SOFISoFi Technologies, Inc.
18.03USD+10.55%Mkt Cap: 23.26B $P/E: 36.80

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. I…

Industry Peers

Credit Services
Screen all
V
Visa Inc.
$682.72BUSDP/E 31.1
MA
Mastercard Incorporated
$500.18BUSDP/E 31.4
AXP
American Express Company
$232.79BUSDP/E 20.9
COF
Capital One Financial Corporation
$133.55BUSDP/E 12.0
PYPL
PayPal Holdings, Inc.
$49.88BUSDP/E 10.9
AFRM
Affirm Holdings, Inc.
$25.33BUSDP/E 68.8
SYF
Synchrony Financial
$25.33BUSDP/E 8.0
ALLY
Ally Financial Inc.
$13.41BUSDP/E 10.4
FCFS
FirstCash Holdings, Inc.
$9.08BUSDP/E 23.8
EDEN
Edenred SE
$7.30BUSDP/E 13.8
OMF
OneMain Holdings, Inc.
$7.44BUSDP/E 9.8
ENVA
Enova International, Inc.
$6.44BUSDP/E 19.2
CACC
Credit Acceptance Corporation
$5.99BUSDP/E 14.3
SEZL
Sezzle Inc.
$5.48BUSDP/E 38.9
SLM
SLM Corporation
$5.09BUSDP/E 7.5
NNI
Nelnet, Inc.
$4.97BUSDP/E 12.0
BFH
Bread Financial Holdings, Inc.
$4.48BUSDP/E 9.0
UPST
Upstart Holdings, Inc.
$2.82BUSDP/E 71.8
AGM
Federal Agricultural Mortgage Corporation
$2.58BUSDP/E 13.0
KRU
KRUK Spólka Akcyjna
$2.15BUSDP/E 8.2
ECPG
Encore Capital Group, Inc.
$2.06BUSDP/E 7.5
WU
The Western Union Company
$2.04BUSDP/E 5.3
HOFI
Hoist Finance AB (publ)
$1.80BUSDP/E 13.9
EZPW
EZCORP, Inc.
$1.86BUSDP/E 16.3
AGM-A
Federal Agricultural Mortgage Corporation
$1.85BUSDP/E 9.3
ATLC
Atlanticus Holdings Corporation
$1.63BUSDP/E 16.1
MOL
Moltiply Group S.p.A.
$1.53BUSDP/E 36.8
OPFI
OppFi Inc.
$1.43BUSDP/E 4.9
JCAP
Jefferson Capital, Inc.
$1.27BUSDP/E 4.0
INTRUM
Intrum AB (publ)
$988.17MUSD
B2I
B2 Impact ASA
$863.24MUSDP/E 14.1
WRLD
World Acceptance Corporation
$876.62MUSDP/E 23.6
NAVI
Navient Corporation
$829.93MUSD
GDOT
Green Dot Corporation
$754.45MUSD
FCH
Funding Circle Holdings plc
$695.62MUSDP/E 16.1
PRAA
PRA Group, Inc.
$665.56MUSD
HYQ
Hypoport SE
$610.14MUSDP/E 19.9
BFF
BFF Bank S.p.A.
$605.71MUSDP/E 11.3
IPF
International Personal Finance plc
$603.62MUSDP/E 11.9
GLJ
Grenke AG
$578.15MUSDP/E 9.3
GSY
goeasy Ltd.
$556.04MUSD
ACR
Axactor ASA
$381.15MUSDP/E 5.4
LPRO
Open Lending Corporation
$371.53MUSD
RM
Regional Management Corp.
$324.28MUSDP/E 7.3
GF
Generalfinance S.p.A.
$289.78MUSDP/E 10.2
ISFIN
Is Finansal Kiralama Anonim Sirketi
$331.54MUSDP/E 3.4
SUS
S&U plc
$256.88MUSDP/E 10.0
CRDFA
Creditwest Faktoring Anonim Sirketi
$297.72MUSDP/E 13.6
OPRT
Oportun Financial Corporation
$266.51MUSDP/E 15.7
BST
BEST S.A.
$240.19MUSDP/E 7.2
MFIN
Medallion Financial Corp.
$244.24MUSDP/E 8.0
GARFA
Garanti Faktoring A.S.
$248.47MUSDP/E 4.3
FOA
Finance of America Companies Inc.
$208.76MUSDP/E 10.3
CPSS
Consumer Portfolio Services, Inc.
$208.31MUSDP/E 11.3
VAKFN
Vakif Finansal Kiralama A.S.
$170.74MUSDP/E 3.7
DFCH
Distribution Finance Capital Holdings plc
$126.05MUSDP/E 8.8
ALG
ALBIS Leasing AG
$75.57MUSDP/E 17.3
DGR1R
DelfinGroup AS
$74.63MUSDP/E 6.6
SUIG
SUI Group Holdings Limited
$70.39MUSD
LIDFA
Lider Faktoring A.S.
$73.42MUSDP/E 3.0
QLIRO
Qliro AB (publ)
$56.83MUSD
TIME
Time Finance plc
$51.32MUSDP/E 7.4
KK
Kruso Kapital S.p.A.
$45.09MUSDP/E Infinity
PVT
RMS Mezzanine, a.s.
$40.82MUSDP/E 14.3
VRM
Vroom, Inc.
$37.23MUSD
GVT
Grupa Virtus Spolka Akcyjna
$30.02MUSD
AFCC-H
Automotive Finco Corp.
$17.61MUSDP/E 30.5
FRS
FORIS AG
$15.69MUSD
ORCH
Orchard Funding Group plc
$14.74MUSDP/E 4.5
CAP
Capitea S.A.
$11.40MUSDP/E 4.5
SEKFK
Seker Finansal Kiralama A.S.
$13.28MUSDP/E 4.2
MLRZE
Raize - Instituição de Pagamentos, S.A.
$7.61MUSDP/E Infinity
TUF
LIBERO football finance AG I
$7.02MUSD
CRWN
Crown Capital Partners Inc.
$4.92MUSD
ACD
Accord Financial Corp.
$4.30MUSD
PRI
NPL Nova S.A.
$3.21MUSD
PBF
PBS Finanse S.A.
$3.04MUSDP/E 115.0
MWT
M.W. Trade SA
$1.65MUSD
LOAN
Pegasus Mercantile Inc.
$535.5KUSD
COF-PI
Capital One Financial Corporation
P/E 0.7
AGM-PF
Federal Agricultural Mortgage Corporation
P/E 1.7
AGM-PE
Federal Agricultural Mortgage Corporation
P/E 1.9
AGM-PD
Federal Agricultural Mortgage Corporation
P/E 1.9
SLMBP
SLM Corporation
P/E 34.7
COF-PJ
Capital One Financial Corporation
P/E 0.7
TRNI
Trinity Capital Inc.
ATLCP
Atlanticus Holdings Corporation
P/E 3.2
GAINI
Gladstone Investment Corporation
TRNZ
Trinity Capital Inc.
ATLCL
Atlanticus Holdings Corporation 6.125% Senior Notes due 2026
SYF-PA
Synchrony Financial
P/E 2.6
Indicators:|

