BFF Bank S.p.A. (BIT: BFF) Stock Analysis & Fundamentals | ScreenerHero

Create free account

BFFBFF Bank S.p.A.

BIT · IT · Financial Services · Credit Services · bff.com

3.076EUR+3.36%Mkt Cap: 631.58M $P/E: 11.831d ago

BFF Bank S.p.A. engages in non-recourse factoring and credit management activities towards public administration bodies and private hospitals in Italy, Croatia, the Czech Republic, France, Greece, Poland, Portugal, Slova…

Industry Peers

Credit Services

vs Credit Services

P/E

Avg

P/B

Cheaper

1M Perf

Lower

$652.47BUSDP/E 29.9

Mastercard Incorporated

$453.81BUSDP/E 29.7

American Express Company

$230.80BUSDP/E 21.1

Capital One Financial Corporation

$123.59BUSDP/E 61.5

PayPal Holdings, Inc.

$38.09BUSDP/E 8.1

Affirm Holdings, Inc.

$27.31BUSDP/E 74.1

Synchrony Financial

$25.58BUSDP/E 7.9

Ally Financial Inc.

$14.08BUSDP/E 11.2

FirstCash Holdings, Inc.

$9.48BUSDP/E 27.1

OneMain Holdings, Inc.

$7.04BUSDP/E 9.1

Credit Acceptance Corporation

$6.66BUSDP/E 15.9

Enova International, Inc.

$5.99BUSDP/E 19.6

$5.67BUSDP/E 10.6

$5.77BUSDP/E 23.7

SLM Corporation

$4.89BUSDP/E 7.2

$4.79BUSDP/E 11.6

Bread Financial Holdings, Inc.

$4.38BUSDP/E 8.8

Upstart Holdings, Inc.

$3.39BUSDP/E 86.4

The Western Union Company

$2.41BUSDP/E 5.7

KRUK Spólka Akcyjna

$2.09BUSDP/E 7.9

Federal Agricultural Mortgage Corporation

$2.16BUSDP/E 11.5

$2.13BUSDP/E 18.7

Encore Capital Group, Inc.

$2.00BUSDP/E 7.3

Hoist Finance AB (publ)

$1.49BUSDP/E 13.9

Federal Agricultural Mortgage Corporation

$1.56BUSDP/E 8.3

Atlanticus Holdings Corporation

$1.55BUSDP/E 11.2

Moltiply Group S.p.A.

$1.38BUSDP/E 33.0

$1.43BUSDP/E 4.9

Jefferson Capital, Inc.

$1.08BUSDP/E 3.8

World Acceptance Corporation

$1.04BUSDP/E 32.5

$832.04MUSDP/E 13.6

Navient Corporation

Green Dot Corporation

PRA Group, Inc.

$606.16MUSDP/E 19.8

International Personal Finance plc

$598.79MUSDP/E 10.3

$577.19MUSDP/E 9.2

Funding Circle Holdings plc

$456.91MUSDP/E 10.6

$387.02MUSDP/E 5.3

Generalfinance S.p.A.

$396.91MUSDP/E 12.7

Regional Management Corp.

$379.38MUSDP/E 8.4

Open Lending Corporation

Is Finansal Kiralama Anonim Sirketi

$330.87MUSDP/E 3.6

$262.83MUSDP/E 10.2

Oportun Financial Corporation

$261.17MUSDP/E 15.4

$245.24MUSDP/E 7.4

Garanti Faktoring A.S.

$274.90MUSDP/E 4.8

Finance of America Companies Inc.

$244.70MUSDP/E 12.2

Creditwest Faktoring Anonim Sirketi

$270.17MUSDP/E 12.3

Medallion Financial Corp.

$235.98MUSDP/E 6.9

Intrum AB (publ)

Consumer Portfolio Services, Inc.

$208.20MUSDP/E 11.3

Vakif Finansal Kiralama A.S.

$194.89MUSDP/E 4.2

Distribution Finance Capital Holdings plc

$113.26MUSDP/E 7.9

SUI Group Holdings Limited

$75.38MUSDP/E 6.6

ALBIS Leasing AG

$65.43MUSDP/E 14.9

Lider Faktoring A.S.

$76.29MUSDP/E 3.1

Qliro AB (publ)

RMS Mezzanine, a.s.

$53.16MUSDP/E 18.7

Time Finance plc

$47.83MUSDP/E 6.9

Grupa Virtus Spolka Akcyjna

Seker Finansal Kiralama A.S.

$24.56MUSDP/E 4.7

Automotive Finco Corp.

$19.20MUSDP/E 33.3

Orchard Funding Group plc

$14.62MUSDP/E 4.5

$11.07MUSDP/E 4.4

LIBERO football finance AG I

Crown Capital Partners Inc.

Raize - Instituição de Pagamentos, S.A.

$7.12MUSDP/E Infinity

The Mint Corporation

Accord Financial Corp.

PBS Finanse S.A.

$3.12MUSDP/E 118.0

Atlanticus Holdings Corporation 6.125% Senior Notes due 2026

Capital One Financial Corporation

Capital One Financial Corporation

Federal Agricultural Mortgage Corporation

Federal Agricultural Mortgage Corporation

Federal Agricultural Mortgage Corporation

SoFi Technologies, Inc.

Gladstone Investment Corporation

Bitcoin Depot Inc.

Atlanticus Holdings Corporation

SLM Corporation

Synchrony Financial

Indicators:|

Key Statistics

Company

Market Cap631.58M $

Enterprise Value1.08B $

Revenue (TTM)317.46M $

Gross Profit300.79M $

Net Income (TTM)40.16M $

Revenue/Share1.680 USD

Last Price3.076 EUR

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees—

CountryIT

SectorFinancial Services

IndustryCredit Services

ISINIT0005244402

Valuation

P/E (Trailing)11.83

P/E (Forward)4.51

PEG—

EV/EBITDA—

EV/Revenue3.40

P/S1.99

P/B0.62

EPS (TTM)0.26

EPS (Forward)0.68

52W Range

1.22718% of range11.69

52W High11.69 EUR

52W Low1.227 EUR

Profitability

Gross Margin94.75%

Oper. Margin77.86%

EBITDA Margin0.00%

Profit Margin9.77%

ROE4.16%

ROA0.30%

Growth

Revenue Growth4.40%

Earnings Growth—

Cash Flow & Leverage

Operating CF-19.07M $

CapEx (TTM)12.97M $

FCF Margin—

FCF Yield—

Net Debt449.24M $

Net Debt/EBITDA—

Balance Sheet

Debt/Equity0.89

Current Ratio1.14

Quick Ratio1.14

Book Value/Sh4.951 EUR

Cash/Share0.9810 EUR

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 EUR

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div DateApr 22, 2024

Pay Date—

Analyst Consensus

Rating—

Target (Mean)3.410 EUR

Upside (mean)+10.9%

Target Range2.000 EUR – 6.000 EUR

€2.000+10.9% to mean€6.000

# Analysts5

Ownership

Shares Out.188.90M

Float179.10M

Insiders8.90%

Institutions34.70%

Technical

SMA 502.527 (+21.7%)

SMA 2006.258 (-50.8%)

Beta1.14

S&P 52W Chg20.05%

Avg Vol (30d)7.46M

Avg Vol (10d)7.68M

Technical Indicators

RSI (14)59.7

MACD0.1637

MACD Signal0.1769

MACD Hist.-0.0132

BB Upper3.377 EUR

BB Middle2.928 EUR

BB Lower2.478 EUR

BB Width30.72%

ATR (14)0.1836 EUR

Vol Ratio (20d)0.59x