5.140EUR-3.02%Mkt Cap: 119.63M $P/E: 5.781d ago
Multitude AG, together with its subsidiaries, provides digital lending and online banking services in Finland. Its loan portfolio consists of micro loans, Plus loans, Prime loans, instalment loans, secured loans, and rev…
Industry Peers
Banks - Regionalvs Banks - Regional
P/E
Cheaper
P/B
Cheaper
Div Yield
Lower
1M Perf
Higher
$127.61BUSDP/E 10.8
$127.45BUSDP/E 10.8
$122.30BUSDP/E 9.6
$113.48BUSDP/E 11.1
$98.87BUSDP/E 14.3
$93.42BUSDP/E 15.2
$94.09BUSDP/E 12.7
$70.27BUSDP/E 13.9
$61.61BUSDP/E 9.4
$61.39BUSDP/E 11.0
$61.24BUSDP/E 12.2
$62.07BUSDP/E 12.3
$57.85BUSDP/E 8.3
$57.71BUSDP/E 9.5
$51.44BUSDP/E 13.7
$52.19BUSDP/E 13.7
$49.44BUSDP/E 13.7
$51.09BUSDP/E 19.0
$44.37BUSDP/E 17.2
$39.53BUSDP/E 10.6
$41.25BUSDP/E 12.5
$38.91BUSDP/E 12.8
$36.45BUSDP/E 12.7
$35.98BUSDP/E 12.5
$32.97BUSDP/E 10.4
$35.88BUSDP/E 7.9
$35.94BUSDP/E 13.6
$34.86BUSDP/E 13.4
$32.65BUSDP/E 12.0
$31.10BUSDP/E 13.2
$29.63BUSDP/E 16.6
$24.72BUSDP/E 10.9
$25.77BUSDP/E 12.5
$23.71BUSDP/E 11.0
$24.88BUSDP/E 14.1
$22.86BUSDP/E 17.7
$24.11BUSDP/E 12.0
$19.93BUSDP/E 18.0
$18.00BUSDP/E 15.2
$17.50BUSDP/E 12.7
$16.68BUSDP/E 11.3
$17.68BUSDP/E 12.9
$16.63BUSDP/E 14.8
$17.38BUSDP/E 15.0
$16.29BUSDP/E 11.3
$15.21BUSDP/E 9.2
$14.70BUSDP/E 13.1
$14.69BUSDP/E 15.3
$14.74BUSDP/E 12.1
$14.67BUSDP/E 17.0
$14.60BUSDP/E 20.7
$15.24BUSDP/E 14.0
$14.22BUSDP/E 12.2
$12.15BUSDP/E 10.6
$11.61BUSDP/E 23.7
$13.86BUSDP/E 4.9
$12.38BUSDP/E 12.5
$12.17BUSDP/E 12.9
$10.85BUSDP/E 12.5
$10.84BUSDP/E 13.5
$10.60BUSDP/E 12.1
$10.18BUSDP/E 10.7
$10.01BUSDP/E 13.4
$9.76BUSDP/E 10.8
$9.70BUSDP/E 15.0
$9.28BUSDP/E 12.6
$9.23BUSDP/E 8.7
$8.66BUSDP/E 12.9
$8.98BUSDP/E 9.6
$8.18BUSDP/E 10.6
$9.57BUSDP/E 6.4
$8.07BUSDP/E 16.1
$8.44BUSDP/E 14.0
$8.42BUSDP/E 14.2
$7.83BUSDP/E 11.4
$8.12BUSDP/E 13.2
$8.85BUSDP/E 4.9
$7.13BUSDP/E 18.3
$6.78BUSDP/E 11.6
$7.37BUSDP/E 13.3
$8.11BUSDP/E 7.2
$7.28BUSDP/E 17.1
$7.76BUSDP/E 4.3
$6.79BUSDP/E 11.8
$6.23BUSDP/E 18.2
$6.71BUSDP/E 24.1
$6.32BUSDP/E 15.8
$7.38BUSDP/E 10.2
$6.28BUSDP/E 10.8
$5.86BUSDP/E 23.2
$6.00BUSDP/E 17.9
$6.32BUSDP/E 12.8
$6.23BUSD
$6.07BUSDP/E 14.2
$6.06BUSDP/E 15.4
$6.06BUSDP/E 18.1
$6.01BUSDP/E 12.7
$5.58BUSDP/E 8.2
$5.81BUSDP/E 10.7
$5.75BUSDP/E 11.7
