94.50CHF-0.53%Mkt Cap: 2.77B CHFP/E: 15.47Last update: 2026-06-01
Cembra Money Bank AG provides consumer finance products and services in Switzerland. The company offers savings and deposit products; cash and personal loans, and auto loans and leasing products; credit card and invoice …
Industry Peers
Banks - Regional10.39THUFP/E 9.3
517.02BTRYP/E 4.4
467.97BPLNP/E 10.1
411.54BNOKP/E 10.3
380.27BSEKP/E 12.0
364.95BSEKP/E 12.2
354.89BSEKP/E 11.8
331.24BTRYP/E 5.3
Indicators:|
Key Statistics
Company
Market Cap2.77B CHF
Enterprise Value4.83B CHF
Revenue (TTM)468.62M CHF
Gross Profit468.62M CHF
Net Income (TTM)179.57M CHF
Revenue/Share15.99 CHF
Last Price94.50 CHF
Fiscal Year EndDec 2025
MR QuarterDec 2025
Employees713
CountryCH
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)15.47
P/E (Forward)13.14
PEG—
EV/EBITDA—
EV/Revenue10.30
P/S5.94
P/B2.07
EPS (TTM)6.11
EPS (Forward)7.23
52W Range
88.3036% of range105.50
52W High105.50 CHF
52W Low88.30 CHF
Profitability
Gross Margin0.00%
Oper. Margin49.34%
EBITDA Margin0.00%
Profit Margin33.12%
ROE13.35%
ROA2.26%
Growth
Revenue Growth-4.40%
Earnings Growth0.30%
Cash Flow & Leverage
Operating CF219.40M CHF
CapEx (TTM)11.99M CHF
FCF Margin—
FCF Yield—
Net Debt2.05B CHF
Net Debt/EBITDA—
Balance Sheet
Debt/Equity2.10
Current Ratio—
Quick Ratio—
Book Value/Sh45.92 CHF
Cash/Share26.66 CHF
Dividends
Fwd Div Rate4.600 CHF
Trail. Div Rate0.0000 CHF
Div. Yield4.75%
5Y Avg Yield5.15%
Payout Ratio69.56%
Ex-Div DateApr 28, 2026
Pay DateApr 30, 2025
Analyst Consensus
Rating—
Target (Mean)96.23 CHF
Target Range91.70 CHF – 102.00 CHF
# Analysts3
Ownership
Shares Out.29.30M
Float—
Insiders0.04%
Institutions52.57%
Technical
SMA 5097.62 (-3.2%)
SMA 20095.36 (-0.9%)
Beta0.17
S&P 52W Chg27.70%
Avg Vol (30d)68.61K
Avg Vol (10d)54.92K
Technical Indicators
RSI (14)44.4
MACD-0.5933
MACD Signal-0.9211
MACD Hist.+0.3278
BB Upper97.78 CHF
BB Middle94.74 CHF
BB Lower91.69 CHF
BB Width6.43%
ATR (14)1.921 CHF
Vol Ratio (20d)1.94x