5.480EUR+1.11%Mkt Cap: 127.54M $P/E: 6.161d ago
Multitude AG, together with its subsidiaries, provides digital lending and online banking services in Finland. Its loan portfolio consists of micro loans, Plus loans, Prime loans, instalment loans, secured loans, and rev…
Industry Peers
Banks - Regional$132.93BUSDP/E 11.2
$131.26BUSDP/E 11.1
$122.30BUSDP/E 9.6
$120.15BUSDP/E 11.6
$100.89BUSDP/E 13.9
$93.75BUSDP/E 15.3
$98.36BUSDP/E 12.6
$70.42BUSDP/E 13.9
$64.12BUSDP/E 9.8
$62.86BUSDP/E 12.4
$65.41BUSDP/E 13.0
$59.16BUSDP/E 10.6
$58.52BUSDP/E 8.4
$57.90BUSDP/E 9.6
$51.91BUSDP/E 13.8
$52.58BUSDP/E 19.5
$49.98BUSDP/E 13.1
$47.16BUSDP/E 13.0
$43.92BUSDP/E 17.0
$43.25BUSDP/E 13.1
$40.45BUSDP/E 13.8
$40.13BUSDP/E 13.7
$39.65BUSDP/E 10.8
$38.65BUSDP/E 12.7
$36.89BUSDP/E 8.1
$37.00BUSDP/E 14.0
$31.91BUSDP/E 10.1
$36.12BUSDP/E 13.2
$33.81BUSDP/E 12.4
$31.03BUSDP/E 13.0
$30.61BUSDP/E 15.8
$27.01BUSDP/E 13.1
$25.21BUSDP/E 11.2
$25.42BUSDP/E 14.4
$23.67BUSDP/E 11.0
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$24.59BUSDP/E 12.2
$18.93BUSDP/E 17.1
$17.98BUSDP/E 13.0
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$16.96BUSDP/E 11.5
$17.84BUSDP/E 15.2
$16.45BUSDP/E 14.7
$16.10BUSDP/E 11.1
$15.22BUSDP/E 9.2
$15.23BUSDP/E 21.6
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$14.72BUSDP/E 15.3
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$3.33BUSD
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$2.85BUSDP/E 13.3
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$2.73BUSDP/E 14.8
$2.46BUSDP/E 10.8
$2.67BUSDP/E 22.0
$2.65BUSDP/E 9.9
$2.58BUSDP/E 28.5
$2.44BUSDP/E 26.0
$2.54BUSDP/E 12.3
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$2.44BUSDP/E 42.6
$2.42BUSDP/E 12.0
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$2.27BUSDP/E 16.9
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$2.22BUSDP/E 12.8
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$2.02BUSDP/E 93.1
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$1.76BUSDP/E 9.6
$1.92BUSDP/E 67.7
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$1.76BUSDP/E 25.0
$1.73BUSDP/E 16.9
$1.73BUSDP/E 12.4
$1.68BUSDP/E 18.0
$1.66BUSDP/E 10.4
$1.65BUSDP/E 20.4
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$1.47BUSDP/E 10.5
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$1.56BUSDP/E 14.7
$1.51BUSDP/E 1.1
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$1.42BUSDP/E 12.3
$1.36BUSDP/E 12.6
$1.35BUSDP/E 8.0
$1.31BUSDP/E 12.4
$1.24BUSDP/E 21.2
$1.31BUSDP/E 129.6
$1.26BUSDP/E 15.0
$1.19BUSDP/E 10.8
$1.24BUSDP/E 13.4
$1.17BUSDP/E 12.6
$1.13BUSDP/E 15.7
$1.22BUSDP/E 12.2
$1.22BUSDP/E 14.2
$1.20BUSDP/E 24.6
$1.14BUSDP/E 7.7
$1.19BUSDP/E 15.0
$1.13BUSDP/E 11.3
$1.07BUSDP/E 9.1
$1.06BUSDP/E 11.4
$1.07BUSDP/E 14.4
$1.06BUSDP/E 20.8
$1.01BUSDP/E 2.9
$1.17BUSDP/E 17.1
$990.53MUSDP/E 12.9
$1.04BUSDP/E 15.5
$1.04BUSDP/E 12.6
$1.04BUSD
$1.04BUSDP/E 32.1
$1.04BUSDP/E 14.8
$943.89MUSDP/E 9.0
$977.98MUSDP/E 12.0
$1.03BUSDP/E 18.4
$1.02BUSDP/E 13.1
$1.02BUSDP/E 11.9
$1.01BUSDP/E 11.0
$998.46MUSDP/E 10.4
$971.28MUSDP/E 12.2
$959.72MUSDP/E 16.1
$884.46MUSDP/E 276.5
$933.05MUSDP/E 15.5
$872.62MUSDP/E 12.7
$916.78MUSDP/E 11.5
$909.14MUSDP/E 11.2
$898.22MUSDP/E 16.1
$819.46MUSDP/E 22.2
$879.94MUSDP/E 12.9
$866.91MUSDP/E 10.1