$5.69BUSDP/E 8.5
$5.38BUSDP/E 16.8
$5.31BUSDP/E 7.8
$5.54BUSDP/E 11.9
$5.47BUSDP/E 16.0
$4.97BUSDP/E 53.7
$4.96BUSDP/E 18.8
$4.53BUSDP/E 8.6
$4.78BUSDP/E 12.3
$4.38BUSDP/E 16.9
$4.74BUSDP/E 13.8
$4.72BUSDP/E 11.3
$4.62BUSDP/E 11.5
$4.51BUSDP/E 13.9
$4.24BUSDP/E 14.4
$4.05BUSDP/E 20.8
$4.82BUSDP/E 25.2
$4.03BUSDP/E 8.9
$4.20BUSDP/E 12.9
$4.16BUSDP/E 12.8
$4.04BUSDP/E 16.6
$4.03BUSDP/E 11.6
$3.99BUSDP/E 13.7
$3.98BUSDP/E 14.7
$3.93BUSDP/E 18.0
$3.63BUSDP/E 20.4
$3.60BUSDP/E 14.0
$3.75BUSDP/E 12.0
$3.75BUSDP/E 12.6
$3.73BUSDP/E 15.2
$3.36BUSDP/E 22.5
$3.56BUSDP/E 12.9
$3.55BUSDP/E 12.0
$3.53BUSDP/E 16.3
$3.52BUSDP/E 13.5
$3.51BUSDP/E 19.5
$3.16BUSDP/E 15.5
$3.43BUSDP/E 26.1
$3.01BUSDP/E 11.3
$3.31BUSDP/E 16.8
$3.31BUSDP/E 17.4
$3.29BUSD
$3.23BUSDP/E 22.3
$3.23BUSDP/E 16.4
$3.05BUSDP/E 19.1
$3.15BUSDP/E 15.7
$2.89BUSDP/E 16.4
$2.84BUSDP/E 20.1
$3.08BUSDP/E 10.1
$2.78BUSDP/E 12.2
$2.85BUSDP/E 20.4
$2.84BUSDP/E 12.6
$2.53BUSDP/E 10.2
$2.75BUSDP/E 12.9
$2.70BUSDP/E 12.2
$2.68BUSDP/E 10.0
$2.40BUSDP/E 10.6
$2.65BUSDP/E 21.8
$2.49BUSDP/E 114.8
$2.61BUSDP/E 12.2
$2.57BUSDP/E 13.9
$2.55BUSDP/E 28.2
$2.41BUSDP/E 26.3
$2.50BUSDP/E 12.1
$2.41BUSDP/E 12.4
$2.39BUSDP/E 13.8
$2.30BUSDP/E 12.2
$2.26BUSDP/E 11.2
$2.26BUSDP/E 15.7
$2.22BUSDP/E 16.5
$2.22BUSDP/E 12.8
$2.21BUSDP/E 38.6
$2.07BUSDP/E 7.9
$1.96BUSDP/E 7.9
$2.00BUSDP/E 9.7
$2.07BUSDP/E 10.1
$2.07BUSDP/E 13.4
$1.87BUSDP/E 8.4
$2.00BUSDP/E 19.1
$1.90BUSDP/E 13.6
$1.99BUSDP/E 16.6
$1.96BUSDP/E 12.5
$1.85BUSDP/E 9.3
$2.15BUSDP/E 10.0
$1.89BUSDP/E 15.6
$1.73BUSDP/E 9.4
$1.87BUSDP/E 14.6
$1.84BUSDP/E 10.4
$1.82BUSDP/E 64.1
$1.81BUSDP/E 11.4
$1.79BUSDP/E 15.3
$1.78BUSDP/E 13.0
$1.77BUSDP/E 14.0
$1.77BUSDP/E 13.8
$1.75BUSDP/E 24.9
$1.73BUSDP/E 13.7
$1.71BUSDP/E 12.2
$1.68BUSDP/E 18.0
$1.66BUSDP/E 20.6
$1.61BUSDP/E 12.2
$1.44BUSDP/E 10.3
$1.58BUSDP/E 19.8
$1.51BUSDP/E 1.1
$1.54BUSDP/E 14.5
$1.38BUSDP/E 12.3
$1.38BUSDP/E 13.1
$1.37BUSDP/E 13.3
$1.36BUSDP/E 8.1
$1.31BUSDP/E 12.7
$1.28BUSDP/E 12.1
$1.31BUSDP/E 129.5
$1.20BUSDP/E 20.5
$1.19BUSDP/E 10.8
$1.18BUSDP/E 12.7
$1.22BUSDP/E 12.2
$1.16BUSDP/E 7.9
$1.22BUSDP/E 14.5
$1.22BUSDP/E 13.2
$1.11BUSDP/E 16.4
$1.14BUSDP/E 9.8
$1.20BUSDP/E 14.0
$1.18BUSDP/E 24.1
$1.11BUSDP/E 12.0
$1.16BUSDP/E 14.7
