15.75USD+1.09%Mkt Cap: 123.29M USDP/E: 14.39Last update: 2026-06-01
Lake Shore Bancorp, Inc. operates as the bank holding company for Lake Shore Bank that provides banking products and services in New York. The company accepts various deposit products, such as regular savings deposits, i…
Industry Peers
Banks - Regional10.39THUFP/E 9.3
517.02BTRYP/E 4.4
467.97BPLNP/E 10.1
411.54BNOKP/E 10.3
380.27BSEKP/E 12.0
364.95BSEKP/E 12.2
354.89BSEKP/E 11.8
331.24BTRYP/E 5.3
Indicators:|
Key Statistics
Company
Market Cap123.29M USD
Enterprise Value60.75M USD
Revenue (TTM)29.35M USD
Gross Profit29.35M USD
Net Income (TTM)7.27M USD
Revenue/Share3.929 USD
Last Price15.75 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees87
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)14.39
P/E (Forward)—
PEG—
EV/EBITDA—
EV/Revenue2.07
P/S4.17
P/B0.86
EPS (TTM)1.09
EPS (Forward)—
52W Range
11.2489% of range16.28
52W High16.28 USD
52W Low11.24 USD
Profitability
Gross Margin0.00%
Oper. Margin31.47%
EBITDA Margin0.00%
Profit Margin26.11%
ROE5.13%
ROA1.00%
Growth
Revenue Growth21.70%
Earnings Growth88.20%
Cash Flow & Leverage
Operating CF8.00M USD
CapEx (TTM)560.00K USD
FCF Margin—
FCF Yield—
Net Debt-61.61M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity—
Current Ratio—
Quick Ratio—
Book Value/Sh18.11 USD
Cash/Share7.835 USD
Dividends
Fwd Div Rate0.3600 USD
Trail. Div Rate0.3600 USD
Div. Yield2.31%
5Y Avg Yield3.70%
Payout Ratio24.77%
Ex-Div DateMay 4, 2026
Pay DateMay 13, 2026
Splits
Last Split1354:1000
Split DateJul 21, 2025
Analyst Consensus
Rating—
Target (Mean)—
Target Range—
# Analysts—
Ownership
Shares Out.7.86M
Float5.87M
Insiders15.57%
Institutions28.50%
Short Interest
Short Ratio2.1d
Short % Float0.20%
Short % Out.0.19%
Shares Short14.55K
Short (prev mo.)20.33K
Technical
SMA 5015.60 (+1.0%)
SMA 20014.57 (+8.1%)
Beta0.32
S&P 52W Chg27.94%
Avg Vol (30d)9.95K
Avg Vol (10d)18.82K
Technical Indicators
RSI (14)42.1
MACD-0.0319
MACD Signal0.0079
MACD Hist.-0.0398
BB Upper16.04 USD
BB Middle15.78 USD
BB Lower15.51 USD
BB Width3.35%
ATR (14)0.1707 USD
Vol Ratio (20d)0.10x