$861.23MUSDP/E 14.3
$853.05MUSDP/E 12.9
$852.39MUSDP/E 13.0
$847.49MUSDP/E 17.0
$835.27MUSD
$824.30MUSDP/E 12.7
$823.29MUSDP/E 15.4
$816.82MUSDP/E 18.7
$773.88MUSDP/E 13.2
$812.24MUSDP/E 9.5
$807.89MUSDP/E 30.6
$775.51MUSDP/E 12.3
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$726.16MUSDP/E 10.2
$725.31MUSDP/E 12.4
$750.27MUSDP/E 10.9
$741.10MUSDP/E 6.8
$736.97MUSDP/E 12.6
$795.44MUSDP/E 3.0
$678.06MUSDP/E 9.1
$674.28MUSD
$672.25MUSDP/E 11.3
$698.18MUSDP/E 13.4
$624.68MUSDP/E 8.9
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$686.95MUSDP/E 13.4
$673.97MUSDP/E 10.4
$618.56MUSDP/E 11.0
$649.79MUSDP/E 8.4
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$645.11MUSDP/E 25.9
$643.52MUSDP/E 14.7
$609.08MUSDP/E 7.9
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$639.21MUSDP/E 15.5
$574.47MUSDP/E 22.5
$620.61MUSDP/E 114.3
$619.29MUSDP/E 9.7
$617.32MUSDP/E 12.2
$615.11MUSDP/E 12.5
$597.86MUSDP/E 16.7
$563.94MUSDP/E 11.8
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$588.11MUSDP/E 14.6
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$574.84MUSDP/E 10.0
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$532.39MUSDP/E 16.4
$559.29MUSDP/E 14.3
$550.90MUSDP/E 12.3
$497.93MUSDP/E 8.5
$549.39MUSDP/E 10.8
$543.57MUSDP/E 11.6
$494.55MUSDP/E 13.3
$508.10MUSDP/E 8.0
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$489.80MUSDP/E 15.5
$485.11MUSDP/E 11.7
$442.80MUSDP/E 10.6
$437.83MUSDP/E 9.0
$479.19MUSDP/E 12.0
$468.21MUSD
$466.39MUSDP/E 12.2
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$458.29MUSDP/E 11.5
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$439.15MUSDP/E 6.7
$481.25MUSDP/E 2.4
$430.57MUSDP/E 20.9
$427.24MUSDP/E 12.1
$424.34MUSDP/E 10.7
$401.10MUSDP/E 11.4
$420.89MUSDP/E 11.7
$418.17MUSDP/E 21.8
$412.01MUSDP/E 13.2
$379.03MUSDP/E 16.0
$385.57MUSDP/E 9.3
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$391.75MUSDP/E 9.5
$389.13MUSDP/E 10.7
$431.87MUSDP/E 13.3
$377.17MUSDP/E 26.4
$376.63MUSDP/E 13.4
$374.04MUSDP/E 13.9
$341.25MUSDP/E 0.0
$370.59MUSDP/E 14.0
$366.07MUSDP/E 20.0
$355.47MUSDP/E 11.9
$321.44MUSDP/E 13.1
$342.63MUSDP/E 11.2
$341.21MUSDP/E 11.5
$316.33MUSDP/E 1.1
$312.55MUSDP/E 6.8
$326.87MUSDP/E 10.2
$322.52MUSDP/E 21.5
$320.70MUSDP/E 13.9
$290.12MUSDP/E 12.8
$311.09MUSDP/E 26.6
$307.41MUSDP/E 12.8
$304.60MUSDP/E 10.3
$284.46MUSDP/E 11.5
$273.28MUSDP/E 19.5
$294.43MUSDP/E 16.6
$292.36MUSDP/E 11.6
$281.60MUSDP/E 11.6
$281.17MUSDP/E 11.7
$275.14MUSDP/E 12.7
$259.05MUSDP/E 8.5
$272.82MUSDP/E 11.1
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$266.80MUSDP/E 12.7
$262.64MUSDP/E 13.5
$262.35MUSDP/E 12.2
$260.25MUSDP/E 9.2
$252.06MUSDP/E 12.2
$250.25MUSDP/E 12.5
$247.43MUSDP/E 90.1
$232.01MUSDP/E 4.7
$240.66MUSDP/E 10.9
$224.16MUSDP/E 10.3
$233.02MUSDP/E 13.3
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$214.19MUSDP/E 16.3
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$215.22MUSDP/E 11.9
$205.68MUSDP/E 13.3
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$178.80MUSDP/E 15.6
$189.88MUSDP/E 9.9
$189.42MUSDP/E 12.6
$188.93MUSDP/E 18.7
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$184.44MUSDP/E 28.0
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$169.62MUSDP/E 11.1
