62.61USD-2.23%Mkt Cap: 3.29B USDP/E: 15.20Last update: 2026-06-01
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. …
Industry Peers
Banks - Regional10.39THUFP/E 9.3
517.02BTRYP/E 4.4
467.97BPLNP/E 10.1
411.54BNOKP/E 10.3
380.27BSEKP/E 12.0
364.95BSEKP/E 12.2
354.89BSEKP/E 11.8
331.24BTRYP/E 5.3
Indicators:|
Key Statistics
Company
Market Cap3.29B USD
Enterprise Value3.42B USD
Revenue (TTM)814.75M USD
Gross Profit814.75M USD
Net Income (TTM)210.46M USD
Revenue/Share15.46 USD
Last Price62.61 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees2.9K
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISIN—
Valuation
P/E (Trailing)15.20
P/E (Forward)11.82
PEG2.62
EV/EBITDA—
EV/Revenue4.20
P/S4.11
P/B1.65
EPS (TTM)4.12
EPS (Forward)5.38
52W Range
51.1270% of range67.50
52W High67.50 USD
52W Low51.12 USD
Profitability
Gross Margin0.00%
Oper. Margin37.98%
EBITDA Margin0.00%
Profit Margin25.72%
ROE10.49%
ROA1.22%
Growth
Revenue Growth9.50%
Earnings Growth16.10%
Cash Flow & Leverage
Operating CF301.86M USD
CapEx (TTM)68.53M USD
FCF Margin—
FCF Yield—
Net Debt76.56M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.23
Current Ratio—
Quick Ratio—
Book Value/Sh38.52 USD
Cash/Share10.99 USD
Dividends
Fwd Div Rate1.880 USD
Trail. Div Rate1.870 USD
Div. Yield2.95%
5Y Avg Yield3.08%
Payout Ratio45.39%
Ex-Div DateJun 15, 2026
Pay DateJul 10, 2026
Splits
Last Split2:1
Split DateApr 13, 2004
Analyst Consensus
Rating—
Target (Mean)68.50 USD
Target Range66.00 USD – 75.00 USD
# Analysts6
Ownership
Shares Out.52.55M
Float52.05M
Insiders0.78%
Institutions79.30%
Short Interest
Short Ratio9.1d
Short % Float5.29%
Short % Out.3.82%
Shares Short2.01M
Short (prev mo.)1.99M
Technical
SMA 5061.66 (+1.5%)
SMA 20060.00 (+4.4%)
Beta0.80
S&P 52W Chg27.70%
Avg Vol (30d)196.47K
Avg Vol (10d)234.35K
Technical Indicators
RSI (14)58.1
MACD0.4935
MACD Signal0.4260
MACD Hist.+0.0675
BB Upper64.90 USD
BB Middle63.16 USD
BB Lower61.43 USD
BB Width5.49%
ATR (14)1.308 USD
Vol Ratio (20d)0.39x