ScreenerHero
PBFPBS Finanse S.A.
GPW · PL · Financial Services · Credit Services · pbsfinanse.pl
1.180PLN0.00%Mkt Cap: 3.12M $P/E: 118.00

PBS Finanse S.A. engages in real estate rental business in Poland. PBS Finanse S.A. was founded in 1991 and is based in Sanok, Poland.

Industry Peers

Credit Services
Screen all
vs Credit Services
P/E
Pricier
P/B
Avg
1M Perf
Lower
V
Visa Inc.
$679.40BUSDP/E 31.1
MA
Mastercard Incorporated
$471.04BUSDP/E 30.9
AXP
American Express Company
$242.93BUSDP/E 22.2
COF
Capital One Financial Corporation
$127.21BUSDP/E 63.3
PYPL
PayPal Holdings, Inc.
$39.77BUSDP/E 8.5
AFRM
Affirm Holdings, Inc.
$28.33BUSDP/E 76.9
SYF
Synchrony Financial
$25.92BUSDP/E 8.0
SOFI
SoFi Technologies, Inc.
$23.87BUSDP/E 41.4
ALLY
Ally Financial Inc.
$14.17BUSDP/E 11.2
FCFS
FirstCash Holdings, Inc.
$9.83BUSDP/E 28.1
OMF
OneMain Holdings, Inc.
$6.94BUSDP/E 9.0
CACC
Credit Acceptance Corporation
$6.87BUSDP/E 16.4
EDEN
Edenred SE
$5.92BUSDP/E 11.1
SEZL
Sezzle Inc.
$6.02BUSDP/E 23.0
ENVA
Enova International, Inc.
$5.84BUSDP/E 19.1
NNI
Nelnet, Inc.
$4.86BUSDP/E 11.8
SLM
SLM Corporation
$4.81BUSDP/E 7.1
BFH
Bread Financial Holdings, Inc.
$4.18BUSDP/E 8.5
UPST
Upstart Holdings, Inc.
$3.29BUSDP/E 83.7
WU
The Western Union Company
$2.49BUSDP/E 5.9
KRU
KRUK Spólka Akcyjna
$2.08BUSDP/E 7.9
AGM
Federal Agricultural Mortgage Corporation
$2.18BUSDP/E 11.6
EZPW
EZCORP, Inc.
$2.17BUSDP/E 19.1
ECPG
Encore Capital Group, Inc.
$1.92BUSDP/E 7.0
HOFI
Hoist Finance AB (publ)
$1.54BUSDP/E 14.4
MOL
Moltiply Group S.p.A.
$1.48BUSDP/E 35.4
AGM-A
Federal Agricultural Mortgage Corporation
$1.56BUSDP/E 8.3
ATLC
Atlanticus Holdings Corporation
$1.45BUSDP/E 11.4
OPFI
OppFi Inc.
$1.44BUSDP/E 4.9
JCAP
Jefferson Capital, Inc.
$1.14BUSDP/E 3.6
B2I
B2 Impact ASA
$864.97MUSDP/E 14.1
WRLD
World Acceptance Corporation
$935.54MUSDP/E 29.3
NAVI
Navient Corporation
$788.57MUSD
GDOT
Green Dot Corporation
$751.61MUSD
PRAA
PRA Group, Inc.
$699.12MUSD
BFF
BFF Bank S.p.A.
$657.86MUSDP/E 12.3
HYQ
Hypoport SE
$627.50MUSDP/E 20.5
IPF
International Personal Finance plc
$600.00MUSDP/E 10.4
GLJ
Grenke AG
$574.31MUSDP/E 9.2
FCH
Funding Circle Holdings plc
$522.45MUSDP/E 12.1
GSY
goeasy Ltd.
$533.74MUSD
GF
Generalfinance S.p.A.
$402.40MUSDP/E 12.9
ACR
Axactor ASA
$379.20MUSDP/E 5.2
RM
Regional Management Corp.
$385.73MUSDP/E 8.5
LPRO
Open Lending Corporation
$370.35MUSD
ISFIN
Is Finansal Kiralama Anonim Sirketi
$326.55MUSDP/E 3.6
SUS
S&U plc
$261.51MUSDP/E 10.2
OPRT
Oportun Financial Corporation
$268.35MUSDP/E 15.8
BST
BEST S.A.
$246.68MUSDP/E 7.4
CRDFA
Creditwest Faktoring Anonim Sirketi
$266.44MUSDP/E 12.2
FOA
Finance of America Companies Inc.
$239.01MUSDP/E 11.9
GARFA
Garanti Faktoring A.S.
$265.01MUSDP/E 4.6
MFIN
Medallion Financial Corp.
$232.05MUSDP/E 6.8
INTRUM
Intrum AB (publ)
$204.85MUSD
CPSS
Consumer Portfolio Services, Inc.
$201.80MUSDP/E 10.9
VAKFN
Vakif Finansal Kiralama A.S.
$192.50MUSDP/E 4.1
DFCH
Distribution Finance Capital Holdings plc
$118.61MUSDP/E 8.3
SUIG
SUI Group Holdings Limited
$104.36MUSD
DGR1R
DelfinGroup AS
$75.87MUSDP/E 6.7
ALG
ALBIS Leasing AG
$65.43MUSDP/E 14.9
QLIRO
Qliro AB (publ)
$62.46MUSD
LIDFA
Lider Faktoring A.S.
$75.77MUSDP/E 3.1
PVT
RMS Mezzanine, a.s.
$53.16MUSDP/E 18.7
TIME
Time Finance plc
$50.82MUSDP/E 7.3
KK
Kruso Kapital S.p.A.
$47.19MUSDP/E Infinity
VRM
Vroom, Inc.
$39.16MUSD
GVT
Grupa Virtus Spolka Akcyjna
$28.75MUSD
SEKFK
Seker Finansal Kiralama A.S.
$24.49MUSDP/E 4.7
FRS
FORIS AG
$18.28MUSD
AFCC-H
Automotive Finco Corp.
$19.20MUSDP/E 33.3
ORCH
Orchard Funding Group plc
$14.51MUSDP/E 4.5
CAP
Capitea S.A.
$10.79MUSDP/E 4.3
TUF
LIBERO football finance AG I
$8.12MUSD
MLRZE
Raize - Instituição de Pagamentos, S.A.
$7.61MUSDP/E Infinity
CRWN
Crown Capital Partners Inc.
$6.97MUSD
MIT
The Mint Corporation
$5.15MUSD
PRI
NPL Nova S.A.
$3.13MUSD
ACD
Accord Financial Corp.
$3.43MUSD
MWT
M.W. Trade SA
$1.99MUSD
COF-PJ
Capital One Financial Corporation
—P/E 0.7
GAINI
Gladstone Investment Corporation
—
SYF-PA
Synchrony Financial
—P/E 2.6
ATLCP
Atlanticus Holdings Corporation
—P/E 3.2
COF-PI
Capital One Financial Corporation
—P/E 0.7
BTMWW
Bitcoin Depot Inc.
—
AGM-PF
Federal Agricultural Mortgage Corporation
—P/E 1.7
SLMBP
SLM Corporation
—P/E 34.1
AGM-PD
Federal Agricultural Mortgage Corporation
—P/E 1.9
AGM-PE
Federal Agricultural Mortgage Corporation
—P/E 1.9
ATLCL
Atlanticus Holdings Corporation 6.125% Senior Notes due 2026
—
Indicators:|