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$169.93MUSDP/E 10.6
$150.67MUSDP/E 9.8
$157.61MUSDP/E 13.4
$164.31MUSD
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$133.74MUSDP/E 5.5
$139.94MUSDP/E 59.5
$138.60MUSDP/E 16.6
$134.93MUSDP/E 15.7
$118.94MUSDP/E 16.6
$124.44MUSDP/E 417.5
$110.53MUSDP/E 4.6
$121.31MUSDP/E 11.1
$117.20MUSDP/E 9.8
$116.94MUSDP/E 50.2
$115.95MUSDP/E 53.1
$109.53MUSDP/E 15.7
$113.42MUSDP/E 9.9
$111.52MUSDP/E 16.0
$110.58MUSDP/E 22.1
$109.97MUSDP/E 22.1
$109.70MUSDP/E 8.5
$107.63MUSDP/E 18.5
$107.10MUSD
$94.76MUSDP/E 12.6
$102.54MUSD
$94.70MUSDP/E 7.0
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$96.84MUSDP/E 12.4
$93.77MUSDP/E 20.7
$92.92MUSDP/E 11.7
$92.23MUSDP/E 15.3
$91.86MUSDP/E 15.9
$91.06MUSDP/E 47.8
$89.17MUSD
$88.51MUSDP/E 11.3
$78.07MUSDP/E 19.8
$76.99MUSDP/E 13.4
$84.49MUSDP/E 19.2
$71.97MUSDP/E 9.3
$79.24MUSD
$70.72MUSD
$73.98MUSDP/E 10.2
$70.24MUSDP/E 11.9
$70.02MUSDP/E 31.4
$66.75MUSD
$66.16MUSDP/E 11.8
$61.00MUSDP/E 24.1
SBNY
Signature Bank$59.83MUSDP/E 0.1
$52.73MUSDP/E 8.6
$56.85MUSDP/E 6.9
$51.08MUSDP/E 10.2
$47.29MUSDP/E 13.0
$50.35MUSDP/E 16.0
$44.05MUSDP/E 2.1
$42.05MUSDP/E 30.6
$34.51MUSD
$32.63MUSDP/E 14.0
$30.70MUSD
$21.67MUSDP/E 12.1
$19.45MUSDP/E 15.1
$20.22MUSD
$17.30MUSDP/E 18.0
$13.26MUSD
$10.57MUSDP/E 41.1
$9.34MUSDP/E 27.3
$8.10MUSD
$1.35MUSD
—
—P/E 21.1
—P/E 8.6
—P/E 10.2
—P/E 28.1
—P/E 3.0
—P/E 7.9
—P/E 12.9
—P/E 6.7
—
—P/E 26.6
—P/E 4.6
—P/E 11.5
—P/E 22.5
—P/E 4.1
—P/E 2.6
—P/E 6.1
—P/E 4.1
—P/E 6.8
—
—P/E 22.5
—P/E 9.3
—
—P/E 4.7
—
—P/E 7.4
—P/E 4.6
—
—P/E 9.7
—P/E 5.2
—P/E Infinity
—P/E 0.4
—P/E 7.7
—P/E 5.3
—P/E Infinity
—P/E 9.6
—P/E 8.0
—P/E 4.0
—P/E 3.9
—P/E 10.2
—P/E 7.7
Indicators:|
Key Statistics
Company
Market Cap127.54M $
Enterprise Value-265.47M $
Revenue (TTM)140.71M $
Gross Profit177.72M $
Net Income (TTM)28.97M $
Revenue/Share6.572 USD
Last Price5.480 EUR
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees700
CountryDE
SectorFinancial Services
IndustryBanks - Regional
ISINCH1398992755
Valuation
P/E (Trailing)6.16
P/E (Forward)4.38
PEG—
EV/EBITDA—
EV/Revenue-1.89
P/S0.91
P/B0.73
EPS (TTM)0.89
EPS (Forward)1.25
52W Range
5.08017% of range7.500
52W High7.500 EUR
52W Low5.080 EUR
Profitability
Gross Margin68.07%
Oper. Margin12.46%
EBITDA Margin0.00%
Profit Margin11.09%
ROE12.81%
ROA1.92%
Growth
Revenue Growth-4.80%
Earnings Growth-55.60%
Cash Flow & Leverage
Operating CF73.79M $
CapEx (TTM)15.29M $
FCF Margin—
FCF Yield—
Net Debt-393.01M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.54
Current Ratio1.15
Quick Ratio1.14
Book Value/Sh7.543 EUR
Cash/Share22.39 EUR
Dividends
Fwd Div Rate0.5500 EUR
Trail. Div Rate0.5500 EUR
Div. Yield10.15%
5Y Avg Yield1.07%
Payout Ratio26.97%
Ex-Div DateApr 29, 2026
Pay Date—
Analyst Consensus
Rating—
Target (Mean)10.55 EUR
Upside (mean)+92.5%
Target Range7.800 EUR – 14.40 EUR
€7.800+92.5% to mean€14.40
# Analysts4
Ownership
Shares Out.21.41M
Float7.10M
Insiders60.10%
Institutions17.78%
Technical
SMA 505.544 (-1.1%)
SMA 2006.134 (-10.7%)
Beta0.86
S&P 52W Chg19.64%
Avg Vol (30d)6.40K
Avg Vol (10d)4.69K
Technical Indicators
RSI (14)51.0
MACD-0.0265
MACD Signal-0.0612
MACD Hist.+0.0348
BB Upper5.673 EUR
BB Middle5.397 EUR
BB Lower5.121 EUR
BB Width10.22%
ATR (14)0.1702 EUR
Vol Ratio (20d)0.74x