FISIFinancial Institutions, Inc.
35.58USD-1.54%Mkt Cap: 701.03M USDP/E: 9.27Last update: 2026-06-01

Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, in…

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Key Statistics

Company
Market Cap701.03M USD
Enterprise Value867.63M USD
Revenue (TTM)239.43M USD
Gross Profit239.43M USD
Net Income (TTM)74.87M USD
Revenue/Share11.98 USD
Last Price35.58 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees631
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN
Valuation
P/E (Trailing)9.27
P/E (Forward)8.65
PEG1.41
EV/EBITDA
EV/Revenue3.62
P/S2.98
P/B1.16
EPS (TTM)3.84
EPS (Forward)4.19
52W Range
24.4192% of range36.53
52W High36.53 USD
52W Low24.41 USD
Profitability
Gross Margin0.00%
Oper. Margin42.89%
EBITDA Margin0.00%
Profit Margin30.74%
ROE11.91%
ROA1.19%
Growth
Revenue Growth11.30%
Earnings Growth28.40%
Cash Flow & Leverage
Operating CF18.80M USD
CapEx (TTM)5.55M USD
FCF Margin
FCF Yield
Net Debt137.11M USD
Net Debt/EBITDA
Balance Sheet
Debt/Equity0.53
Current Ratio
Quick Ratio
Book Value/Sh31.21 USD
Cash/Share5.750 USD
Dividends
Fwd Div Rate1.260 USD
Trail. Div Rate1.250 USD
Div. Yield3.52%
5Y Avg Yield4.83%
Payout Ratio32.55%
Ex-Div DateJun 12, 2026
Pay DateJul 2, 2026
Analyst Consensus
Rating
Target (Mean)38.50 USD
Target Range38.00 USD39.00 USD
# Analysts2
Ownership
Shares Out.19.69M
Float17.31M
Insiders2.58%
Institutions82.08%
Short Interest
Short Ratio6.1d
Short % Float2.97%
Short % Out.2.90%
Shares Short571.28K
Short (prev mo.)553.54K
Technical
SMA 5033.75 (+5.4%)
SMA 20030.84 (+15.3%)
Beta0.65
S&P 52W Chg27.94%
Avg Vol (30d)85.40K
Avg Vol (10d)92.95K
Technical Indicators
RSI (14)66.5
MACD0.5078
MACD Signal0.4200
MACD Hist.+0.0878
BB Upper36.32 USD
BB Middle34.97 USD
BB Lower33.62 USD
BB Width7.73%
ATR (14)0.8135 USD
Vol Ratio (20d)0.46x