$1.05BUSDP/E 9.1
$1.13BUSDP/E 11.3
$1.12BUSDP/E 16.6
$1.06BUSDP/E 14.2
$1.05BUSDP/E 14.9
$1.04BUSDP/E 15.5
$982.05MUSDP/E 14.3
$1.03BUSDP/E 20.1
$1.03BUSDP/E 12.9
$1.03BUSD
$1.01BUSDP/E 41.5
$1.00BUSDP/E 10.9
$950.35MUSDP/E 12.4
$999.94MUSDP/E 18.0
$998.79MUSDP/E 11.7
$997.07MUSDP/E 12.8
$991.89MUSDP/E 10.3
$964.43MUSDP/E 12.1
$959.54MUSDP/E 16.1
$902.05MUSDP/E 282.0
$926.48MUSDP/E 15.4
$920.91MUSDP/E 11.4
$871.67MUSDP/E 10.7
$917.11MUSDP/E 11.5
$842.28MUSDP/E 22.7
$843.83MUSDP/E 2.4
$883.02MUSDP/E 15.8
$865.77MUSD
$864.54MUSDP/E 10.1
$854.14MUSDP/E 12.4
$845.15MUSDP/E 14.0
$839.50MUSDP/E 12.7
$838.61MUSDP/E 19.2
$838.42MUSDP/E 12.9
$838.06MUSDP/E 16.8
$929.62MUSDP/E 13.5
$787.73MUSDP/E 11.1
$824.89MUSDP/E 12.1
$802.26MUSDP/E 15.0
$802.22MUSDP/E 9.3
$748.76MUSDP/E 12.8
$781.50MUSDP/E 29.6
$733.68MUSDP/E 12.6
$767.81MUSDP/E 12.2
$767.18MUSDP/E 10.1
$700.71MUSDP/E 12.5
$755.77MUSDP/E 7.0
$743.26MUSDP/E 10.8
$728.82MUSDP/E 12.4
$689.57MUSDP/E 9.2
$795.44MUSDP/E 3.0
$634.92MUSDP/E 9.0
$663.75MUSD
$695.51MUSDP/E 13.3
$644.56MUSDP/E 10.9
$677.52MUSDP/E 13.3
$674.89MUSDP/E 13.5
$638.02MUSDP/E 8.3
$670.32MUSDP/E 10.4
$664.42MUSDP/E 11.3
$663.28MUSDP/E 8.6
$612.94MUSDP/E 10.9
$645.53MUSDP/E 25.9
$582.03MUSDP/E 22.8
$632.18MUSDP/E 15.3
$617.07MUSDP/E 9.6
$615.18MUSDP/E 113.3
$576.52MUSDP/E 12.1
$606.39MUSDP/E 12.0
$601.05MUSDP/E 13.7
$595.34MUSDP/E 16.6
$589.30MUSDP/E 9.9
$586.67MUSDP/E 12.0
$586.51MUSDP/E 10.5
$577.71MUSDP/E 14.3
$572.04MUSDP/E 10.6
$571.89MUSDP/E 14.7
$509.34MUSDP/E 8.7
$501.96MUSDP/E 5.6
$525.90MUSDP/E 16.2
$488.07MUSDP/E 10.0
$537.38MUSDP/E 11.5
$533.11MUSDP/E 11.9
$528.24MUSDP/E 10.4
$509.15MUSDP/E 8.1
$493.14MUSDP/E 10.8
$444.51MUSDP/E 10.6
$482.31MUSDP/E 15.2
$468.42MUSDP/E 11.8
$465.97MUSDP/E 10.5
$441.90MUSDP/E 12.6
$464.30MUSDP/E 11.6
$451.76MUSDP/E 12.8
$448.45MUSD
$444.39MUSDP/E 10.6
$442.41MUSDP/E 11.6
$415.76MUSDP/E 8.0
$484.24MUSDP/E 2.5
$388.16MUSDP/E 11.5
$427.88MUSDP/E 6.6
$425.07MUSDP/E 12.6
$421.03MUSDP/E 11.7
$417.64MUSDP/E 21.8
$416.76MUSDP/E 20.8
$413.26MUSDP/E 13.2
$407.26MUSDP/E 8.8
$407.22MUSDP/E 12.4
$403.84MUSDP/E 10.2
$365.16MUSDP/E 15.4
$392.70MUSDP/E 9.5
$392.62MUSDP/E 10.7
$370.12MUSDP/E 10.5
$389.80MUSDP/E 27.3
$426.11MUSDP/E 13.1
$352.66MUSDP/E 0.0
