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OPFIOppFi Inc.
NYSE · US · Financial Services · Credit Services · oppfi.com
9.930USD+5.41%Mkt Cap: 1.43B $P/E: 4.89

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are tu…

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Indicators:|

Key Statistics

Company
Market Cap1.43B $
Enterprise Value1.35B $
Revenue (TTM)340.04M $
Gross Profit496.99M $
Net Income (TTM)26.33M $
Revenue/Share12.47 USD
Last Price9.930 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees410
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)4.89
P/E (Forward)4.52
PEG—
EV/EBITDA—
EV/Revenue3.96
P/S4.21
P/B3.47
EPS (TTM)2.03
EPS (Forward)2.19
52W Range
7.36034% of range14.97
52W High14.97 USD
52W Low7.360 USD
Profitability
Gross Margin83.24%
Oper. Margin44.88%
EBITDA Margin0.00%
Profit Margin4.41%
ROE45.02%
ROA3.49%
Growth
Revenue Growth-2.20%
Earnings Growth—
Cash Flow & Leverage
Operating CF401.31M $
CapEx (TTM)19.11M $
FCF Margin—
FCF Yield—
Net Debt231.32M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity5.69
Current Ratio6.16
Quick Ratio5.79
Book Value/Sh2.862 USD
Cash/Share0.7480 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.0000 USD
Div. Yield—
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div DateApr 8, 2025
Pay DateApr 18, 2025
Analyst Consensus
Rating2.0 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)14.00 USD
Upside (mean)+41.0%
Target Range11.00 USD – 16.00 USD
$11.00+41.0% to mean$16.00
# Analysts3
Ownership
Shares Out.85.39M
Float33.79M
Insiders60.53%
Institutions23.48%
Short Interest
Short Ratio3.3d
Short % Float2.56%
Short % Out.2.56%
Shares Short2.18M
Short (prev mo.)3.09M
Technical
SMA 508.747 (+13.5%)
SMA 2009.480 (+4.7%)
Beta1.81
S&P 52W Chg20.05%
Avg Vol (30d)665.83K
Avg Vol (10d)1.00M
Technical Indicators
RSI (14)69.4
MACD0.2397
MACD Signal0.0687
MACD Hist.+0.1710
BB Upper9.653 USD
BB Middle8.598 USD
BB Lower7.542 USD
BB Width24.55%
ATR (14)0.3964 USD
Vol Ratio (20d)1.88x