Key Statistics

Company
Market Cap3.12M $
Enterprise Value2.62M $
Revenue (TTM)891.98K $
Gross Profit188.93K $
Net Income (TTM)27.86K $
Revenue/Share0.0853 USD
Last Price1.180 PLN
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees50
CountryPL
SectorFinancial Services
IndustryCredit Services
ISINPLBEFSN00010
Valuation
P/E (Trailing)118.00
P/E (Forward)—
PEG—
EV/EBITDA—
EV/Revenue2.94
P/S3.50
P/B1.41
EPS (TTM)0.01
EPS (Forward)—
52W Range
0.444097% of range1.200
52W High1.200 PLN
52W Low0.4440 PLN
Profitability
Gross Margin20.96%
Oper. Margin-12.43%
EBITDA Margin0.00%
Profit Margin3.09%
ROE1.23%
ROA1.07%
Growth
Revenue Growth-4.00%
Earnings Growth—
Cash Flow & Leverage
Operating CF-238.32K $
CapEx (TTM)—
FCF Margin-11.22%
FCF Yield-3.20%
Net Debt-501.96K $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.00
Current Ratio5.55
Quick Ratio2.14
Book Value/Sh0.8390 PLN
Cash/Share0.1900 PLN
Dividends
Fwd Div Rate—
Trail. Div Rate0.0000 PLN
Div. Yield—
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div Date—
Pay Date—
Splits
Last Split1:10
Split DateFeb 27, 2014
Analyst Consensus
Rating—
Target (Mean)—
Target Range—
# Analysts—
Ownership
Shares Out.10.45M
Float3.61M
Insiders65.45%
Institutions0.00%
Technical
SMA 500.9096 (+29.7%)
SMA 2000.7613 (+55.0%)
Beta-0.02
S&P 52W Chg20.05%
Avg Vol (30d)4.61K
Avg Vol (10d)50
Technical Indicators
RSI (14)66.3
MACD0.0855
MACD Signal0.0940
MACD Hist.-0.0085
BB Upper1.317 PLN
BB Middle1.134 PLN
BB Lower0.9513 PLN
BB Width32.27%
ATR (14)0.0281 PLN
Vol Ratio (20d)0.00x