$374.24MUSDP/E 12.6
$373.68MUSDP/E 13.9
$372.78MUSDP/E 13.3
$352.80MUSDP/E 8.5
$359.46MUSDP/E 19.7
$358.92MUSDP/E 13.6
$350.77MUSDP/E 11.5
$350.14MUSDP/E 11.8
$314.15MUSDP/E 12.8
$327.12MUSDP/E 1.2
$321.79MUSDP/E 10.1
$317.39MUSDP/E 27.2
$314.94MUSDP/E 13.7
$312.40MUSDP/E 20.9
$293.24MUSDP/E 6.4
$307.13MUSDP/E 12.8
$298.50MUSDP/E 10.1
$269.87MUSDP/E 19.3
$265.79MUSDP/E 11.7
$287.79MUSDP/E 16.3
$284.36MUSDP/E 11.3
$283.91MUSDP/E 11.7
$267.42MUSDP/E 10.8
$281.26MUSDP/E 11.7
$275.92MUSDP/E 12.7
$271.41MUSDP/E 12.9
$271.04MUSDP/E 11.3
$256.23MUSDP/E 8.4
$262.26MUSDP/E 12.2
$260.35MUSDP/E 9.2
$258.48MUSDP/E 13.3
$250.59MUSDP/E 10.9
$243.39MUSDP/E 88.6
$242.32MUSD
$227.54MUSDP/E 4.6
$240.65MUSDP/E 12.0
$238.16MUSDP/E 10.8
$231.36MUSDP/E 13.2
$228.80MUSDP/E 11.9
$225.58MUSDP/E 15.3
$223.26MUSDP/E 8.2
$216.26MUSDP/E 12.4
$204.26MUSDP/E 15.5
$212.94MUSDP/E 11.8
$199.66MUSDP/E 9.2
$204.60MUSDP/E 13.2
$198.74MUSDP/E 13.2
$179.18MUSDP/E 15.6
$192.25MUSDP/E 29.2
$192.15MUSDP/E 19.0
$173.75MUSDP/E 13.4
$190.61MUSDP/E 12.0
$187.26MUSDP/E 9.8
$186.13MUSD
$175.78MUSDP/E 17.3
$175.72MUSDP/E 12.4
$164.66MUSDP/E 182.5
$154.04MUSDP/E 10.0
$153.10MUSDP/E 10.8
$166.89MUSDP/E 22.2
$165.79MUSD
$154.35MUSD
$159.26MUSDP/E 16.1
$158.57MUSDP/E 9.9
$149.11MUSDP/E 12.6
$148.12MUSDP/E 7.7
$155.30MUSDP/E 12.7
$139.72MUSDP/E 9.0
$146.31MUSDP/E 33.9
$136.23MUSDP/E 2.1
$135.84MUSDP/E 5.5
$140.04MUSDP/E 16.3
$137.74MUSDP/E 16.5
$124.74MUSDP/E 418.5
$116.64MUSDP/E 16.2
$111.03MUSDP/E 4.6
$113.61MUSDP/E 16.2
$117.74MUSDP/E 52.6
$116.08MUSDP/E 53.1
$115.95MUSDP/E 10.6
$112.77MUSDP/E 9.8
$112.60MUSDP/E 47.9
$112.27MUSDP/E 8.7
$111.94MUSDP/E 9.7
$110.15MUSD
$99.29MUSDP/E 13.2
$107.56MUSDP/E 18.5
$102.55MUSDP/E 14.7
$101.91MUSDP/E 20.4
$99.35MUSD
$97.68MUSDP/E 19.7
$89.62MUSDP/E 6.7
$94.46MUSDP/E 11.9
$93.75MUSDP/E 6.6
$92.14MUSDP/E 15.9
$91.82MUSDP/E 15.2
$91.80MUSDP/E 11.8
$90.85MUSDP/E 47.7
$90.54MUSDP/E 11.6
$89.63MUSD
$77.52MUSDP/E 13.5
$85.45MUSDP/E 18.9
$74.90MUSDP/E 18.9
$72.41MUSDP/E 9.4
$79.60MUSDP/E 18.1
$70.72MUSD
$71.65MUSDP/E 9.9
$66.90MUSDP/E 30.0
$66.51MUSD
$65.82MUSDP/E 11.8
$64.10MUSDP/E 10.9
$59.90MUSDP/E 23.6
SBNY
Signature Bank$59.83MUSDP/E 0.1
$52.35MUSDP/E 9.4
$54.64MUSDP/E 6.7
$48.72MUSDP/E 7.4
