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SYFSynchrony Financial
NYSE · US · Financial Services · Credit Services · synchrony.com
76.03USD-2.99%Mkt Cap: 25.58B $P/E: 7.87

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and con…

Industry Peers

Credit Services
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vs Credit Services
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—
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—
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SYF-PA
Synchrony Financial
—P/E 2.5
Indicators:|

Key Statistics

Company
Market Cap25.58B $
Enterprise Value22.72B $
Revenue (TTM)9.89B $
Gross Profit9.89B $
Net Income (TTM)3.55B $
Revenue/Share27.54 USD
Last Price76.03 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees20.0K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)7.87
P/E (Forward)7.19
PEG1.01
EV/EBITDA—
EV/Revenue2.30
P/S2.59
P/B1.68
EPS (TTM)9.66
EPS (Forward)10.57
52W Range
63.0850% of range88.77
52W High88.77 USD
52W Low63.08 USD
Profitability
Gross Margin0.00%
Oper. Margin48.03%
EBITDA Margin0.00%
Profit Margin23.71%
ROE21.19%
ROA2.98%
Growth
Revenue Growth6.10%
Earnings Growth20.10%
Cash Flow & Leverage
Operating CF9.85B $
CapEx (TTM)—
FCF Margin—
FCF Yield—
Net Debt-4.13B $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.91
Current Ratio—
Quick Ratio—
Book Value/Sh45.27 USD
Cash/Share61.02 USD
Dividends
Fwd Div Rate1.200 USD
Trail. Div Rate1.200 USD
Div. Yield1.58%
5Y Avg Yield2.17%
Payout Ratio12.42%
Ex-Div DateMay 5, 2026
Pay DateMay 15, 2026
Analyst Consensus
Rating1.9 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)89.43 USD
Upside (mean)+17.6%
Target Range77.00 USD – 103.00 USD
$77.00+17.6% to mean$103.00
# Analysts23
Ownership
Shares Out.336.37M
Float334.85M
Insiders0.35%
Institutions107.63%
Short Interest
Short Ratio5.8d
Short % Float8.31%
Short % Out.6.32%
Shares Short21.24M
Short (prev mo.)20.81M
Technical
SMA 5073.71 (+3.1%)
SMA 20074.27 (+2.4%)
Beta1.32
S&P 52W Chg20.05%
Avg Vol (30d)2.67M
Avg Vol (10d)3.78M
Technical Indicators
RSI (14)55.7
MACD1.4838
MACD Signal1.0461
MACD Hist.+0.4377
BB Upper79.91 USD
BB Middle73.86 USD
BB Lower67.81 USD
BB Width16.39%
ATR (14)2.107 USD
Vol Ratio (20d)1.39x