16.86USD-0.65%Mkt Cap: 106.00M USDP/E: 18.23Last update: 2026-06-01
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company off…
Industry Peers
Banks - Regional10.39THUFP/E 9.3
517.02BTRYP/E 4.4
467.97BPLNP/E 10.1
411.54BNOKP/E 10.3
380.27BSEKP/E 12.0
364.95BSEKP/E 12.2
354.89BSEKP/E 11.8
331.24BTRYP/E 5.3
Indicators:|
Key Statistics
Company
Market Cap106.00M USD
Enterprise Value234.11M USD
Revenue (TTM)39.84M USD
Gross Profit39.84M USD
Net Income (TTM)6.25M USD
Revenue/Share6.129 USD
Last Price16.86 USD
Fiscal Year EndJun 2025
MR QuarterMar 2026
Employees95
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)18.23
P/E (Forward)12.94
PEG4.00
EV/EBITDA—
EV/Revenue5.88
P/S2.66
P/B0.85
EPS (TTM)0.93
EPS (Forward)1.31
52W Range
14.9577% of range17.42
52W High17.42 USD
52W Low14.95 USD
Profitability
Gross Margin0.00%
Oper. Margin24.16%
EBITDA Margin0.00%
Profit Margin16.04%
ROE4.87%
ROA0.50%
Growth
Revenue Growth-11.20%
Earnings Growth-24.50%
Cash Flow & Leverage
Operating CF8.69M USD
CapEx (TTM)530.00K USD
FCF Margin—
FCF Yield—
Net Debt126.93M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity1.66
Current Ratio—
Quick Ratio—
Book Value/Sh20.02 USD
Cash/Share9.034 USD
Dividends
Fwd Div Rate0.5600 USD
Trail. Div Rate0.5600 USD
Div. Yield3.27%
5Y Avg Yield3.80%
Payout Ratio60.22%
Ex-Div DateMay 14, 2026
Pay DateJun 4, 2026
Splits
Last Split3:2
Split DateFeb 3, 2004
Analyst Consensus
Rating—
Target (Mean)16.50 USD
Target Range16.50 USD – 16.50 USD
# Analysts1
Ownership
Shares Out.6.25M
Float4.33M
Insiders20.60%
Institutions51.72%
Short Interest
Short Ratio5.3d
Short % Float0.79%
Short % Out.0.61%
Shares Short38.36K
Short (prev mo.)33.83K
Technical
SMA 5016.85 (+0.0%)
SMA 20016.04 (+5.1%)
Beta0.33
S&P 52W Chg27.70%
Avg Vol (30d)6.78K
Avg Vol (10d)5.77K
Technical Indicators
RSI (14)45.6
MACD0.0694
MACD Signal0.0849
MACD Hist.-0.0155
BB Upper17.30 USD
BB Middle17.09 USD
BB Lower16.88 USD
BB Width2.43%
ATR (14)0.2049 USD
Vol Ratio (20d)1.23x