AVARDA — Avarda Bank AB (publ)

AVARDAAvarda Bank AB (publ)

STO · SE · Financial Services · Banks - Regional · group.avarda.com

164.00SEK-2.50%Mkt Cap: 10.60B SEKP/E: 15.00Last update: 2026-06-01

Avarda Bank AB (publ), a digital credit and payment platform, provides consumer banking services and e-commerce solutions in Sweden. The company operates through three segments: Consumer Lending, Ecommerce Solutions, and…

Industry Peers

Banks - Regional

Turkiye Garanti Bankasi A.S.

Skandinaviska Enskilda Banken AB (publ)

364.95BSEKP/E 12.2

SEB-A

Skandinaviska Enskilda Banken AB (publ)

Indicators:|

Key Statistics

Company

Market Cap10.60B SEK

Enterprise Value6.52B SEK

Revenue (TTM)2.01B SEK

Gross Profit2.01B SEK

Net Income (TTM)667.05M SEK

Revenue/Share31.03 SEK

Last Price164.00 SEK

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees497

CountrySE

SectorFinancial Services

IndustryBanks - Regional

ISINSE0025666969

Valuation

P/E (Trailing)15.00

P/E (Forward)10.75

PEG—

EV/EBITDA—

EV/Revenue3.25

P/S5.42

P/B3.35

EPS (TTM)11.17

EPS (Forward)—

52W Range

154.2026% of range192.60

52W High192.60 SEK

52W Low154.20 SEK

Profitability

Gross Margin0.00%

Oper. Margin45.57%

EBITDA Margin0.00%

Profit Margin23.25%

ROE20.29%

ROA2.29%

Growth

Revenue Growth22.90%

Earnings Growth47.30%

Cash Flow & Leverage

Operating CF803.94M SEK

CapEx (TTM)41.85M SEK

FCF Margin—

FCF Yield—

Net Debt-4.35B SEK

Net Debt/EBITDA—

Balance Sheet

Debt/Equity0.18

Current Ratio—

Quick Ratio—

Book Value/Sh50.16 SEK

Cash/Share73.38 SEK

Dividends

Fwd Div Rate5.000 SEK

Trail. Div Rate5.000 SEK

Div. Yield2.97%

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div DateMay 6, 2026

Pay Date—

Splits

Last Split3:1

Split DateJul 18, 2025

Analyst Consensus

Rating—

Target (Mean)214.00 SEK

Target Range210.00 SEK – 218.00 SEK

# Analysts2

Ownership

Shares Out.64.65M

Float22.67M

Insiders70.03%

Institutions21.02%

Technical

SMA 50169.88 (-3.5%)

SMA 200169.88 (-3.5%)

Beta0.48

S&P 52W Chg27.70%

Avg Vol (30d)50.96K

Avg Vol (10d)40.84K

Technical Indicators

RSI (14)55.2

MACD-0.8217

MACD Signal-2.1643

MACD Hist.+1.3425

BB Upper171.67 SEK

BB Middle162.42 SEK

BB Lower153.17 SEK

BB Width11.39%

ATR (14)5.474 SEK

Vol Ratio (20d)3.27x