$47.93MUSDP/E 13.2
$50.78MUSDP/E 16.1
$44.05MUSDP/E 2.1
$41.08MUSDP/E 29.9
$34.63MUSD
$26.84MUSD
$26.70MUSDP/E 11.5
$21.75MUSDP/E 12.1
$21.20MUSD
$18.09MUSDP/E 14.1
$18.09MUSDP/E 18.8
$13.28MUSD
$10.97MUSDP/E 42.6
$10.10MUSDP/E 29.5
$6.98MUSD
$1.55MUSD
—P/E 22.4
—P/E 5.2
—P/E 22.1
—P/E 5.9
—
—P/E 10.1
—P/E 8.0
—P/E 3.0
—P/E 3.9
—
—P/E 5.3
—P/E 4.6
—P/E 4.4
—P/E Infinity
—P/E 27.8
—P/E Infinity
—
—P/E 9.7
—P/E 4.1
—P/E 21.1
—P/E 8.4
—P/E 26.6
—P/E 7.6
—P/E 7.4
—P/E 6.8
—P/E 9.3
—P/E 2.5
—P/E 6.7
—
—
—P/E 7.7
—P/E 11.3
—P/E 7.9
—P/E 9.6
—P/E 4.6
SPL
Erste Bank Polska S.A.—
—P/E 0.3
—P/E 10.1
—
—P/E 4.0
—P/E 12.8
—P/E 4.0
Indicators:|
Key Statistics
Company
Market Cap119.63M $
Enterprise Value-273.38M $
Revenue (TTM)140.71M $
Gross Profit177.72M $
Net Income (TTM)28.97M $
Revenue/Share6.572 USD
Last Price5.140 EUR
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees700
CountryDE
SectorFinancial Services
IndustryBanks - Regional
ISINCH1398992755
Valuation
P/E (Trailing)5.78
P/E (Forward)4.10
PEG—
EV/EBITDA—
EV/Revenue-1.94
P/S0.85
P/B0.68
EPS (TTM)0.89
EPS (Forward)1.25
52W Range
5.1002% of range7.730
52W High7.730 EUR
52W Low5.100 EUR
Profitability
Gross Margin68.07%
Oper. Margin12.46%
EBITDA Margin0.00%
Profit Margin11.09%
ROE12.81%
ROA1.92%
Growth
Revenue Growth-4.80%
Earnings Growth-55.60%
Cash Flow & Leverage
Operating CF73.79M $
CapEx (TTM)15.29M $
FCF Margin—
FCF Yield—
Net Debt-393.01M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.54
Current Ratio1.15
Quick Ratio1.14
Book Value/Sh7.543 EUR
Cash/Share22.39 EUR
Dividends
Fwd Div Rate0.5500 EUR
Trail. Div Rate0.5500 EUR
Div. Yield10.78%
5Y Avg Yield1.07%
Payout Ratio26.97%
Ex-Div DateApr 29, 2026
Pay Date—
Analyst Consensus
Rating—
Target (Mean)10.55 EUR
Upside (mean)+105.3%
Target Range7.800 EUR – 14.40 EUR
€7.800+105.3% to mean€14.40
# Analysts4
Ownership
Shares Out.21.41M
Float7.10M
Insiders60.10%
Institutions17.87%
Technical
SMA 505.781 (-11.1%)
SMA 2006.246 (-17.7%)
Beta0.84
S&P 52W Chg20.05%
Avg Vol (30d)8.81K
Avg Vol (10d)6.26K
Technical Indicators
RSI (14)35.4
MACD-0.1105
MACD Signal-0.1012
MACD Hist.-0.0093
BB Upper5.774 EUR
BB Middle5.459 EUR
BB Lower5.144 EUR
BB Width11.54%
ATR (14)0.2263 EUR
Vol Ratio (20d)0.20x