35.58USD-1.54%Mkt Cap: 701.03M USDP/E: 9.27Last update: 2026-06-01
Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, in…
Industry Peers
Banks - RegionalIndicators:|
Key Statistics
Company
Market Cap701.03M USD
Enterprise Value867.63M USD
Revenue (TTM)239.43M USD
Gross Profit239.43M USD
Net Income (TTM)74.87M USD
Revenue/Share11.98 USD
Last Price35.58 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees631
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)9.27
P/E (Forward)8.65
PEG1.41
EV/EBITDA—
EV/Revenue3.62
P/S2.98
P/B1.16
EPS (TTM)3.84
EPS (Forward)4.19
52W Range
24.4192% of range36.53
52W High36.53 USD
52W Low24.41 USD
Profitability
Gross Margin0.00%
Oper. Margin42.89%
EBITDA Margin0.00%
Profit Margin30.74%
ROE11.91%
ROA1.19%
Growth
Revenue Growth11.30%
Earnings Growth28.40%
Cash Flow & Leverage
Operating CF18.80M USD
CapEx (TTM)5.55M USD
FCF Margin—
FCF Yield—
Net Debt137.11M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.53
Current Ratio—
Quick Ratio—
Book Value/Sh31.21 USD
Cash/Share5.750 USD
Dividends
Fwd Div Rate1.260 USD
Trail. Div Rate1.250 USD
Div. Yield3.52%
5Y Avg Yield4.83%
Payout Ratio32.55%
Ex-Div DateJun 12, 2026
Pay DateJul 2, 2026
Analyst Consensus
Rating—
Target (Mean)38.50 USD
Target Range38.00 USD – 39.00 USD
# Analysts2
Ownership
Shares Out.19.69M
Float17.31M
Insiders2.58%
Institutions82.08%
Short Interest
Short Ratio6.1d
Short % Float2.97%
Short % Out.2.90%
Shares Short571.28K
Short (prev mo.)553.54K
Technical
SMA 5033.75 (+5.4%)
SMA 20030.84 (+15.3%)
Beta0.65
S&P 52W Chg27.94%
Avg Vol (30d)85.40K
Avg Vol (10d)92.95K
Technical Indicators
RSI (14)66.5
MACD0.5078
MACD Signal0.4200
MACD Hist.+0.0878
BB Upper36.32 USD
BB Middle34.97 USD
BB Lower33.62 USD
BB Width7.73%
ATR (14)0.8135 USD
Vol Ratio (20d)0.46x