UBCPUnited Bancorp, Inc.
15.62USD+1.36%Mkt Cap: 90.98M USDP/E: 11.66Last update: 2026-06-01

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers banking and financial services, including accepting demand, savi…

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Key Statistics

Company
Market Cap90.98M USD
Enterprise Value148.07M USD
Revenue (TTM)32.28M USD
Gross Profit32.28M USD
Net Income (TTM)7.75M USD
Revenue/Share5.896 USD
Last Price15.62 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees125
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN
Valuation
P/E (Trailing)11.66
P/E (Forward)9.63
PEG
EV/EBITDA
EV/Revenue4.59
P/S2.76
P/B1.26
EPS (TTM)1.35
EPS (Forward)1.60
52W Range
12.4765% of range17.34
52W High17.34 USD
52W Low12.47 USD
Profitability
Gross Margin0.00%
Oper. Margin22.14%
EBITDA Margin0.00%
Profit Margin23.87%
ROE10.99%
ROA0.90%
Growth
Revenue Growth6.40%
Earnings Growth3.80%
Cash Flow & Leverage
Operating CF10.46M USD
CapEx (TTM)11.78M USD
FCF Margin
FCF Yield
Net Debt63.36M USD
Net Debt/EBITDA
Balance Sheet
Debt/Equity1.44
Current Ratio
Quick Ratio
Book Value/Sh12.25 USD
Cash/Share4.955 USD
Dividends
Fwd Div Rate0.7700 USD
Trail. Div Rate0.7550 USD
Div. Yield4.79%
5Y Avg Yield4.79%
Payout Ratio55.93%
Ex-Div DateJun 10, 2026
Pay DateJun 19, 2026
Splits
Last Split11:10
Split DateNov 29, 2006
Analyst Consensus
Rating
Target (Mean)20.00 USD
Target Range20.00 USD20.00 USD
# Analysts1
Ownership
Shares Out.5.78M
Float4.61M
Insiders16.46%
Institutions13.48%
Short Interest
Short Ratio1.0d
Short % Float0.18%
Short % Out.0.15%
Shares Short8.83K
Short (prev mo.)9.50K
Technical
SMA 5015.76 (-0.9%)
SMA 20014.41 (+8.4%)
Beta0.38
S&P 52W Chg27.70%
Avg Vol (30d)10.71K
Avg Vol (10d)13.49K
Technical Indicators
RSI (14)49.9
MACD-0.1645
MACD Signal-0.2259
MACD Hist.+0.0613
BB Upper16.80 USD
BB Middle15.40 USD
BB Lower13.99 USD
BB Width18.28%
ATR (14)0.5497 USD
Vol Ratio (20d)1.12x