3
Ownership
Shares Out.9.21M
Float6.52M
Insiders9.48%
Institutions88.90%
Short Interest
Short Ratio7.0d
Short % Float4.96%
Short % Out.3.96%
Shares Short364.95K
Short (prev mo.)332.30K
Technical
SMA 5036.75 (+12.1%)
SMA 20037.16 (+10.9%)
Beta1.02
S&P 52W Chg20.05%
Avg Vol (30d)41.97K
Avg Vol (10d)79.59K
Technical Indicators
RSI (14)71.7
MACD1.2676
MACD Signal0.7899
MACD Hist.+0.4777
BB Upper41.48 USD
BB Middle37.50 USD
BB Lower33.52 USD
BB Width21.23%
ATR (14)1.327 USD
Vol Ratio (20d)0.82x