Key Statistics

Company
Market Cap23.26B $
Enterprise Value21.32B $
Revenue (TTM)4.27B $
Gross Profit3.57B $
Net Income (TTM)481.32M $
Revenue/Share3.445 USD
Last Price18.03 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees6.1K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN
Valuation
P/E (Trailing)36.80
P/E (Forward)20.08
PEG0.78
EV/EBITDA
EV/Revenue5.00
P/S4.93
P/B1.93
EPS (TTM)0.49
EPS (Forward)0.81
52W Range
14.8818% of range32.73
52W High32.73 USD
52W Low14.88 USD
Profitability
Gross Margin83.73%
Oper. Margin16.96%
EBITDA Margin0.00%
Profit Margin13.32%
ROE4.59%
ROA0.95%
Growth
Revenue Growth42.60%
Earnings Growth43.80%
Cash Flow & Leverage
Operating CF-3.74B $
CapEx (TTM)251.12M $
FCF Margin
FCF Yield
Net Debt278.90M $
Net Debt/EBITDA
Balance Sheet
Debt/Equity0.18
Current Ratio1.11
Quick Ratio0.46
Book Value/Sh8.437 USD
Cash/Share2.423 USD
Dividends
Fwd Div Rate
Trail. Div Rate0.0000 USD
Div. Yield
5Y Avg Yield
Payout Ratio0.00%
Ex-Div Date
Pay Date
Analyst Consensus
Rating2.7 (Hold)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)19.87 USD
Upside (mean)+10.2%
Target Range12.00 USD30.00 USD
$12.00+10.2% to mean$30.00
# Analysts19
Ownership
Shares Out.1.29B
Float1.27B
Insiders1.42%
Institutions56.70%
Short Interest
Short Ratio2.1d
Short % Float14.70%
Short % Out.14.50%
Shares Short185.96M
Short (prev mo.)195.79M
Technical
SMA 5017.19 (+4.9%)
SMA 20021.31 (-15.4%)
Beta2.15
S&P 52W Chg18.32%
Avg Vol (30d)85.15M
Avg Vol (10d)90.76M
Technical Indicators
RSI (14)55.6
MACD-0.2141
MACD Signal-0.1685
MACD Hist.-0.0456
BB Upper19.24 USD
BB Middle17.37 USD
BB Lower15.50 USD
BB Width21.53%
ATR (14)0.9858 USD
Vol Ratio (20d)0.93x