3.750USD+1.90%Mkt Cap: 63.62M USDP/E: 11.36Last update: 2026-06-01
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail bank…
Industry Peers
Banks - Regional10.39THUFP/E 9.3
517.02BTRYP/E 4.4
467.97BPLNP/E 10.1
411.54BNOKP/E 10.3
380.27BSEKP/E 12.0
364.95BSEKP/E 12.2
354.89BSEKP/E 11.8
331.24BTRYP/E 5.3
Indicators:|
Key Statistics
Company
Market Cap63.62M USD
Enterprise Value123.28M USD
Revenue (TTM)55.56M USD
Gross Profit55.56M USD
Net Income (TTM)5.61M USD
Revenue/Share3.343 USD
Last Price3.750 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees299
CountryUS
SectorFinancial Services
IndustryBanks - Regional
ISINLU2446381555
Valuation
P/E (Trailing)11.36
P/E (Forward)—
PEG0.95
EV/EBITDA—
EV/Revenue2.22
P/S1.13
P/B0.52
EPS (TTM)0.33
EPS (Forward)—
52W Range
2.64079% of range4.040
52W High4.040 USD
52W Low2.640 USD
Profitability
Gross Margin0.00%
Oper. Margin16.67%
EBITDA Margin0.00%
Profit Margin9.47%
ROE4.70%
ROA0.39%
Growth
Revenue Growth3.00%
Earnings Growth-8.20%
Cash Flow & Leverage
Operating CF3.19M USD
CapEx (TTM)1.12M USD
FCF Margin—
FCF Yield—
Net Debt60.51M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.63
Current Ratio—
Quick Ratio—
Book Value/Sh7.115 USD
Cash/Share0.4220 USD
Dividends
Fwd Div Rate0.1200 USD
Trail. Div Rate0.1200 USD
Div. Yield3.17%
5Y Avg Yield3.65%
Payout Ratio36.36%
Ex-Div DateMay 4, 2026
Pay DateMay 18, 2026
Splits
Last Split3:1
Split DateAug 3, 1998
Analyst Consensus
Rating—
Target (Mean)—
Target Range—
# Analysts—
Ownership
Shares Out.16.96M
Float12.87M
Insiders26.33%
Institutions39.65%
Short Interest
Short Ratio8.0d
Short % Float0.62%
Short % Out.0.57%
Shares Short96.80K
Short (prev mo.)95.80K
Technical
SMA 503.787 (-1.0%)
SMA 2003.347 (+12.0%)
Beta0.46
S&P 52W Chg27.94%
Avg Vol (30d)10.39K
Avg Vol (10d)11.62K
Technical Indicators
RSI (14)41.7
MACD-0.0053
MACD Signal0.0115
MACD Hist.-0.0168
BB Upper4.002 USD
BB Middle3.814 USD
BB Lower3.626 USD
BB Width9.87%
ATR (14)0.1489 USD
Vol Ratio (20d)0.23x