13.55USD-1.09%Mkt Cap: 84.78M USDP/E: —Last update: 2026-06-01
Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company's deposit products include checking, sav…
Industry Peers
Banks - Regional10.39THUFP/E 9.3
517.02BTRYP/E 4.4
467.97BPLNP/E 10.1
411.54BNOKP/E 10.3
380.27BSEKP/E 12.0
364.95BSEKP/E 12.2
354.89BSEKP/E 11.8
331.24BTRYP/E 5.3
Indicators:|
Key Statistics
Company
Market Cap84.78M USD
Enterprise Value121.66M USD
Revenue (TTM)29.97M USD
Gross Profit29.97M USD
Net Income (TTM)-1.93M USD
Revenue/Share4.850 USD
Last Price13.55 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees—
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)—
P/E (Forward)—
PEG—
EV/EBITDA—
EV/Revenue4.06
P/S2.86
P/B0.69
EPS (TTM)-0.41
EPS (Forward)—
52W Range
12.0638% of range15.96
52W High15.96 USD
52W Low12.06 USD
Profitability
Gross Margin0.00%
Oper. Margin27.13%
EBITDA Margin0.00%
Profit Margin-4.11%
ROE-1.58%
ROA-0.14%
Growth
Revenue Growth-4.20%
Earnings Growth4.50%
Cash Flow & Leverage
Operating CF11.68M USD
CapEx (TTM)1.26M USD
FCF Margin—
FCF Yield—
Net Debt35.95M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.87
Current Ratio—
Quick Ratio—
Book Value/Sh19.80 USD
Cash/Share6.259 USD
Dividends
Fwd Div Rate0.4000 USD
Trail. Div Rate0.4000 USD
Div. Yield2.94%
5Y Avg Yield2.27%
Payout Ratio33.33%
Ex-Div DateApr 17, 2026
Pay DateMay 8, 2026
Splits
Last Split1647:1000
Split DateOct 17, 2014
Analyst Consensus
Rating—
Target (Mean)—
Target Range—
# Analysts—
Ownership
Shares Out.4.88M
Float3.54M
Insiders22.99%
Institutions33.12%
Short Interest
Short Ratio1.9d
Short % Float0.14%
Short % Out.0.09%
Shares Short5.80K
Short (prev mo.)8.86K
Technical
SMA 5013.46 (+0.6%)
SMA 20014.18 (-4.5%)
Beta0.17
S&P 52W Chg27.70%
Avg Vol (30d)4.33K
Avg Vol (10d)6.72K
Technical Indicators
RSI (14)51.8
MACD0.0557
MACD Signal0.0429
MACD Hist.+0.0128
BB Upper14.33 USD
BB Middle13.66 USD
BB Lower12.99 USD
BB Width9.78%
ATR (14)0.2742 USD
Vol Ratio (20d)0.68x