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KRUKRUK Spólka Akcyjna
GPW · PL · Financial Services · Credit Services · pl.kruk.eu
434.80PLN+2.16%Mkt Cap: 2.15B $P/E: 8.16

KRUK Spólka Akcyjna, together with its subsidiaries, engages in the management of debt in Poland, Romania, Italy, the Czech Republic, Slovakia, France, Germany, and Spain. The company operates through three segments: Con…

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—
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—
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—
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ATLCL
Atlanticus Holdings Corporation 6.125% Senior Notes due 2026
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Indicators:|

Key Statistics

Company
Market Cap2.15B $
Enterprise Value3.86B $
Revenue (TTM)659.98M $
Gross Profit375.68M $
Net Income (TTM)274.79M $
Revenue/Share33.97 USD
Last Price434.80 PLN
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees3.2K
CountryPL
SectorFinancial Services
IndustryCredit Services
ISINPLKRK0000010
Valuation
P/E (Trailing)8.16
P/E (Forward)7.31
PEG—
EV/EBITDA7.33
EV/Revenue5.85
P/S3.19
P/B1.47
EPS (TTM)53.29
EPS (Forward)58.23
52W Range
386.7039% of range510.00
52W High510.00 PLN
52W Low386.70 PLN
Profitability
Gross Margin58.40%
Oper. Margin76.24%
EBITDA Margin79.86%
Profit Margin42.71%
ROE20.37%
ROA8.33%
Growth
Revenue Growth10.70%
Earnings Growth2.50%
Cash Flow & Leverage
Operating CF74.29M $
CapEx (TTM)23.64M $
FCF Margin13.18%
FCF Yield4.04%
Net Debt1.76B $
Net Debt/EBITDA3.34
Balance Sheet
Debt/Equity1.36
Current Ratio1.50
Quick Ratio0.68
Book Value/Sh289.09 PLN
Cash/Share23.20 PLN
Dividends
Fwd Div Rate20.00 PLN
Trail. Div Rate0.0000 PLN
Div. Yield4.70%
5Y Avg Yield—
Payout Ratio33.77%
Ex-Div DateMay 29, 2026
Pay Date—
Analyst Consensus
Rating1.0 (Strong Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)530.90 PLN
Upside (mean)+22.1%
Target Range485.00 PLN – 585.00 PLN
PLN485.00+22.1% to meanPLN585.00
# Analysts4
Ownership
Shares Out.19.54M
Float17.61M
Insiders8.70%
Institutions59.68%
Technical
SMA 50412.55 (+5.4%)
SMA 200453.28 (-4.1%)
Beta0.26
S&P 52W Chg18.32%
Avg Vol (30d)35.51K
Avg Vol (10d)35.25K
Technical Indicators
RSI (14)63.8
MACD4.0858
MACD Signal2.4038
MACD Hist.+1.6820
BB Upper433.84 PLN
BB Middle419.04 PLN
BB Lower404.24 PLN
BB Width7.07%
ATR (14)9.561 PLN
Vol Ratio (20d)1.13x